\r\nAvailable n the Following States:\r\n \r\n\r\nAlabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Kansas, Massachusetts, Missouri, Nevada, New Jersey, New Mexico, North Carolina, Oklahoma, Oregon, Pennsylvania, South Carolina, Texas, Vermont, Virginia, Washington, and Wisconsin.\r\n\r\n","verification_of_employment":"","income-documentation":"a:1:{i:0;s:15:\"Bank Statements\";}","eligible-occupancies":"a:4:{i:0;s:55:\"Owner-Occupied\/ Investment Property (multi-unit or ADU)\";i:1;s:33:\"Owner-Occupied\/ Primary Residence\";i:2;s:38:\"Non-Owner Occupied\/Investment Property\";i:3;s:27:\"Second Home \/Vactation Home\";}","eligible-proprty-yypes":"a:2:{i:0;s:23:\"Single Family Residence\";i:1;s:11:\"Condominium\";}","eligible-employment-types":"a:3:{i:0;s:13:\"C Corporation\";i:1;s:13:\"S Corporation\";i:2;s:3:\"LLC\";}","eligible-borrowers":"a:2:{i:0;s:24:\"Permenent Resident Alien\";i:1;s:28:\"Non-Permenent Resident Alien\";}","ltv-notes":"enter text area text","states":"alabama","interest-only":"","reserve-requirements":"","loan_amounts_credit_score_ltv_matrix_copy3":"","loan_amounts_credit_score_ltv_matrix_copy4":"","non-occupant_co-borrower":"","Eligible_Borrowers":"","Eligible_Occupancies":"","Eligible_Zoning":"","Available_Terms":"","Credit_Event_Seasoning_Requirements":"enter text area text","Appraisal_Notes":"","Available_in_the_Following_States":"","taxonomies_terms":"","taxonomy":"","URL_field_name":"","post_object":"","link_field_name":"","relationship":"","file_field_label":"","slug_field_label_copy":"","cash_out_refinance_h1":"","employment_h2":"","Income_field":"income documentation summary","rank_math_internal_links_processed":1,"income_documentation:":"","loan_amount_and_ltvs":"","self-employed":"","Program_Matrix":"will probably change the field type to table","eligible_occupancy":"","Eligible_Property_Types":"","Eligible_Business_Types":"","eligible_business_entities":"","eligible_occupancy_notes:":"stuff like n-o-o reduce LTV x%","field_tye_is_forms":"","wp_last_modified_info":"09\/03\/2025 @ 12:54 am"}},"postID":50744,"postFormat":"standard"};
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* 40 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n\r\n\r\n\r\n \r\nAvailable n the Following States:\r\n \r\n\r\nAlabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Kansas, Massachusetts, Missouri, Nevada, New Jersey, New Mexico, North Carolina, Oklahoma, Oregon, Pennsylvania, South Carolina, Texas, Vermont, Virginia, Washington, and Wisconsin.\r\n\r\n","verification_of_employment":"","income-documentation":"a:1:{i:0;s:15:\"Bank Statements\";}","eligible-occupancies":"a:4:{i:0;s:55:\"Owner-Occupied\/ Investment Property (multi-unit or ADU)\";i:1;s:33:\"Owner-Occupied\/ Primary Residence\";i:2;s:38:\"Non-Owner Occupied\/Investment Property\";i:3;s:27:\"Second Home \/Vactation Home\";}","eligible-proprty-yypes":"a:2:{i:0;s:23:\"Single Family Residence\";i:1;s:11:\"Condominium\";}","eligible-employment-types":"a:3:{i:0;s:13:\"C Corporation\";i:1;s:13:\"S Corporation\";i:2;s:3:\"LLC\";}","eligible-borrowers":"a:2:{i:0;s:24:\"Permenent Resident Alien\";i:1;s:28:\"Non-Permenent Resident Alien\";}","ltv-notes":"enter text area text","states":"alabama","interest-only":"","reserve-requirements":"","loan_amounts_credit_score_ltv_matrix_copy3":"","loan_amounts_credit_score_ltv_matrix_copy4":"","non-occupant_co-borrower":"","Eligible_Borrowers":"","Eligible_Occupancies":"","Eligible_Zoning":"","Available_Terms":"","Credit_Event_Seasoning_Requirements":"enter text area text","Appraisal_Notes":"","Available_in_the_Following_States":"","taxonomies_terms":"","taxonomy":"","URL_field_name":"","post_object":"","link_field_name":"","relationship":"","file_field_label":"","slug_field_label_copy":"","cash_out_refinance_h1":"","employment_h2":"","Income_field":"income