Jumbo and Super Jumbo – Cash-Out – 600 Credit Score
Second Mortgages also Available. Private Money Lender, southern California based with LTVs up to 80% on Investment properties all throughout California. Airbnb rental income, OK. Direct lender out of Irvine California focusing on value-add residential, commercial and Business Purpose mortgages.
Super Jumbo Loan Amounts to $30,000,000
For real estate investors looking for large-scale financing, 80% LTV Hard Money loans offer an attractive option. With loan amounts reaching up to $30,000,000, these loans are designed for high-value transactions, allowing investors to secure significant funding based on the loan-to-value ratio.
80% LTV Hard Money
The LTV is primarily determined by the borrower’s real estate experience, the type of transaction, and the location of the subject property, providing tailored solutions for seasoned investors.
Income | Assets | Employment
Hard money jumbo loans in California provide a flexible financing solution for real estate investors and high-net-worth borrowers. These loans do not require personal income verification, making them ideal for self-employed individuals or those with non-traditional income sources. Instead of relying on tax returns or pay stubs, lenders assess eligibility based on the borrower’s assets and property value, ensuring a streamlined approval process.
Borrowers can leverage liquid assets to secure reduced investor pricing and qualify for potential underwriter guideline exceptions. This approach allows greater flexibility in loan structuring, making it easier to access high-value financing without the stringent employment and income documentation requirements of traditional loans.
Loan Scenario Form – Credit Check Not Required
Eligible Property Types:
Single Family Residence Attached/ Townhome | Single Family Residence Detached (SFR-D) | 2-4 Units | 5+ Multi-Family Units | Condominiums (<4 stories) | PUD.
Available Terms:
Short-term 6-18 months. 2 year and 3 year, and 7 year ARMs are also available for long-term rental investors. Interest-Only (I/O) available on all terms. Pre-Payment options are available for reduced pricing.
Loan Program Benefits
Inhouse control: Servicing, Fund Control, 5-Day Close
Available in the Following States:
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Mississippi, Missouri, Nevada, New Hampshire, New Jersey, New Mexico, North Carolina, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Vermont, Virginia, Washington, and Wisconsin.