AXOS Offers the Following Loan Programs
Check back often as we are always updating our lender and loan program information.
Looking for a portfolio mortgage lender? Our bridge and cross-collateral solutions are designed to help borrowers purchase new properties before selling their current ones, offering flexibility and ease during transitions.
Mortgage Pre-Qualification Form – No Credit Check
We offer asset utilization loans with no ratio requirements, ideal for borrowers with significant assets exceeding the proposed loan amount. This option provides a seamless financing solution for high-net-worth individuals.
Our DSCR loans accommodate coverage ratios below 0.75. Choose from flexible prepayment options ranging from 0 to 5 years, ensuring a tailored loan to fit your financial strategy.
For larger loans over $3 million, explore our Portfolio ARM options, offering financing up to $30 million. Additionally, we provide 30-year fixed bank statement loans for long-term stability.
Our portfolio niche loan programs offer tailored mortgage solutions that other lenders can’t. Our Wholesale & Correspondent Portfolio Lending team customizes each loan using an innovative product line designed to meet unique borrower needs.
We provide flexible options such as gift funds for the full down payment, business assets for down payment or reserves, and post-close liquidity as an additional income source. We also allow cash-out proceeds to meet reserve requirements, making it easier to qualify.
With our streamlined approach, we consider 1-year tax returns and P&L statements for income calculation, and offer maximized net rental income with reduced adjustments for borrowers with five or more properties.
Mortgage Pre-Qualification Form – No Credit Check
Last Updated on 2 weeks ago by Broker Mortgages