Bank Statement Mortgages

Bank Statement Loans are considered alternative income documentation and therefore falls into the Non-QM mortgage category and Alt Doc sub-category. These are documents that serve as paperwork to help a reasonable underwriter substantiate the approval while at the same time meeting the standard requirements of what is the Ability-to-Repay Rule.

Bank Statement Mortgage provide self-employed borrowers (C corporations, S corporations, LLC, 1099 sole proprietors) and W-2 commission business professionals) a practical means to buy a home or refinance an existing mortgage without producing the traditional income documents. Documents that include personal tax returns, business tax returns, profit & loss statements, W-2's, paycheck stubs, award letters, rental agreements, Schedule C's, etc.

Bank statement purchase loans are designed to increase the buying power of the under-served, self-employed borrower by utilizing multiple business and or personal account statements to reflect your TRUE business "income"/revenue. Alt Doc provide a solution to the real estate finance dilemma and the answer to the impracticable Full Doc expectations put upon self-employed people.

Title Modified Date
Bank Statements - Jumbo Mortgage - Interest Only 29 August 2022
Super Jumbo Mortgage Manual Underwrite 30 August 2022
Portfolio Jumbo - Stated Income California 30 August 2022
One Month Bank Statement Mortgage Loan Program 29 August 2022
Second Mortgage Bank Statement Loan 22 August 2022
24 Months Business & Personal Commingle Accounts 20 August 2022
Non-Prime Lite Doc 29 August 2022
Stand-Alone Second Mortgage 29 August 2022
Non-QM Bank Statement Loan 18 July 2022
3 Month Bank Statement Program 21 August 2022
Bank Statement Super Jumbo Loan 24 September 2022
Hard Money 5 Million Owner Occupied 19 July 2022
Private Money 70% LTV 16 July 2022
600 Credit Score Jumbo Mortgage Program 23 September 2022
Asset Depletion Program to 2 Million 31 August 2022
No Seasoning Requirement for Short Sale or Foreclosure 07 April 2021
Jumbo Hard Money to 3 Million 80% LTV 19 July 2022
Stated Income / Verified Assets 680 Credit Score 2 Million 31 August 2022
Stated Income Jumbo Construction Loan 10 Million 30 August 2022
Hard Money Super Jumbo Florida 19 July 2022
90% LTV - 12 Months Bank Statements 24 September 2022
California Hard Money Jumbo Lender to $20,000,000 19 July 2022
Investor Purchase Loan Program 31 August 2022
Bank Statement Loan to 75% LTV 620 Credit Score 24 September 2022
Alternative Income Documentation Jumbo Program 30 August 2022
90% LTV - $1,500,000 - 4 Months Reserves 29 August 2022
Non-QM Low Doc Jumbo 24 September 2022
Bank Statement Mortgage - Wage Earner 29 August 2022
Non-Prime Mortgages Niches 24 September 2022
Non-QM Super Jumbo Alt Doc 18 July 2022
Non-QM Lender 22 August 2022
Non-Prime Bank Statement Loan 05 August 2021
Bank Statement Loan - 600 Credit Score 31 August 2022
Super Jumbo Bank Statement Program 07 April 2021
Second Mortgage $350,000 23 September 2022
Bank Statement Loan 580 Credit Score 24 September 2022
Jumbo Investor Loan 75% LTV 720 Credit Score 31 August 2022
Jumbo Private Hard Money Program 31 August 2022
Debt Service Coverage Ratio Program 18 July 2022
Exception-Based Non-Prime Lender 18 July 2022
Non-Qualified Mortgage Jumbo | Non-QM 29 August 2022
Second Mortgage Bank Statement Loan 29 August 2022
6 Month Bank Statement Mortgage Loan 29 August 2022
Bank Statement Loan to $4,000,000 29 August 2022
Bank Statement Loans - 2021 16 July 2022
Asset Qualifier Jumbo Loan 21 August 2022
2nd Mortgage Program to $350,000 19 July 2022
24 Months Bank Statements - Business or Personal | Co-Mingle 24 September 2022
Non-Prime Non-Qualified Lender Programs 20 July 2022
Super Jumbo Bank Financing to 30 Million 14 July 2021
Asset Depletion Super Jumbo Mortgage 31 August 2022
3 Month Bank Statement Loan 20 July 2022
90% LTV - ITIN Investors 16 July 2022
Jumbo Bank Statement Loan 5 Million 24 September 2022
Alternative Bank Statement Program for Real Estate Investors 18 July 2022
Bank Statement Mortgage Documentation 22 August 2022
Condo Mortgage 90% LTV Jumbo 18 July 2022
Super Jumbo Investor Loan 22 August 2022
Bank Statements / Asset Depletion to 5 Million 29 August 2022
No Ratio Investor Loan Jumbo 29 August 2022
6 Month Bank Statement Mortgage Programs 22 August 2022
Jumbo Non-QM - Bank Statements or 1099 Only 18 July 2022
Bank Statement Mortgage to $10,000,000 22 August 2022
90% LTV Jumbo - 660 Credit Score 29 August 2022
Non-QM Lender - Stated Expense Ratio 21 August 2022
Non-Prime True No Doc Loan Program 18 July 2022