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Bank Statement Loan $4,000,000. Max LTV 85% Bank Statement Jumbo Mortgage: Borrow up to $4,000,000 with a maximum 90% LTV Maximum LTV/ Minimum Credit
Bank statement mortgage program for self-employed borrowers using 12 months of personal or business statements, flexible expense factors, and loan amounts up to $3,500,000
Manual Underwrite Super Jumbo Mortgage Super Jumbo Non-Conventional Mortgage Loan Program | Flexibility | Freedom
Qualify for a mortgage using 12 months of personal or business bank statements instead of
Alt-Doc for Real-Estate Investors: Rent & business bank statements, lease income or Airbnb qualify. Flexible
Bank Statement Jumbo Mortgage with Interest-Only options. Choose from 2-month or 24-month bank statement programs
Prime and Non-Prime Bank Statement Options Portfolio Direct Lender is a specialized direct lender offering
Super Jumbo Bank Statement Loan for Self-Employed Borrowers The Super Jumbo Bank Statement Loan is
Non-Prime Super Jumbo Loans up to $5,000,000 for self-employed borrowers. Use 12 or 24 months
Flexible income documentation options with as little as 3 months of personal or business bank
Access your home equity with a Jumbo Second Mortgage. Flexible LTVs, alt-doc options, and no
Business Purpose Investor Loan Program Loan programs for homebuyers and homeowners looking to refinance, rate/Term
Purchase or Cash Out Refinance options available with a minimum 620 credit score. The Real
Self-Employed Borrowers – Forms 4506-T / 4506-C Not Required This Alt Doc Home Loan program
The Non-Prime / Non-Qualified Lender Programs offer flexible mortgage solutions for borrowers with unconventional financial
Qualify for an Asset Depletion Mortgage up to $5 million without tax returns. This program
Borrow up to $3M with jumbo hard money loans at 80% LTV for fix &
Asset depletion mortgage: Use liquid assets (cash, investments, retirement) as qualifying “income.” No W-2s or
The Stated Income Owner-Occupied Jumbo program (updated July 31, 2025) provides borrowers who prefer not
This Interest-Only Non-QM jumbo mortgage program is designed for qualified borrowers seeking larger loan amounts
The 1099 Mortgage Program makes qualifying easier for self-employed borrowers. Only one year of 1099
Self-Employed Borrower Income Documentation Portfolio direct lender functions as a direct lender boasting its unique
Soft Money Mortgage Program Exceptions made to 75% LTV for qualifying counties in the state
Niche Loan Non-Prime Mortgage Our non-prime jumbo mortgage loan program offers flexible financing options, allowing
Non-Prime Bank Statement Options Self-Employed Borrowers: Portfolio Direct Lender is a direct lender with their
One-Year W-2 Jumbo: low-doc jumbo non-QM loans; 1-year W2 income, bank-statements, asset depletion. Up to
1099 Only and Bank Statement Home Loans This loan program is for home buyers and
This 12-Month Bank Statement Jumbo Loan is tailored for self-employed borrowers and those with alternative
Bank Statement Employment Documentation: Verify self-employment with CPA letter or license. Qualify with 12–24 months
No income or asset documentation required—no 4506-T or 4506-C forms needed. As of June 2025,
Federal Tax Transcripts Not Required Loan Qualifying Criteria for this loan program are Asset Based.
Partner with us for ARV purchase & rehab loans—finance both acquisition and renovations, leverage your
Profit and Loss (P&L) loans are Non-Qualified Mortgage loans. Non-QM mortgage lending allow our borrowers
Qualifying for a mortgage on an investment property can be tricky, particularly if you own
3-Month Bank Statement Loan. Use either 3 months of business or personal bank statements as
Commercial Mortgage Stated Income This Commercial Mortgage Loan Program Does Not Require Tax Returns or
DSRC Investor Loan Program – No Income Verification Qualify for a self-employed mortgage with loan
Alt Doc Loans Bank Statement Loans Bank Statement Mortgages Jumbo Loan Programs Jumbo Loans
Super Jumbo Alt-Doc loans with a 620 credit score: get up to $2.5M for purchases,
12 month P&L statement along with 3 months bank statements to support P&L (10%-25% variance)..
Real estate investor cash-out with bank-statement loans: use rentals, 1099 or Airbnb income, alt docs.
Bank Statement Program – 2025 This Bank Statement mortgage is designed for self-employed borrowers. You
Access the equity in your home without the paperwork stress. Our Second Mortgage Bank-Statement Loan
Sole Proprietor Super Jumbo Loan Program – $7,500,000 This particular 1099 Only income documentation mortgage
Self-Employed Mortgage One Month Bank Statement Option One-Month Bank Statement Loan for Self-Employed: A flexible
Jumbo Bank Statement Loan to $5,000,000. Alt-doc qualifying with 12–24 month. bank statements, up to
12-Month Bridge Loan: short-term loan up to $30M, up to 75% LTV. Tap your property
12 Month Reduced Doc Mortgage for self-employed and W-2 borrowers using one year of income
Bank Statement Mortgage Program for self-employed borrowers using personal or business bank statements instead of
One Month Bank Statement Loan Program for self-employed borrowers. A flexible solution allowing qualification with
Self-Employed Borrowers Our Investor Bank Statement Loan program caters to borrowers who thrive outside the
Non-Prime – No Income and No Employment If you’re seeking the right Non-Prime No-Income/No-Employment program