documentation summary","rank_math_internal_links_processed":1,"income_documentation:":"","loan_amount_and_ltvs":"","self-employed":"","Program_Matrix":"will probably change the field type to table","eligible_occupancy":"","Eligible_Property_Types":"","Eligible_Business_Types":"","eligible_business_entities":"","eligible_occupancy_notes:":"stuff like n-o-o reduce LTV x%","field_tye_is_forms":"","wp_last_modified_info":"09\/03\/2025 @ 12:54 am"}},"postID":50744,"postFormat":"standard"};
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* 30 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n * 40 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n\r\n\r\n\r\n \r\nAvailable n the Following States:\r\n \r\n\r\nAlabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Kansas, Massachusetts, Missouri, Nevada, New Jersey, New Mexico, North Carolina, Oklahoma, Oregon, Pennsylvania, South Carolina, Texas, Vermont, Virginia, Washington, and Wisconsin.\r\n\r\n","verification_of_employment":"","income-documentation":"a:1:{i:0;s:15:\"Bank Statements\";}","eligible-occupancies":"a:4:{i:0;s:55:\"Owner-Occupied\/ Investment Property (multi-unit or ADU)\";i:1;s:33:\"Owner-Occupied\/ Primary Residence\";i:2;s:38:\"Non-Owner Occupied\/Investment Property\";i:3;s:27:\"Second Home \/Vactation Home\";}","eligible-proprty-yypes":"a:2:{i:0;s:23:\"Single Family Residence\";i:1;s:11:\"Condominium\";}","eligible-employment-types":"a:3:{i:0;s:13:\"C Corporation\";i:1;s:13:\"S Corporation\";i:2;s:3:\"LLC\";}","eligible-borrowers":"a:2:{i:0;s:24:\"Permenent Resident Alien\";i:1;s:28:\"Non-Permenent Resident Alien\";}","ltv-notes":"enter text area text","states":"alabama","interest-only":"","reserve-requirements":"","loan_amounts_credit_score_ltv_matrix_copy3":"","loan_amounts_credit_score_ltv_matrix_copy4":"","non-occupant_co-borrower":"","Eligible_Borrowers":"","Eligible_Occupancies":"","Eligible_Zoning":"","Available_Terms":"","Credit_Event_Seasoning_Requirements":"enter text area text","Appraisal_Notes":"","Available_in_the_Following_States":"","taxonomies_terms":"","taxonomy":"","URL_field_name":"","post_object":"","link_field_name":"","relationship":"","file_field_label":"","slug_field_label_copy":"","cash_out_refinance_h1":"","employment_h2":"","Income_field":"income documentation summary","rank_math_internal_links_processed":1,"income_documentation:":"","loan_amount_and_ltvs":"","self-employed":"","Program_Matrix":"will probably change the field type to table","eligible_occupancy":"","Eligible_Property_Types":"","Eligible_Business_Types":"","eligible_business_entities":"","eligible_occupancy_notes:":"stuff like n-o-o reduce LTV x%","field_tye_is_forms":"","wp_last_modified_info":"09\/03\/2025 @ 12:54 am"}},"postID":50744,"postFormat":"standard"};
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\r\nAvailable Terms:\r\n * 30 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n * 40 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n\r\n\r\n\r\n \r\nAvailable n the Following States:\r\n \r\n\r\nAlabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Kansas, Massachusetts, Missouri, Nevada, New Jersey, New Mexico, North Carolina, Oklahoma, Oregon, Pennsylvania, South Carolina, Texas, Vermont, Virginia, Washington, and Wisconsin.