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Bank Statement Loan: 90% LTV with just a 620 credit score — up to $5M loan, 55% DTI, ideal for self-employed with complex deductions.
3 Months Bank Statements Alt Doc Type Three Months Bank Statements (business, personal or both (multiple accounts OK) accounts if income deposit activity can be identified and makes sense. If there’s income deposit activity, provide statements from that account. Include
The Non-Prime / Non-Qualified Lender Programs offer flexible mortgage solutions for borrowers with unconventional financial
The One-Month Alt-Doc Bank Statement Jumbo program offered self-employed borrowers by allowing approval with only
Super Jumbo Real Estate Investor Loan Program to $5,000,000 This investor program was created for
3-Month Bank Statement Loans in California help self-employed borrowers qualify using just three months of
Alt-Doc Mortgage Program: Flexible financing up to 90% LTV with loan amounts from $1.5M to
Self-Employed Borrowers – Forms 4506-T / 4506-C Not Required This Alt Doc Home Loan program
No income or asset documentation required—no 4506-T or 4506-C forms needed. As of June 2025,
3-Month Bank Statement Loan. Use either 3 months of business or personal bank statements as
Alternative Income Second Mortgage Non-QM lender offers a closed-end, fixed-rate structure tailored for the needs
Interest-Only Non-QM Jumbo Mortgage Product Interest Only – $2,000,000 Eligible Transactions: Purchase; Refinance – Rate/Term;
Our Stated Income / Verified Assets Mortgage Program offers flexible financing for self-employed borrowers with
Bank Statement Employment Documentation: Verify self-employment with CPA letter or license. Qualify with 12–24 months
Access up to $750,000 with a Stand-Alone Second Mortgage—no need to refinance. Requires 680+ credit
Our alternative documentation mortgage program features a Lite Doc option for borrowers seeking simplified income
Portfolio Prime Loan Program Overview The Portfolio Prime Loan Program is designed for borrowers with
1099 Only Lite Doc Bank Statement Loan – Qualify with just 1 year of income
6-Month Bank Statement Loan – 680 Credit Score This Six-Month Bank Statement Loan program caters to borrowers
24-Month Business & Personal Commingled Bank Account Mortgage. A specialized program allowing the use of
1099 Only mortgage for Independent Contractors with one or two year self-employment histor.
Access the equity in your home without the paperwork stress. Our Second Mortgage Bank-Statement Loan
Hard money jumbo loans in California offer flexible financing with no personal income verification, allowing