Alt Doc Loans | California

Lite Doc 1099 Only Mortgage Loan Programs

1099 Only mortgage for Independent Contractors with one or two year self-employment histor.

09/09/2020 09/07/2025

Non-QM Super Jumbo Alt Doc

Super Jumbo Alt-Doc loans with a 620 credit score: get up to $2.5M for purchases, flexible docs (bank statements, P&L), low down & broad eligibility.

06/03/2021 09/15/2025

Contact a Loan Officer

Second Mortgage Bank Statement Loan

08/24/2019 09/10/2025

Bank Statements – Jumbo Mortgage – Interest Only

11/06/2018 09/08/2025

Prime and Non-Prime Bank Statement Options

10/09/2018 09/07/2025

DSCR .75% Jumbo Mortgage

12/10/2019 09/10/2025

Asset Depletion Super Jumbo Mortgage

09/16/2014 08/29/2025

Investor Bank Statement Loan

08/14/2025 09/07/2025

6 Month Bank Statement Mortgage Programs

01/14/2020 09/15/2025

True No Doc Home Loan

05/26/2015 05/09/2025

Investor Purchase Loan Program

09/16/2014 07/07/2025

Non-Prime Loan Program – 580 Credit Score

02/02/2015 09/07/2025

Super Jumbo DSCR Investor Mortgage

06/17/2021 09/07/2025

Bridge and Hard Money Loans

04/09/2014 05/07/2025

600 Credit Score Jumbo Bank Statement Mortgage

06/13/2015 09/08/2025

One Month Bank Statement Loan Program

03/09/2021 09/12/2025

Super Jumbo Investor – 30 million

08/07/2020 09/07/2025

Second Home 85% LTV – 660 Credit Score

07/11/2024 07/31/2025

One Month Bank Statement Mortgage Loan Program

12/20/2018 07/31/2025

2nd Mortgage Program to $350,000

04/09/2014 09/15/2025

No Income No Asset Verification

09/03/2014 09/07/2025

Second Mortgage Bank Statement Jumbo Loan

02/07/2019 09/09/2025

Non-Qualified Mortgage Jumbo 55% DTI

11/15/2018 08/24/2025

3 Month Bank Statement Loan

01/07/2021 09/12/2025

12 Month Bank Statement Loan + VOE Alt Doc

12/10/2019 09/07/2025

24 Months Commingle Bank Accounts

10/24/2019 09/12/2025

Stated Income/ Verified Assets Super Jumbo

03/31/2015 05/07/2025

P&L Only – 640 Credit Score

06/11/2024 09/07/2025

Non-Prime True No Doc Mortgage Program

03/11/2021 09/08/2025

Non-Prime True No Doc Loan Program

03/22/2020 08/31/2025

Portfolio Jumbo Low Doc – One Year P&L Statement Only

05/08/2018 09/14/2025

Jumbo Hard Money to 3-Million 80% LTV

06/08/2015 09/15/2025

3 Month Bank Statement Program

02/25/2022 09/03/2025

Stated Income/Verified Assets 680 Credit Score 4 Million

06/14/2015 09/07/2025

Alternative Income Documentation Jumbo Program

04/05/2016 09/09/2025

Bank Statement Loans – 2025

05/29/2020 09/09/2025

Non-QM Lenders and Loans

04/22/2020 09/10/2025

Non-QM Portfolio Lender Loan Programs

09/24/2020 07/10/2025

Super Jumbo DSCR to $4,000,000

06/14/2023 09/16/2025

Super Jumbo Bank Statement Program

03/06/2015 09/08/2025

Super Jumbo DSCR $4,500,000

04/16/2024 07/31/2025

Non-QM | Non-Prime Loan Programs

01/27/2021 09/15/2025

Alt Doc Loans | California

California Alt Doc Loan Programs We Offer - Guidelines and Highlights:

Contact a Loan Officer

Alt Doc Loans by State:

Bank Statement Loans by State:

Alternative Income Documentation

Non-QM Mortgages

Alt Doc - Purchase Loans

Alt Doc - Refinance Loans

Bank Statement Second Mortgages

Non-Prime Bank Statement Loans

Bank Statement Niches

Bank Statement Refinance Loans

Jumbo Bank Statement Loans

1 Month Bank Statement Loans

3 Month Bank Statement Loans

6 Month Bank Statement Loans

12 Month Bank Statement Loans

24 Month Bank Statement Loans