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Asset depletion mortgage: Use liquid assets (cash, investments, retirement) as qualifying “income.” No W-2s or tax returns required—ideal for asset-rich borrowers.
Bank Statement Jumbo Mortgage with Interest-Only options. Choose from 2-month or 24-month bank statement programs for purchase, rate/term refinance, or cash-out. Available for owner-occupied, second homes, and primary residences. Flexible qualification for self-employed borrowers.
Super Jumbo Loan Amounts to $30,000,000 Non-Prime/ Manual Underwrite Super Jumbo Common Sense Manual Underwriting
True Stated Income 2025 | Form 4506-C Not Required An alternative to the “bank statement
Self-Employed Borrowers: Purchase 90% LTV, and Cash Out – 85% LTV ~ Self-employed borrowers can
Our bank statement loan service provides flexible solutions. By analyzing gross monthly deposits and subtracting
Non-Prime Super Jumbo Bank Statement Loan – 600 Credit Score Non-Prime Bank Statement Loans provide
Alt Doc Loans Bank Statement Loans Bank Statement Mortgages Jumbo Loan Programs Jumbo Loans
Super Jumbo Bank Statement Loan for Self-Employed Borrowers The Super Jumbo Bank Statement Loan is
Self-Employed Borrowers Our Investor Bank Statement Loan program caters to borrowers who thrive outside the
Jumbo Bank Statement Loan to $5,000,000. Alt-doc qualifying with 12–24 month. bank statements, up to
Our Bank Statement Loan program provides self-employed borrowers with an alternative to traditional income documentation.
Our 24-Month Bank Statement Program offers a streamlined alternative: instead of relying on tax returns,
Our alternative documentation mortgage program features a Lite Doc option for borrowers seeking simplified income
Bank Statement Loans for Self Employed Borrowers Whether you’re purchasing your first home or expanding
A Second Mortgage Bank Statement Loan allows qualified homeowners to access equity without refinancing their
12-Month Bank Statement Program expands its reach with low-doc qualifications for self-employed borrowers including sole
The Stated Income/Verified Assets (SIVA) Jumbo Loan Program, updated July 10, 2025, offers a high-net-worth,
Self-Employed Borrowers – Forms 4506-T / 4506-C Not Required This Alt Doc Home Loan program
The 6-Month Bank Statement Mortgage 660 Credit Score program for borrowers with credit scores of
Super Jumbo Alt-Doc loans with a 620 credit score: get up to $2.5M for purchases,
Bank Statement and Asset Depletion Non-QM loan program uses bank statements In lieu of Traditional
This 12-Month Bank Statement Jumbo Loan is tailored for self-employed borrowers and those with alternative
Our Bank Statement Mortgage Program offers self-employed borrowers and independent contractors a flexible financing solution
Asset depletion mortgage: Use liquid assets (cash, investments, retirement) as qualifying “income.” No W-2s or
Non-QM Stated Expense Ratio mortgage programs for self-employed borrowers using alternative income documentation. Bank statement
Non-Prime Alt Doc Self-Employed Program Non-Prime mortgages are not only for challenged credit borrowers, but
Non-Qualified Mortgages and Non-QM Mortgage Brokers In an ever-evolving Non-Qualified mortgage market, We continue to
Qualify for an Asset Depletion Mortgage up to $5 million without tax returns. This program
Six Alternative Income Verification Options This 3 month, 6 month, 12 month, or 24 month
Maximum Loan Amount Investor Mortgage – $3,500,000 This investment property loan program provides up to
3-Month Bank Statement Loans in California help self-employed borrowers qualify using just three months of
Flexible ITIN mortgage loans for non-U.S. citizens. Finance or refinance investment properties with up to
Second Mortgage Bank Statement Jumbo Loan. Flexible CLTV options with loan amounts starting at $250,000,
Non-Prime – One Day Out of a Short Sale or Foreclosure Loan This loan is
The Bank Statement Loans highlights a suite self-employed borrowers that cannot provide conventional income documentation