Our Jumbo Mortgage Portfolio Bank Loan is designed for borrowers seeking larger loan amounts, flexible underwriting, and financing solutions beyond traditional agency guidelines. Whether you’re purchasing, refinancing, or accessing equity, this portfolio program offers competitive terms with expanded qualification options for high-value residential and commercial properties.
Ideal for self-employed borrowers, business owners, investors, and high-net-worth individuals, this program includes alternative income documentation—including 1099-only qualification up to $3 million—along with interest-only options, flexible occupancy guidelines, and loan amounts up to $30 million.
Jumbo Mortgage Portfolio Bank Loan – Highlights
* Alternative Lite Doc income documentation: 1099 Only to $3,000,000
* Excellent alternative to a conventional jumbo mortgage.
* Property Types: Residential, Commercial, Industrial, Apartments, Mixed-Use, Schools, and Special Purpose Properties.
* Loan Amounts: $500,000 – $30,000,000
* Available in 49 states (all states except New York).
* Trust Deed Position: 1st Lien Only
* Extremely competitive interest rates.
* 5-, 7-, and 10-Year Interest-Only options available on 30-year loan terms.
* 20-Year Fixed and 30-Year Fixed terms available.
* Departing residence rental income may be used to help qualify.
* Eligible for Single-Family Residences.
* Available for both Owner-Occupied and Non-Owner-Occupied properties.
Available in the Following States:
Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Illinois, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia
Last Updated on 3 weeks ago by Broker Mortgages