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California Only Non-Prime Available DSCR Available No title seasoning required for a Cash Out refinance Eligible Alt Doc Income Documentation: * Bank Statements – 12 Months * Bank Statements – 24 Months * Asset Depletion Primary Residence to $2,000,000 Credit
Closed-End Bank Statement Second Mortgage This program is a closed-end, fixed-rate second mortgage option designed for self-employed individuals and real estate investors, who may not have traditional income documentation. The lender facilitates financing by relying on bank statement documentation, offering
The Bank Statement Loans highlights a suite self-employed borrowers that cannot provide conventional income documentation
The 90% LTV – 12-Month Bank Statement Jumbo Loan caters to self-employed borrowers—especially sole proprietors—by
3-Month Bank Statement Loans in California help self-employed borrowers qualify using just three months of
Our alternative documentation mortgage program features a Lite Doc option for borrowers seeking simplified income
Super Jumbo Bank Financing up to $30 Million. Portfolio mortgage with flexible Lite Doc options,
Self-Employed Mortgage One Month Bank Statement Option One-Month Bank Statement Loan for Self-Employed: A flexible
12-Month Bridge Loan: short-term loan up to $30M, up to 75% LTV. Tap your property
Non-Prime – No Income and No Employment If you’re seeking the right Non-Prime No-Income/No-Employment program
Business Purpose Investor Loan Program Loan programs for homebuyers and homeowners looking to refinance, rate/Term
Federal Tax Transcripts Not Required Loan Qualifying Criteria for this loan program are Asset Based.
Our Stated Income / Verified Assets Mortgage Program offers flexible financing for self-employed borrowers with
Alt Doc Loans Bank Statement Loans Bank Statement Mortgages Jumbo Loan Programs Jumbo Loans
Nationwide Private Mortgage Lender Unique mortgage loan program designed for the Residential Real Estate Investor
The Stated Income Owner-Occupied Jumbo program (updated July 31, 2025) provides borrowers who prefer not
Jumbo Bank Statement Loan to $5,000,000. Alt-doc qualifying with 12–24 month. bank statements, up to
No income or asset documentation required—no 4506-T or 4506-C forms needed. As of June 2025,
Non-QM Alt Doc Bank Statement Loans to $10,000,000 Now you can use your 1099(s) to
Discover our comprehensive Bank Statement Non-Prime Loan Program, offering flexible solutions for diverse financial profiles
24-Month Business & Personal Commingled Bank Account Mortgage. A specialized program allowing the use of
One-year tax-return alt-doc loan with up to 90% LTV; ideal for self-employed or recent income
Non-Prime Bank Statement Options Self-Employed Borrowers: Portfolio Direct Lender is a direct lender with their