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Manufactured Home Loans

Manufactured Home Loan Programs

680 Credit Score, Minimum

50% – Maximum Debt-to-Income Ratio DTI

No Cash Out

All Automated Underwriting

Owner-Occupied Only


Maximum LTV:

Purchase – 96.5%Rate and Term Refinance – 97.5%

Streamline Refinance Available


Maximum LTV:

Purchase – 100%

Rate and Term Refinance – 90%

Streamline Refinance Available

Conventional Financing Available to 80% LTV

Available in the Following States:

Alabama, Arizona, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Louisiana, Maine, Maryland, Massachusetts, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, North Carolina, North Dakota, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Virginia, Washington, West Virginia, Wisconsin, and Wyoming.

Reference# – 225062514222ali

Alternative Income Documentation

Contact a Loan Officer

Non-Qualified Lending

Non-Qualified Lenders

Unconventional Lenders