Unconventional Mortgages (800) 718-8906

Unconventional Mortgages and Loans

(800) 718-8906

Unconventional Mortgages - A Wealth of Information Resource & Service: (800) 718-8906


Jumbo Loans

Super Jumbo DSCR $4,500,000

Debt Service Coverage Ratio (DSCR) continues to be popular with real estate investors. Below are guidelines using Long- and Short-Term Rental Income. We can use

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DSCR Loans

“DSCR” stands for Debt Service Coverage Ratio, a critical metric in assessing the ability of a borrower to cover their debt obligations with their income.

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Non-QM Super Jumbo Alt Doc

Jumbo Bank Statement Program – 620 Credit Score ~ Now you can use your 1099(s) for to qualify (sole proprietor) as additional income/”ability to repay”

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Asset Qualifier

Portfolio Mortgage Asset-based Income Documentation | Asset Based Lending * Debt-to-Income DTI (expense ratio) up to 55% Now you can use your 1099(s) for to

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Non-QM Portfolio Lender Loan Programs

Non-Qualified Mortgage Lender Serving California Business Owners Non-Qm lender offering Non-QM loan programs to California self-employed borrowers. California business owners need flexible non-qualified underwriter guidelines

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Bank Statement Loans – 2023

Bank Statements for all Self-Employed Borrowers ** April 2023 Updates * Purchase, Rate/Term, and Cash Out to $12,000,000 Key Benefits Bank Statement Mortgages: * Personal

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Non-QM Lenders and Loans

Bank Statement Program – 2024 This Bank Statement mortgage is designed for self-employed borrowers. You benefit from a simplified qualifying method with income based on

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12 Month Bridge Loan

12 Month Bridge Program Lending Partner with the Flexibility to Deliver Results 12 Month Bridge Loan allows Borrowers Access to the Equity in their Property

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90% LTV – ITIN Investors

Foreign Nationals are buying properties now more than ever which means good & effective Buying Power for the foreign national and also more and more

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Super Jumbo Investor Loan

Super Jumbo Real Estate Investor Loan Program to $5,000,000 This investor program was created for seasoned professional Business Purpose Real Estate Investors for most property

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DSCR .75% Jumbo Mortgage

Debt Service Coverage Ratio Loan Program Guidelines and Requirements Experienced Real Estate Investors – 25 Financed Properties – OK Most investor loan programs will max

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Bank Statement Mortgage to $10,000,000

Self-Employed Home Loan: “Alternative income Documentation” 12- and 24-Months Bank Statements Asset Depletion Utilization (in conjunction or as a stand-alone source of income) Expense Factor –

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Bank Statement Refinance Loans

Jumbo Bank Statement Loans

Niche Jumbo Mortgages

Lender Categorized

Credit Score Tools and Resource

Hard Money Lenders and Loans

Hard Money Niche Loans

Investor Niche Loans

Non-QM Lenders

3 Month Bank Statement Loan