Unconventional Mortgages (800) 718-8906

Unconventional Mortgages and Loans

(800) 718-8906

Unconventional Mortgages - A Wealth of Information Resource & Service: (800) 718-8906


600 Credit Score Jumbo Mortgage Programs

Non-Prime Jumbo Program Loan Amount – $3,500,000

600 Credit Score Jumbo Mortgage Program, designed to provide accessible financing solutions for discerning investors. With loan amounts up to $3,500,000, our Alt Doc Super Jumbo program offers competitive terms.

Alt Doc Super Jumbo – 90% LTV

Loan-to-Value (LTV) ratio. Eligible property types include Single Family Residences and Condos with less than 4 stories. Our terms offer Adjustable Rate Mortgages (ARMs) for better pricing. Purchase to 80% LTV or cash-out refinancing at 75% LTV, our 600 Credit Score Jumbo Mortgage Program provides accessible financing options.

Eligible Property Types: – Single Family Residence – Condo – Less than 4 Stories

Occupancy: Owner Occupied

Terms Available:

* ARM’s: 5/1 year and 7/1 year

* Income Documentation: Full Doc only

* Purchase to 80% LTV | Cash Out – 75% LTV

Credit Scores (mortgage credit scores) 580 minimum.

Credit Criteria:

Tradeline Requirements:

* 2 Tradelines 24 Months Seasoned

* 1 Tradeline Seasoned 12 with a Minimum of $3,000 High Credit Limit Credit

Underwriting Notes:

All Installment Loans must be Current and in Good Standing

Credit Card and Revolving Accounts must be Current and in Good Standing

Bankruptcy, Foreclosure and Short Sales need 6 months Seasoning. (Exceptions can be made with compensating factors)

* If you have a recent Bankruptcy

Available in the Following States:

Alabama, Arizona, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Nevada, New Jersey, New Mexico, North Carolina, North Dakota, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, and Wisconsin.

Alternative Income Documentation

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Non-Qualified Mortgage Lending

Hard Money Loans

Investor Loans

Investment Property Loans