\r\n\r\n","verification_of_employment":"","income-documentation":"a:1:{i:0;s:15:\"Bank Statements\";}","eligible-occupancies":"a:4:{i:0;s:55:\"Owner-Occupied\/ Investment Property (multi-unit or ADU)\";i:1;s:33:\"Owner-Occupied\/ Primary Residence\";i:2;s:38:\"Non-Owner Occupied\/Investment Property\";i:3;s:27:\"Second Home \/Vactation Home\";}","eligible-proprty-yypes":"a:2:{i:0;s:23:\"Single Family Residence\";i:1;s:11:\"Condominium\";}","eligible-employment-types":"a:3:{i:0;s:13:\"C Corporation\";i:1;s:13:\"S Corporation\";i:2;s:3:\"LLC\";}","eligible-borrowers":"a:2:{i:0;s:24:\"Permenent Resident Alien\";i:1;s:28:\"Non-Permenent Resident Alien\";}","ltv-notes":"enter text area text","states":"alabama","interest-only":"","reserve-requirements":"","loan_amounts_credit_score_ltv_matrix_copy3":"","loan_amounts_credit_score_ltv_matrix_copy4":"","non-occupant_co-borrower":"","Eligible_Borrowers":"","Eligible_Occupancies":"","Eligible_Zoning":"","Available_Terms":"","Credit_Event_Seasoning_Requirements":"enter text area text","Appraisal_Notes":"","Available_in_the_Following_States":"","taxonomies_terms":"","taxonomy":"","URL_field_name":"","post_object":"","link_field_name":"","relationship":"","file_field_label":"","slug_field_label_copy":"","cash_out_refinance_h1":"","employment_h2":"","Income_field":"income documentation summary","rank_math_internal_links_processed":1,"income_documentation:":"","loan_amount_and_ltvs":"","self-employed":"","Program_Matrix":"will probably change the field type to table","eligible_occupancy":"","Eligible_Property_Types":"","Eligible_Business_Types":"","eligible_business_entities":"","eligible_occupancy_notes:":"stuff like n-o-o reduce LTV x%","field_tye_is_forms":"","wp_last_modified_info":"09\/03\/2025 @ 12:54 am"}},"postID":50744,"postFormat":"standard"};
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\r\n\r\n\r\n\r\nAvailable Terms:\r\n * 30 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n * 40 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n\r\n\r\n\r\n \r\nAvailable n the Following States:\r\n \r\n\r\nAlabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Kansas, Massachusetts, Missouri, Nevada, New Jersey, New Mexico, North Carolina, Oklahoma, Oregon, Pennsylvania, South Carolina, Texas, Vermont, Virginia, Washington, and Wisconsin.\r\n\r\n","verification_of_employment":"","income-documentation":"a:1:{i:0;s:15:\"Bank Statements\";}","eligible-occupancies":"a:4:{i:0;s:55:\"Owner-Occupied\/ Investment Property (multi-unit or ADU)\";i:1;s:33:\"Owner-Occupied\/ Primary Residence\";i:2;s:38:\"Non-Owner Occupied\/Investment Property\";i:3;s:27:\"Second Home \/Vactation Home\";}","eligible-proprty-yypes":"a:2:{i:0;s:23:\"Single Family Residence\";i:1;s:11:\"Condominium\";}","eligible-employment-types":"a:3:{i:0;s:13:\"C Corporation\";i:1;s:13:\"S Corporation\";i:2;s:3:\"LLC\";}","eligible-borrowers":"a:2:{i:0;s:24:\"Permenent Resident Alien\";i:1;s:28:\"Non-Permenent Resident Alien\";}","ltv-notes":"enter text area text","states":"alabama","interest-only":"","reserve-requirements":"","loan_amounts_credit_score_ltv_matrix_copy3":"","loan_amounts_credit_score_ltv_matrix_copy4":"","non-occupant_co-borrower":"","Eligible_Borrowers":"","Eligible_Occupancies":"","Eligible_Zoning":"","Available_Terms":"","Credit_Event_Seasoning_Requirements":"enter text area text","Appraisal_Notes":"","Available_in_the_Following_States":"","taxonomies_terms":"","taxonomy":"","URL_field_name":"","post_object":"","link_field_name":"","relationship":"","file_field_label":"","slug_field_label_copy":"","cash_out_refinance_h1":"","employment_h2":"","Income_field":"income documentation summary","rank_math_internal_links_processed":1,"income_documentation:":"","loan_amount_and_ltvs":"","self-employed":"","Program_Matrix":"will probably change the field type to table","eligible_occupancy":"","Eligible_Property_Types":"","Eligible_Business_Types":"","eligible_business_entities":"","eligible_occupancy_notes:":"stuff like n-o-o reduce LTV x%","field_tye_is_forms":"","wp_last_modified_info":"09\/03\/2025 @ 12:54 am"}},"postID":50744,"postFormat":"standard"};
