Alt Doc Loans | Oregon

Second Mortgage Bank Statement Loan

A Second Mortgage Bank Statement Loan allows qualified homeowners to access equity without refinancing their first mortgage. Using 12 to 24 months of personal or business bank statements instead of

08/24/2019 09/10/2025

Non-QM Super Jumbo Alt Doc

Super Jumbo Alt-Doc loans with a 620 credit score: get up to $2.5M for purchases, flexible docs (bank statements, P&L), low down & broad eligibility.

06/03/2021 09/15/2025

Contact a Loan Officer

Asset Depletion Program

09/17/2019 09/15/2025

Stated Income Verified Assets Owner-Occupied Jumbo

11/13/2014 09/08/2025

Asset Qualifier

12/17/2020 09/07/2025

Investor Purchase Loan Program

09/16/2014 07/07/2025

P&L Only – 640 Credit Score

06/11/2024 09/07/2025

Bank Statement Mortgage – Wage Earner

02/25/2019 09/09/2025

DSCR Super Jumbo to $5,000,000 Cash Out

02/06/2024 09/10/2025

Second Home 85% LTV – 660 Credit Score

07/11/2024 07/31/2025

Non-QM Interest-Only Jumbo Program

11/21/2018 09/08/2025

90% LTV – 12 Months Personal Bank Statements

05/14/2018 09/07/2025

Non-QM Lenders and Loans

04/22/2020 09/10/2025

Super Jumbo DSCR to $4,000,000

06/14/2023 09/16/2025

Prime and Non-Prime Bank Statement Options

10/09/2018 09/07/2025

One Month Bank Statement Loan Program

03/09/2021 09/12/2025

Bank Statement Income | Alt Doc

04/30/2020 08/29/2025

Debt Service Coverage Ratio Program

09/03/2020 07/31/2025

Asset Depletion Super Jumbo Mortgage

09/16/2014 08/29/2025

Lite Doc 1099 Only Mortgage Loan Programs

09/09/2020 09/07/2025

Non-Qualified Mortgage Jumbo 55% DTI

11/15/2018 08/24/2025

2nd Mortgage Program to $350,000

04/09/2014 09/15/2025

Super Jumbo DSCR $4,500,000

04/16/2024 07/31/2025

DSCR .75% Jumbo Mortgage

12/10/2019 09/10/2025

Alternative Income Documentation Jumbo Program

04/05/2016 09/09/2025

90% LTV Alt Doc Jumbo – 700 Credit Score

02/25/2019 09/16/2025

Home Equity Line of Credit – HELOC

05/21/2014 09/07/2025

No Seasoning Requirement for Short Sale or Foreclosure

03/13/2015 07/10/2025

Asset Qualifier Jumbo Loan

05/13/2015 09/07/2025

Non-Prime Lite Doc and Reduced Doc

10/26/2019 09/15/2025

12-Month Bank Statement Jumbo Program

12/09/2024 08/24/2025

Bank Statements Jumbo Mortgage

01/07/2021 09/07/2025

Stand-Alone Second Mortgage

11/02/2019 09/14/2025

Jumbo Investor Loan 90% LTV 720 Credit Score

03/25/2015 09/08/2025

Bank Statement Loan for Real Estate Investors

10/22/2020 09/07/2025

Super Jumbo Investor Loan

01/09/2020 07/31/2025

Portfolio Jumbo Low Doc – One Year P&L Statement Only

05/08/2018 09/14/2025

Bank Statement Loan to $5,000,000

02/27/2019 09/12/2025

California Hard Money Jumbo – 80% LTV

08/05/2021 09/08/2025

Second Mortgage Alt Doc $350,000

06/01/2015 09/10/2025

3 Month Bank Statement Loan

01/07/2021 09/12/2025

Alt Doc & Reduced Doc – 1 Year Employment

12/19/2019 05/28/2025

Alt Doc Loans | Oregon

Oregon Alt Doc Loan Programs We Offer - Guidelines and Highlights:

Contact a Loan Officer

Alt Doc Loans by State:

Bank Statement Loans by State:

Alternative Income Documentation

Non-QM Mortgages

Alt Doc - Purchase Loans

Alt Doc - Refinance Loans

Bank Statement Second Mortgages

Non-Prime Bank Statement Loans

Bank Statement Niches

Bank Statement Refinance Loans

Jumbo Bank Statement Loans

1 Month Bank Statement Loans

3 Month Bank Statement Loans

6 Month Bank Statement Loans

12 Month Bank Statement Loans

24 Month Bank Statement Loans