California Only
Non-Prime Available
DSCR Available
No title seasoning required for a Cash Out refinance
Primary Residence to $2,000,000 Credit Score Matrix
| Credit Score | Purchase | Refinance R/T | Refinance Cash Out |
|---|
| 720 | 90% | 85% | 80% |
| 700 | 90% | 85% | 80% |
| 680 | 85% | 85% | 80% |
| 660 | 80% | 80% | 75% |
| 640 | 80% | 80% | 70% |
Primary Residence to $2,500,000 Credit Score Matrix
| Credit Score | Purchase | Refinance R/T | Refinance Cash Out |
|---|
| 720 | 90% | 85% | 80% |
| 700 | 90% | 85% | 80% |
| 680 | 85% | 85% | 80% |
| 660 | 80% | 80% | 75% |
| 640 | 75% | 75% | 70% |
Primary Residence to $5,000,000 Credit Score Matrix
| Credit Score | Purchase | Refinance R/T | Refinance Cash Out |
|---|
| 720 | 80% | 85% | 75% |
| 700 | 80% | 85% | 75% |
| 680 | 75% | 80% | 75% |
| 660 | 75% | 80% | 70% |
| 640 | 75% | 75% | 70% |
Eligible Property Types
Single Family Residence, 1-2 Unit, 3-4 Unit, Condominiums, non-warrantable Condominiums
Eligible Occupancies
Owner-Occupied, Non-Owner-Occupied, Investment Property, Second Home/ Vacation Home
Available in the Following States:
Alabama, Arizona, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Maine, Maryland, Massachusetts, Nevada, New Jersey, North Carolina, Oregon, Pennsylvania, Tennessee, Texas, Utah, Virginia, and Washington.
Tagged Alaska Alt Doc, Alaska Bank Statements, All Loan Programs, All Purchase Loans, All Refinance Loans, Alt Doc Loans, Arizona Alt Doc, Arizona Bank Statements, Bank Statement Loans, California Alt Doc, California Bank Statements, Colorado Alt Doc, Colorado Bank Statements, Connecticut Alt Doc, Connecticut Bank Statements, Delaware Alt Doc, Delaware Bank Statements, DSCR, Florida Alt Doc, Florida Bank Statements, Form 4506-C Not Required, Form 4506-T Not Required, Georgia Alt Doc, Georgia Bank Statements, Hawaii Alt Doc, Hawaii Bank Statements, Illinois Alt Doc, Income Documentation Options, Investment Property Purchase Loans, Jumbo DSCR, Jumbo Loans, Maine Alt Doc, Maine Bank Statements, Maryland Alt Doc, Maryland Bank Statements, Massachusetts Alt Doc, Massachusetts Bank Statements, Nevada Alt Doc, Nevada Bank Statements, New Jersey Alt Doc, New Jersey Bank Statements, No Ratio Loans, North Carolina Alt Doc, North Carolina Bank Statements, Oregon Alt Doc, Oregon Bank Statements, Pennsylvani Bank Statements, Pennsylvania Alt Doc, Super Jumbo Loans, Tax Returns Not Required, Tennessee Alt Doc, Tennessee Bank Statements, Utah Alt Doc, Utah Bank Statements, Virginia Alt Doc, Virginia Bank Statements, Washington Alt Doc, Washington Bank Statements
