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Category: Service Clarification

Unique Mortgage Product and Uncommon Service

Self-Employed business owners (>25%) and independent business professionals: see the following income documentation loan programs: 1099 Only Loans, Asset Depletion, Bank Statements, No Doc, Lite Doc, Reduced Doc, SISA, and SIVA. It could be the only thing that separates you from your new mortgage is the wrong loan officer. Most Loan Officer’s (90%+) only originate conforming, agency loan programs.

Bank Statement Loan Service

Our bank statement loan service provides flexible solutions. By analyzing gross monthly deposits and subtracting an expense ratio or factor percentage, our lenders pre-underwrite and calculate your qualifiable income. This approach ensures a tailored evaluation for debt-to-income (DTI) ratios and loan-to-value (LTV) thresholds, enabling access to competitive financing options. Each Lender Its Own Each Non-QM […]

Bank Statement Loan Calculator

Below is an actual Bank Statement Calculator from one of our Non-QM lenders. In addition, please see “Bank Statement Loan Scenario Form – No Credit Check” below for additional service.

Super Jumbo Purchase Loans

Below is a list of some of our “Super Jumbo” Purchase loan programs. If you have any questions about our jumbo or super jumbo loan programs, call Customer Service 800-718-8906 to speak with a Mortgage Expert or our Pre Qualification Form – No Credit Check.

Mortgages that Do Not Require Form 4506-C

No Tax Return Transcripts / 4506-C

“4506” refers to IRS Form 4506, which allows lenders to request a transcript of a borrower’s tax return directly from the IRS. Here’s a summary tailored for a mortgage loan program:

In our mortgage loan programs, we differentiate ourselves by not requiring IRS Form 4506-C. This means that borrowers do not need to provide the IRS transcript of their tax returns as part of the application process. By eliminating this requirement, we streamline the application process and offer borrowers a simpler, more efficient experience. This feature distinguishes our mortgage programs and provides borrowers with greater flexibility and convenience when applying for loans.

Quick Close

Fast Close Mortgages If you need a quick close, start with Pre-Qualification Form. This will give us the ability to properly serve you going forward. Leverage our staff and network to obtain a quick yes or no on whether a full application would be prudent and such as that time we can opt to complete a […]

Mortgage Solutions

Need a Quick Closing? Do you now have an executed purchase contract in place with a scheduled close date to contend with? Do you have all of your documents in line but just need the right Loan Officer to work with? If you are a borrower and you need your mortgage loan to close quickly, […]