DSRC Investor Loan Program – No Income Verification
Qualify for a self-employed mortgage with loan amounts up to $5,000,000 and a 760 middle mortgage credit score. No income documentation, employment verification, or 4506-C form required. This program is ideal for self-employed borrowers seeking a hassle-free approval process without traditional income verification.
Jumbo Loan Amount to $5,000,000
Purchase & Rate/Term Refinance:
- 740 Credit Score – 90% LTV to $5,000,000
- 720 Credit Score – 90% LTV to $4,000,000
- 700 Credit Score – 85% LTV to $3,500,000
- 680 Credit Score – 85% LTV to $3,000,000
- 660 Credit Score – 80% LTV to $2,500,000
- 640 Credit Score – 75% LTV to $2,000,000
- 640 Credit Score – 75% LTV to $1,500,000
- 620 Credit Score – 70% LTV to $1,500,000
Refinance Cash Out:
- 740 Credit Score – 95% LTV to $3,000,000
- 720 Credit Score – 90% LTV to $3,000,000
- 700 Credit Score – 85% LTV to $3,000,000
- 680 Credit Score – 75% LTV to $3,000,000
- 660 Credit Score – 70% LTV to $3,000,000
- 640 Credit Score – 65% LTV to $3,000,000
Loan Amounts: $5,000,000 – 760 Middle Mortgage Credit Score
- Employment Verification: N/A – 4506-C Form Not Required
- Employment Verification Documentation – VOE: N/A
- Liquid assets can be used for Additional Income
Income Documentation N/A DTI: N/A
Eligible Property Types:
- SFR, 2 Unit, 4 Unit
Eligible Occupancies
- Non-Owner Occupied
- Investment properties
Credit & Credit Seasoning:
- Credit Scores: 620
- 2 Tradelines, one with a 24 Month History and One with 12 Month History or 3 Tradelines, all with a minimum of 12 Months History
Available in the Following States:
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Indiana, Iowa, Nevada, New Hampshire, New Jersey, New Mexico, North Carolina, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Vermont, Virginia, Washington, and Wisconsin.
Last Updated on 2 weeks ago by Broker Mortgages