Flexible Lending Solutions for Self-Employed Borrowers Our bank statement loans cater to self-employed individuals who rely on bank statements instead of tax returns. Key features include 12- or 24-month bank statement options, personal or business statements, as little as 10% down, credit scores as low as 620, and loans up to $3,500,000. Debt-to-income ratios up to 50% are accepted, and you can combine bank statement income with other sources for greater flexibility. Designed to meet the unique financial needs of self-employed borrowers, our bank statement loans offer a streamlined path to homeownership. With flexible down payment options, competitive loan amounts, and the ability to combine multiple income streams, this solution simplifies the lending process for those who may not qualify through traditional methods.
