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Unconventional Mortgages - A Wealth of Information Resource & Service: (800) 718-8906


95 Percent Financing 620 Credit Score

96.5% LTV with 630 Credit Score

Purchase and Rate and Term Refinance Only. No Cash Out

55% Maximum Debt Ratio DTI

* Owner Occupied Only

Property Types: SFR, Condos (<4 Stories), 4 Units

Assets: 2 Months Reserves required

Eligible Borrowers:

* Military Personnel

* Permanent Resident Aliens

* Non-Permanent Resident Aliens

Credit Notes:

* Need a minimum of two tradelines with a 24-month history

* Bankruptcy requires 2 years seasoning

* Foreclosure requires 3 years seasoning

* Mortgage or rent history, no 30-day lates for the last 12 months

* Installment Loans and Revolving Accounts, no 30-day lates for last 12 months

* No open judgments for the last 24 months

* No Tax liens for previous 12 months

* Medical Collections and Charge-offs OK

* No Car repossessions in previous 24 months

Available in the Following States:

Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Maine, Maryland, Michigan, Minnesota, Mississippi, Missouri, Nevada, New Hampshire, New Jersey, New Mexico, North Carolina, Oregon, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, and Wyoming.

Reference# 784528091614841

Alternative Income Documentation

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