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Bank Statement Loan: 90% LTV with just a 620 credit score — up to $5M loan, 55% DTI, ideal for self-employed with complex deductions.
California Only Non-Prime Available DSCR Available No title seasoning required for a Cash Out refinance Eligible Alt Doc Income Documentation: * Bank Statements – 12 Months * Bank Statements – 24 Months * Asset Depletion Primary Residence to $2,000,000 Credit
Alternative Income Second Mortgage Non-QM lender offers a closed-end, fixed-rate structure tailored for the needs
Alt-Doc for Real-Estate Investors: Rent & business bank statements, lease income or Airbnb qualify. Flexible
Non-Prime Bank Statement Options Self-Employed Borrowers: Portfolio Direct Lender is a direct lender with their
Bank Statement Jumbo Mortgage with Interest-Only options. Choose from 2-month or 24-month bank statement programs
Bank Statement Alt Doc Options Available – 2026 Updates We calculate your monthly income number
The 90% LTV – 12-Month Bank Statement Jumbo Loan caters to self-employed borrowers—especially sole proprietors—by
Our alternative documentation mortgage program features a Lite Doc option for borrowers seeking simplified income
Access up to $750,000 with a Stand-Alone Second Mortgage—no need to refinance. Requires 680+ credit
Bank Statement Loans for Self Employed Borrowers Whether you’re purchasing your first home or expanding
Subprime bank-statement loan: Alt-doc financing using bank statements for income. Higher-risk, flexible qualification even with
Self-Employed Borrowers Our Investor Bank Statement Loan program caters to borrowers who thrive outside the
Self-Employed Mortgage One Month Bank Statement Option One-Month Bank Statement Loan for Self-Employed: A flexible
The Non-Qualified Mortgage Jumbo (55% DTI) program is for borrowers with a high debt ratio
24-Month Business & Personal Commingled Bank Account Mortgage. A specialized program allowing the use of
1099 Only Lite Doc Bank Statement Loan – Qualify with just 1 year of income
The Non-Prime Bank Statement Loan (620 Credit Score) is a Non-QM non-traditional income documentation. qualifY
A Second Mortgage Bank Statement Loan allows qualified homeowners to access equity without refinancing their
6-Month Bank Statement Loan – 680 Credit Score This Six-Month Bank Statement Loan program caters to borrowers
12 month P&L statement along with 3 months bank statements to support P&L (10%-25% variance)..
The Non-QM Bank Statement Loan Program offers flexible underwriting with a maximum Debt-to-Income (DTI) ratio
Real estate investor cash-out with bank-statement loans: use rentals, 1099 or Airbnb income, alt docs.