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The DSCR mortgage loan program is a powerful tool for investors to achieve their short term and long term investment objectives. With credit score requirements starting as low as 600 and a maximum loan-to-value (LTV) of 85%, this program offers
Jumbo Bank Statement Program – 640 Credit Score Self-Employed including 1099 Independent Contractors as well as W2 Commission Professionals. 3 Bank Statement mortgage options that provide flexibility for business owners that utilize both their personal account and Business account for
Portfolio Direct Lender is a direct lender with their own portfolio of loan products and
Hard money jumbo loans in California offer flexible financing with no personal income verification, allowing
No income or asset documentation required—no 4506-T or 4506-C forms needed. As of June 2025,
1 Year Full Doc Program – Reduced Employment Reduced doc loan program is for both
The One-Month Alt-Doc Bank Statement Jumbo program offered self-employed borrowers by allowing approval with only
Portfolio Prime Loan Program Overview The Portfolio Prime Loan Program is designed for borrowers with
12-Month Bridge Loan: short-term loan up to $30M, up to 75% LTV. Tap your property
Business Purpose Investor Loan Program Loan programs for homebuyers and homeowners looking to refinance, rate/Term
Stated Income Mortgage Loan Up to $4,000,000 Access an easy home loan up to $4,000,000
Non-Prime Bank Statement Options Self-Employed Borrowers: Portfolio Direct Lender is a direct lender with their
This 12-Month Bank Statement Jumbo Loan is tailored for self-employed borrowers and those with alternative
Non-Prime Super Jumbo Bank Statement Loan – 600 Credit Score Non-Prime Bank Statement Loans provide
Sole Proprietor Super Jumbo Loan Program – $7,500,000 This particular 1099 Only income documentation mortgage
Non-QM Stated Expense Ratio mortgage programs for self-employed borrowers using alternative income documentation. Bank statement
The Non-Prime True No Doc Mortgage Program is an equity-driven, alternative documentation option tailored for
The Stated Income Owner-Occupied Jumbo program (updated July 31, 2025) provides borrowers who prefer not
Our Bank Statement Mortgage Program offers self-employed borrowers and independent contractors a flexible financing solution
Stated Income / No Doc This hard money asset-based stated income / No Doc loan
Debt Service Coverage Ratio (DSCR) – No Ratio program for real estate investors up to
Self-Employed Borrowers Our Investor Bank Statement Loan program caters to borrowers who thrive outside the
This investor purchase loan program provides flexible financing for borrowers acquiring residential investment properties, second