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The 12-Month Bank Statement Loan is designed for self-employed and 1099 borrowers who prefer simplified documentation. Instead of tax returns, approval is based on bank statements, with financing up to $4 million and loan-to-value ratios as high as 90%. Flexible
Our Debt Service Coverage Ratio (DSCR) loan program is designed for real estate investors who want to qualify based on rental income rather than personal income documentation. Whether you’re a first-time investor or looking to expand your portfolio, this program
Alternative Income Second Mortgage Non-QM lender offers a closed-end, fixed-rate structure tailored for the needs
Maximum Loan Amount Investor Mortgage – $3,500,000 This investment property loan program provides up to
Non-QM Alt Doc Bank Statement Loans to $10,000,000 Now you can use your 1099(s) to
Qualifying for a mortgage on an investment property can be tricky, particularly if you own
Super Jumbo Alt-Doc loans with a 620 credit score: get up to $2.5M for purchases,
DSRC Investor Loan Program – No Income Verification Qualify for a self-employed mortgage with loan
Purchase or Cash Out Refinance options available with a minimum 620 credit score. The Real
24-Month Business & Personal Commingled Bank Account Mortgage. A specialized program allowing the use of
This investor purchase loan program provides flexible financing for borrowers acquiring residential investment properties, second
3-Month Bank Statement Loans in California help self-employed borrowers qualify using just three months of
Jumbo Second Mortgage | Alt Doc + Minimum Mortgage Credit Score: 680 Available Terms –
Self-Employed Home Loan Program This kind of loan product is for the Self-Employed borrower that
Asset Qualifier Portfolio Mortgage with asset-based income documentation. Ideal for borrowers using 1099s (sole proprietors)
Commercial Mortgage Stated Income This Commercial Mortgage Loan Program Does Not Require Tax Returns or
Super Jumbo Real Estate Investor Loan Program to $5,000,000 This investor program was created for
Alt-Doc Mortgage Program: Flexible financing up to 90% LTV with loan amounts from $1.5M to
Non-Prime – No Income and No Employment If you’re seeking the right Non-Prime No-Income/No-Employment program
The Stated Income Owner-Occupied Jumbo program (updated July 31, 2025) provides borrowers who prefer not
This 12-Month Bank Statement Jumbo Loan is tailored for self-employed borrowers and those with alternative
The P&L Only Mortgage Loan Program provides a streamlined, alternative documentation solution for borrowers with
Our Stated Income / Verified Assets Mortgage Program offers flexible financing for self-employed borrowers with