Alt Doc Loans | Illinois

Alternative Income Documentation Jumbo Program

Alt-Doc Mortgage Program: Flexible financing up to 90% LTV with loan amounts from $1.5M to $3.5M. No 4506-T or 4506-C forms required. Reserve requirement: 6 months for primary residence, plus

04/05/2016 09/09/2025

Non-QM Super Jumbo Alt Doc

Super Jumbo Alt-Doc loans with a 620 credit score: get up to $2.5M for purchases, flexible docs (bank statements, P&L), low down & broad eligibility.

06/03/2021 11/15/2025

Contact a Loan Officer

Stated Income Jumbo – 720 Credit Score

04/10/2014 09/08/2025

Inherited Property Loan Program

06/04/2015 09/07/2025

90% LTV – $1,500,000 – 4 Months Reserves

06/16/2018 10/17/2025

1 Month Business or Personal Bank Statements

03/09/2021 09/07/2025

Bank Statement Super Jumbo Loan

01/11/2016 09/16/2025

Stated Income/Verified Assets 680 Credit Score 4 Million

06/14/2015 10/23/2025

6 Month Bank Statement Mortgage Programs

01/14/2020 11/20/2025

Second Mortgage Bank Statement Jumbo Loan

02/07/2019 11/25/2025

Super Jumbo DSCR Investor Mortgage

06/17/2021 01/15/2026

Super Jumbo Investor – 30 million

08/07/2020 09/07/2025

Home Equity Line of Credit – HELOC

05/21/2014 09/07/2025

Asset Depletion Program

09/17/2019 12/07/2025

Bank Statements/Asset Depletion to 5-Million

02/26/2019 09/07/2025

Super Jumbo Investor Loan

01/09/2020 07/31/2025

Second Home 85% LTV – 660 Credit Score

07/11/2024 10/15/2025

Real Estate Investor Bank Statement Loan

10/07/2014 11/25/2025

Prime and Non-Prime Bank Statement Options

10/09/2018 09/07/2025

Non-QM Interest-Only Jumbo Program

11/21/2018 09/08/2025

90% LTV Alt Doc Jumbo – 700 Credit Score

02/25/2019 09/16/2025

Super Jumbo DSCR $4,500,000

04/16/2024 11/03/2025

Bank Statement Loans – 2025

05/29/2020 09/09/2025

Jumbo Investor Loan 90% LTV 720 Credit Score

03/25/2015 11/15/2025

Commercial Mortgage Stated Income Super Jumbo

09/17/2014 01/15/2026

Lite Doc 1099 Only Mortgage Loan Programs

09/09/2020 01/15/2026

3 Month Bank Statement Loan

01/07/2021 12/28/2025

Bank Statement Income | Alt Doc

04/30/2020 11/15/2025

12-Month Bank Statement Jumbo Program

12/09/2024 12/28/2025

Jumbo Bank Statement Loan 5-Million

05/23/2014 10/23/2025

No Ratio Investor Loan Jumbo

11/02/2019 09/08/2025

Super Jumbo Bank Statement Program

03/06/2015 11/15/2025

DSCR .75% Jumbo Mortgage

12/10/2019 10/18/2025

Bank Statement Loan to $5,000,000

02/27/2019 12/30/2025

Investor Loan – No Doc

06/17/2015 11/15/2025

Non-QM | Non-Prime Loan Programs

01/27/2021 10/27/2025

No Income No Asset Verification

09/03/2014 09/07/2025

One Year Tax Returns to 90% LTV

09/18/2019 09/26/2025

Non-Prime Loan Program – 580 Credit Score

02/02/2015 09/07/2025

California Hard Money Jumbo – 80% LTV

08/05/2021 09/08/2025

Stated Income Verified Assets Owner-Occupied Jumbo

11/13/2014 10/17/2025

Fix and Flip Program

09/16/2020 11/15/2025

Alt Doc Loans | Illinois

Illinois Alt Doc Loan Programs We Offer - Guidelines and Highlights:

Contact a Loan Officer

Alt Doc Loans by State:

Bank Statement Loans by State:

Alternative Income Documentation

Non-QM Mortgages

Alt Doc - Purchase Loans

Alt Doc - Refinance Loans

Bank Statement Second Mortgages

Non-Prime Bank Statement Loans

Bank Statement Niches

Bank Statement Refinance Loans

Jumbo Bank Statement Loans

1 Month Bank Statement Loans

3 Month Bank Statement Loans

6 Month Bank Statement Loans

12 Month Bank Statement Loans

24 Month Bank Statement Loans