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Bank Statement Loans

We offer a wide variety of Bank Statement loan programs with expanded underwriter guidelines from the best Non-QM lenders in California from the leading Investors. Non-QM lender are changing the how self-employed borrowers qualify for their mortgage credit.
Questions? Speak to a Loan Officer (800) 718-8906.

Creative Bank Statement Loan Programs - Guidelines and Highlights:

Non-QM Low Doc Jumbo

One-Year W-2 Jumbo: low-doc jumbo non-QM loans; 1-year W2 income, bank-statements, asset depletion. Up to $6M, 90% LTV for refi, 10% down for purchases.

Alt Doc Fixed Term Second Mortgage

Alternative Income Second Mortgage Non-QM lender offers a closed-end, fixed-rate structure tailored for the needs of self-employed individuals and real estate investors. With a minimum FICO score requirement of 640

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Bank Statement Loans by State:

Alt Doc Loans by State:

Alternative Income Documentation

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Unconventional Mortgage Lending

Non-QM Lenders

Cash Out Refinance Loans

Construction Loans

Second Mortgages

Second Mortgage Niche Loans

Stated Income Loans

Bank Statement Niches

Non-Prime Bank Statement Loans

Bank Statement Refinance Loans

Jumbo Bank Statement Loans

1 Month Bank Statement Loans

3 Month Bank Statement Loans

6 Month Bank Statement Loans

12 Month Bank Statement Loans

24 Month Bank Statement Loans

Non-Prime Mortgage Loans