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DSCR Mortgage – Social Security Number Not Required Our flexible options with DSCR, No Ratio makes it easy to purchase or refinance (including Cash Out) DSCR ≥.75 and No Ratio options Qualify with a minimum DSCR of .75 and loan
680 Credit Score to $3,000,000 Loan Amount Our Debt Service Coverage Ratio (DSCR) mortgage loan program is designed for investors, high-net-worth individuals, and self-employed borrowers. Qualification is based on the property’s rental income, with DSCR calculated as gross rental income
Debt Service Coverage Ratio (DSCR) – No Ratio program for real estate investors up to
Super Jumbo Investor Mortgage | DSCR. A specialized DSCR loan program for real estate investors
6-Month Bank Statement Loan – 680 Credit Score This Six-Month Bank Statement Loan program caters to borrowers
Our Bank Statement Mortgage Program offers self-employed borrowers and independent contractors a flexible financing solution
Sole Proprietor Super Jumbo Loan Program – $7,500,000 This particular 1099 Only income documentation mortgage
Alt Doc Loans Bank Statement Loans Bank Statement Mortgages Jumbo Loan Programs Jumbo Loans
Non-Prime Bank Statement Options Self-Employed Borrowers: Portfolio Direct Lender is a direct lender with their
1099 Only and Bank Statement Home Loans This loan program is for home buyers and
The DSCR (Debt Service Coverage Ratio) Loan Program is built for experienced real estate investors,
Alt-Doc Mortgage Program: Flexible financing up to 90% LTV with loan amounts from $1.5M to
Portfolio Prime Loan Program Overview The Portfolio Prime Loan Program is designed for borrowers with
The One-Month Alt-Doc Bank Statement Jumbo program offered self-employed borrowers by allowing approval with only
12 month P&L statement along with 3 months bank statements to support P&L (10%-25% variance)..
This investor purchase loan program provides flexible financing for borrowers acquiring residential investment properties, second
The Non-Prime True No Doc Mortgage Program is an equity-driven, alternative documentation option tailored for
The 1099 Mortgage Program makes qualifying easier for self-employed borrowers. Only one year of 1099
Portfolio Direct Lender is a direct lender with their own portfolio of loan products and
A Second Mortgage Bank Statement Loan allows qualified homeowners to access equity without refinancing their
No income or asset documentation required—no 4506-T or 4506-C forms needed. As of June 2025,
One-year tax-return alt-doc loan with up to 90% LTV; ideal for self-employed or recent income
Hard money jumbo loans in California offer flexible financing with no personal income verification, allowing