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No Ratio mortgage—no income disclosure required. A great fit for asset-rich or investment-savvy borrowers. No income disclosed or documented: * No DTI calculated * Designed for primary, second home, and investment properties * Available for purchases, rate/term, and cash-out refis
Flexible Financing for Self-Employed Borrowers The Business Bank Statement Mortgage Program helps self-employed professionals and business owners qualify for mortgage financing without tax returns. Instead of W-2s, borrowers can use 12 to 24 months of business bank statements to verify
The DSCR (Debt Service Coverage Ratio) Loan Program is built for experienced real estate investors,
The One-Month Alt-Doc Bank Statement Jumbo program offered self-employed borrowers by allowing approval with only
Our Stated Income / Verified Assets Mortgage Program offers flexible financing for self-employed borrowers with
3-Month Bank Statement Loans in California help self-employed borrowers qualify using just three months of
Second Mortgage Bank Statement Jumbo Loan. Flexible CLTV options with loan amounts starting at $250,000,
12 month P&L statement along with 3 months bank statements to support P&L (10%-25% variance)..
Super Jumbo Bank Financing up to $30 Million. Portfolio mortgage with flexible Lite Doc options,
DSRC Investor Loan Program – No Income Verification Qualify for a self-employed mortgage with loan
The Stated Income/Verified Assets (SIVA) Jumbo Loan Program, updated July 10, 2025, offers a high-net-worth,
Super Jumbo Investor Mortgage | DSCR. A specialized DSCR loan program for real estate investors
Access the equity in your home without the paperwork stress. Our Second Mortgage Bank-Statement Loan
12-Month Bridge Loan: short-term loan up to $30M, up to 75% LTV. Tap your property
Non-Prime – No Income and No Employment If you’re seeking the right Non-Prime No-Income/No-Employment program
Portfolio Prime Loan Program Overview The Portfolio Prime Loan Program is designed for borrowers with
This investor purchase loan program provides flexible financing for borrowers acquiring residential investment properties, second
Non-Prime Super Jumbo Bank Statement Loan – 600 Credit Score Non-Prime Bank Statement Loans provide
Non-Prime Bank Statement Options Self-Employed Borrowers: Portfolio Direct Lender is a direct lender with their
Alternative Income Second Mortgage Non-QM lender offers a closed-end, fixed-rate structure tailored for the needs
Super Jumbo Real Estate Investor Loan Program to $5,000,000 This investor program was created for
Jumbo Second Mortgage | Alt Doc + Minimum Mortgage Credit Score: 680 Available Terms –
One-year tax-return alt-doc loan with up to 90% LTV; ideal for self-employed or recent income