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\r\n\r\n \r\n\r\n\r\n\r\nAvailable Terms:\r\n * 30 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n * 40 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n\r\n\r\n\r\n \r\nAvailable n the Following States:\r\n \r\n\r\nAlabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Kansas, Massachusetts, Missouri, Nevada, New Jersey, New Mexico, North Carolina, Oklahoma, Oregon, Pennsylvania, South Carolina, Texas, Vermont, Virginia, Washington, and Wisconsin.\r\n\r\n","verification_of_employment":"","income-documentation":"a:1:{i:0;s:15:\"Bank Statements\";}","eligible-occupancies":"a:4:{i:0;s:55:\"Owner-Occupied\/ Investment Property (multi-unit or ADU)\";i:1;s:33:\"Owner-Occupied\/ Primary Residence\";i:2;s:38:\"Non-Owner Occupied\/Investment Property\";i:3;s:27:\"Second Home \/Vactation Home\";}","eligible-proprty-yypes":"a:2:{i:0;s:23:\"Single Family Residence\";i:1;s:11:\"Condominium\";}","eligible-employment-types":"a:3:{i:0;s:13:\"C Corporation\";i:1;s:13:\"S Corporation\";i:2;s:3:\"LLC\";}","eligible-borrowers":"a:2:{i:0;s:24:\"Permenent Resident Alien\";i:1;s:28:\"Non-Permenent Resident Alien\";}","ltv-notes":"enter text area text","states":"alabama","interest-only":"","reserve-requirements":"","loan_amounts_credit_score_ltv_matrix_copy3":"","loan_amounts_credit_score_ltv_matrix_copy4":"","non-occupant_co-borrower":"","Eligible_Borrowers":"","Eligible_Occupancies":"","Eligible_Zoning":"","Available_Terms":"","Credit_Event_Seasoning_Requirements":"enter text area text","Appraisal_Notes":"","Available_in_the_Following_States":"","taxonomies_terms":"","taxonomy":"","URL_field_name":"","post_object":"","link_field_name":"","relationship":"","file_field_label":"","slug_field_label_copy":"","cash_out_refinance_h1":"","employment_h2":"","Income_field":"income documentation summary","rank_math_internal_links_processed":1,"income_documentation:":"","loan_amount_and_ltvs":"","self-employed":"","Program_Matrix":"will probably change the field type to table","eligible_occupancy":"","Eligible_Property_Types":"","Eligible_Business_Types":"","eligible_business_entities":"","eligible_occupancy_notes:":"stuff like n-o-o reduce LTV x%","field_tye_is_forms":"","wp_last_modified_info":"09\/03\/2025 @ 12:54 am"}},"postID":50744,"postFormat":"standard"};
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\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nAvailable Terms:\r\n * 30 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n * 40 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n\r\n\r\n\r\n \r\nAvailable n the Following States:\r\n \r\n\r\nAlabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Kansas, Massachusetts, Missouri, Nevada, New Jersey, New Mexico, North Carolina, Oklahoma, Oregon, Pennsylvania, South Carolina, Texas, Vermont, Virginia, Washington, and Wisconsin.\r\n\r\n","verification_of_employment":"","income-documentation":"a:1:{i:0;s:15:\"Bank Statements\";}","eligible-occupancies":"a:4:{i:0;s:55:\"Owner-Occupied\/ Investment Property (multi-unit or ADU)\";i:1;s:33:\"Owner-Occupied\/ Primary Residence\";i:2;s:38:\"Non-Owner Occupied\/Investment Property\";i:3;s:27:\"Second Home \/Vactation Home\";}","eligible-proprty-yypes":"a:2:{i:0;s:23:\"Single Family Residence\";i:1;s:11:\"Condominium\";}","eligible-employment-types":"a:3:{i:0;s:13:\"C Corporation\";i:1;s:13:\"S Corporation\";i:2;s:3:\"LLC\";}","eligible-borrowers":"a:2:{i:0;s:24:\"Permenent Resident Alien\";i:1;s:28:\"Non-Permenent Resident