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DSCR Loan Program 85% LTV 11 Our manual underwriting process for DSCR loans provides the flexibility to evaluate loans comprehensively, allowing for more credit approval decisions. LTV up to 85% on purchase loans and rate/term refinances, accommodating a wider range
The DSCR Mortgage Loan Program offers financing options with a Debt Service Coverage Ratio as low as 0.75. Borrowers can choose from adjustable-rate mortgages (ARMs) with interest-only options or fixed-rate products. The program allows for loan-to-value (LTV) ratios of up
Alt-Doc Mortgage Program: Flexible financing up to 90% LTV with loan amounts from $1.5M to
Alt-Doc for Real-Estate Investors: Rent & business bank statements, lease income or Airbnb qualify. Flexible
The Stated Income Owner-Occupied Jumbo program (updated July 31, 2025) provides borrowers who prefer not
Super Jumbo Real Estate Investor Loan Program to $5,000,000 This investor program was created for
The 90% LTV – 12-Month Bank Statement Jumbo Loan caters to self-employed borrowers—especially sole proprietors—by
Self-Employed Borrowers Our Investor Bank Statement Loan program caters to borrowers who thrive outside the
1099 Only mortgage for Independent Contractors with one or two year self-employment histor.
Business Purpose Investor Loan Program Loan programs for homebuyers and homeowners looking to refinance, rate/Term
12 month P&L statement along with 3 months bank statements to support P&L (10%-25% variance)..
Super Jumbo Bank Financing up to $30 Million. Portfolio mortgage with flexible Lite Doc options,
Stated Income / No Doc This hard money asset-based stated income / No Doc loan
This investor purchase loan program provides flexible financing for borrowers acquiring residential investment properties, second
Non-Prime – No Income and No Employment If you’re seeking the right Non-Prime No-Income/No-Employment program
Portfolio Prime Loan Program Overview The Portfolio Prime Loan Program is designed for borrowers with
The One-Month Alt-Doc Bank Statement Jumbo program offered self-employed borrowers by allowing approval with only
Access an easy home loan up to $4,000,000 based on stated income, with a minimum
No income or asset documentation required—no 4506-T or 4506-C forms needed. As of June 2025,
12-Month Bridge Loan: short-term loan up to $30M, up to 75% LTV. Tap your property
Jumbo Second Mortgage | Alt Doc + Minimum Mortgage Credit Score: 680 Available Terms –
Portfolio Direct Lender is a direct lender with their own portfolio of loan products and
3-Month Bank Statement Loans in California help self-employed borrowers qualify using just three months of