Bank Statement Mortgages

Bank Statement Loans are considered alternative income documentation and therefore falls into the Non-QM mortgage category and Alt Doc sub-category. These are documents that serve as paperwork to help a reasonable underwriter substantiate the approval while at the same time meeting the standard requirements of what is the Ability-to-Repay Rule.

Bank Statement Mortgage provide self-employed borrowers (C corporations, S corporations, LLC, 1099 sole proprietors) and W-2 commission business professionals) a practical means to buy a home or refinance an existing mortgage without producing the traditional income documents. Documents that include personal tax returns, business tax returns, profit & loss statements, W-2's, paycheck stubs, award letters, rental agreements, Schedule C's, etc.

Bank statement purchase loans are designed to increase the buying power of the under-served, self-employed borrower by utilizing multiple business and or personal account statements to reflect your TRUE business "income"/revenue. Alt Doc provide a solution to the real estate finance dilemma and the answer to the impracticable Full Doc expectations put upon self-employed people.

Title Modified Date
Bank Statements - Jumbo Mortgage - Interest Only 13 July 2021
One Month Bank Statement Mortgage Loan Program 25 August 2021
Bank Statement Super Jumbo Loan 27 July 2021
Second Mortgage Bank Statement Loan 03 September 2021
24 Months Business & Personal Commingle Accounts 05 July 2021
Non-Prime Lite Doc 12 July 2021
Stand-Alone Second Mortgage 03 September 2021
Non-QM Bank Statement Loan 03 September 2021
Hard Money 5 Million Owner Occupied 23 January 2020
Private Money 70% LTV 23 January 2020
600 Credit Score Jumbo Mortgage Program 10 September 2020
Super Jumbo Mortgage Manual Underwrite 04 July 2021
Portfolio Jumbo - Stated Income California 23 June 2021
Asset Depletion Program to 2 Million 22 July 2021
No Seasoning Requirement for Short Sale or Foreclosure 07 April 2021
Jumbo Hard Money to 3 Million 80% LTV 26 September 2020
Stated Income / Verified Assets 680 Credit Score 2 Million 07 April 2021
Stated Income Jumbo Construction Loan 10 Million 07 April 2021
Hard Money Super Jumbo Florida 23 January 2020
90% LTV - 12 Months Bank Statements 13 July 2021
California Hard Money Jumbo Lender to $20,000,000 14 July 2021
Investor Purchase Loan Program 17 July 2021
Bank Statement Loan to 75% LTV 620 Credit Score 03 September 2021
Debt Service Coverage Ratio Program 30 August 2021
Alternative Income Documentation Jumbo Program 07 April 2021
90% LTV - $1,500,000 - 4 Months Reserves 07 April 2021
Non-QM Low Doc Jumbo 23 January 2020
Bank Statement Mortgage - Wage Earner 02 August 2021
Non-Prime Bank Statement Loan 05 August 2021
Bank Statement Loan - 600 Credit Score 11 September 2021
Super Jumbo Bank Statement Program 07 April 2021
Second Mortgage $350,000 07 April 2021
Bank Statement Loan 580 Credit Score 11 September 2021
Non-Prime Mortgages Niches 21 July 2021
Non-QM Super Jumbo Alt Doc 30 August 2021
Jumbo Investor Loan 75% LTV 720 Credit Score 07 April 2021
Jumbo Private Hard Money Program 14 July 2021
Non-QM Lender 16 October 2020
Exception-Based Non-Prime Lender 30 August 2021
Non-Qualified Mortgage Jumbo | Non-QM 29 August 2021
Second Mortgage Bank Statement Loan 10 August 2021
6 Month Bank Statement Mortgage Loan 07 August 2021
Asset Qualifier Jumbo Loan 10 June 2021
Bank Statement Loan to $4,000,000 10 August 2021
Bank Statement Loan - 2020 21 August 2021
2nd Mortgage Program to $350,000 01 October 2020
24 Months Bank Statements | Business or Personal 11 August 2021
Non-Prime Non-Qualified Lender Programs 30 August 2021
Super Jumbo Bank Financing to 30 Million 14 July 2021
Asset Depletion Super Jumbo Mortgage 22 July 2021
3 Month Bank Statement Loan 09 September 2021
90% LTV - ITIN Investors 10 September 2020
Jumbo Bank Statement Loan 5 Million 16 July 2021
Bank Statement Program for Real Estate Investors 03 September 2021
Bank Statement Mortgage Documentation 22 August 2021
Condo Mortgage 90% LTV Jumbo 23 January 2020
Super Jumbo Investor Loan 24 January 2020
Bank Statements / Asset Depletion to 5 Million 22 July 2021
No Ratio Investor Loan Jumbo 09 October 2020
6 Month Bank Statement Mortgage Programs 11 August 2021
Jumbo Non-QM Lender - Bank Statements or 1099 Only 30 August 2021
Bank Statement Mortgage to $10,000,000 23 January 2020
90% LTV Jumbo - 660 Credit Score 12 August 2021
Non-QM Lender - Stated Expense Ratio 24 October 2020
Non-Prime True No Doc Loan Program 29 August 2021