A Wealth of Information and Service | (800) 718-8906

Unconventional Mortgages - A Wealth of Information and Service: (800) 718-8906

Search

No Ratio Investor Loan Jumbo

DSRC Investor Loan Program – No Income Verification

Qualify for a self-employed mortgage with loan amounts up to $5,000,000 and a 760 middle mortgage credit score. No income documentation, employment verification, or 4506-C form required. This program is ideal for self-employed borrowers seeking a hassle-free approval process without traditional income verification.

Jumbo and Super Jumbo to $2,500,000 and Super Jumbo to $5,000,000

Purchase & Rate/Term Refinance:

* 740 Credit Score | 90% LTV to $5,000,000

* 720 Credit Score | 90% LTV to $4,000,000

* 700 Credit Score | 85% LTV to $3,500,000

* 680 Credit Score | 85% LTV to $3,000,000

* 660 Credit Score | 80% LTV to $2,500,000

* 640 Credit Score | 75% LTV to $2,000,000

* 640 Credit Score | 75% LTV to $1,500,000

* 620 Credit Score | 70% LTV to $1,500,000

Refinance Cash Out:

* 740 Credit Score | 95% LTV to $3,000,000

* 720 Credit Score | 90% LTV to $3,000,000

* 700 Credit Score | 85% LTV to $3,000,000

* 680 Credit Score | 75% LTV to $3,000,000

* 660 Credit Score | 70% LTV to $3,000,000

* 640 Credit Score | 65% LTV to $3,000,000

Loan Amounts: $5,000,000 – 760 Middle Mortgage Credit Score

Employment Verification: N/A – 4506-C Form Not Required

Employment Verification Documentation – VOE: N/A

Liquid assets can be used for Additional Income

Income Documentation N/A DTI: N/A

Eligible Property Types:

* SFR, 2 Unit, 4 Unit

Eligible Occupancies

* Non-Owner Occupied

* Investment properties

Credit:

* Credit Scores: 620

Credit Seasoning:

* 2 Tradelines, one with a 24 Month History and One with 12 Month History or 3 Tradelines, all with a minimum of 12 Months History

Available in the Following States:

Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Indiana, Iowa, Nevada, New Hampshire, New Jersey, New Mexico, North Carolina, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Vermont, Virginia, Washington, and Wisconsin.

Alternative Income Documentation

Contact a Loan Officer

Please enable JavaScript in your browser to complete this form.

Non-Qualified Mortgage Lending

All Product and Service Categories