AD Mortgage Offers the Following Programs
Check back often as we are always updating our lender and loan program information.
Our business purpose mortgage loan program is tailored to meet the needs of real estate investors seeking flexibility and efficiency. With no income or employment verification required, and no need to meet debt service coverage ratio (DSCR) requirements, this program offers a hassle-free path to securing financing.
Mortgage Pre-Qualification Form – No Credit Check
12 and 24 Month Bank Statements
Flexible Qualification for Self-Employed Borrowers
Self-employed borrowers qualify with either 12 or 24 months of business, personal, or multiple bank account statements. We calculate income directly from statements, maxing out income and minimizing your expense ratio.
Program Highlights:
* Up to 90% LTV for eligible borrowers.
* Minimum 620 credit score requirement.
* Only 3 months of reserves needed.
* Streamlined Solution for Business Owners
* For investors that do not have a social security number.
* One year Full Doc + two year CPA (tax professional) prepared P&L Only Statement.
* One Year or two Year Non-QM Full Doc
* One or Two years of Full Doc Income Verification.
* This program is for Sole Proprietors and Independent Contractors
* Full Doc utilizing A Written Verification of Employment – No Tax Returns
* Utilize your liquid assets in lieu of traditional income documentation.
* For Foreign Nationals looking to purchase real estate in the United States without the standard documentation
* Full Doc utilizing borrowers home country income documentation.