Alien\";}","ltv-notes":"enter text area text","states":"alabama","interest-only":"","reserve-requirements":"","loan_amounts_credit_score_ltv_matrix_copy3":"","loan_amounts_credit_score_ltv_matrix_copy4":"","non-occupant_co-borrower":"","Eligible_Borrowers":"","Eligible_Occupancies":"","Eligible_Zoning":"","Available_Terms":"","Credit_Event_Seasoning_Requirements":"enter text area text","Appraisal_Notes":"","Available_in_the_Following_States":"","taxonomies_terms":"","taxonomy":"","URL_field_name":"","post_object":"","link_field_name":"","relationship":"","file_field_label":"","slug_field_label_copy":"","cash_out_refinance_h1":"","employment_h2":"","Income_field":"income documentation summary","rank_math_internal_links_processed":1,"income_documentation:":"","loan_amount_and_ltvs":"","self-employed":"","Program_Matrix":"will probably change the field type to table","eligible_occupancy":"","Eligible_Property_Types":"","Eligible_Business_Types":"","eligible_business_entities":"","eligible_occupancy_notes:":"stuff like n-o-o reduce LTV x%","field_tye_is_forms":"","wp_last_modified_info":"09\/03\/2025 @ 12:54 am"}},"postID":50744,"postFormat":"standard"};
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\r\nOutside Second Mortgage OK 95% CLTV Maximum\r\n \r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nAvailable Terms:\r\n * 30 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n * 40 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n\r\n\r\n\r\n \r\nAvailable n the Following States:\r\n \r\n\r\nAlabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Kansas, Massachusetts, Missouri, Nevada, New Jersey, New Mexico, North Carolina, Oklahoma, Oregon, Pennsylvania, South Carolina, Texas, Vermont, Virginia, Washington, and Wisconsin.\r\n\r\n","verification_of_employment":"","income-documentation":"a:1:{i:0;s:15:\"Bank Statements\";}","eligible-occupancies":"a:4:{i:0;s:55:\"Owner-Occupied\/ Investment Property (multi-unit or ADU)\";i:1;s:33:\"Owner-Occupied\/ Primary Residence\";i:2;s:38:\"Non-Owner Occupied\/Investment Property\";i:3;s:27:\"Second Home \/Vactation Home\";}","eligible-proprty-yypes":"a:2:{i:0;s:23:\"Single Family Residence\";i:1;s:11:\"Condominium\";}","eligible-employment-types":"a:3:{i:0;s:13:\"C Corporation\";i:1;s:13:\"S Corporation\";i:2;s:3:\"LLC\";}","eligible-borrowers":"a:2:{i:0;s:24:\"Permenent Resident Alien\";i:1;s:28:\"Non-Permenent Resident Alien\";}","ltv-notes":"enter text area text","states":"alabama","interest-only":"","reserve-requirements":"","loan_amounts_credit_score_ltv_matrix_copy3":"","loan_amounts_credit_score_ltv_matrix_copy4":"","non-occupant_co-borrower":"","Eligible_Borrowers":"","Eligible_Occupancies":"","Eligible_Zoning":"","Available_Terms":"","Credit_Event_Seasoning_Requirements":"enter text area text","Appraisal_Notes":"","Available_in_the_Following_States":"","taxonomies_terms":"","taxonomy":"","URL_field_name":"","post_object":"","link_field_name":"","relationship":"","file_field_label":"","slug_field_label_copy":"","cash_out_refinance_h1":"","employment_h2":"","Income_field":"income documentation summary","rank_math_internal_links_processed":1,"income_documentation:":"","loan_amount_and_ltvs":"","self-employed":"","Program_Matrix":"will probably change the field type to table","eligible_occupancy":"","Eligible_Property_Types":"","Eligible_Business_Types":"","eligible_business_entities":"","eligible_occupancy_notes:":"stuff like n-o-o reduce LTV x%","field_tye_is_forms":"","wp_last_modified_info":"09\/03\/2025 @ 12:54 am"}},"postID":50744,"postFormat":"standard"};
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\r\n\r\n \r\nOutside Second Mortgage OK 95% CLTV Maximum\r\n \r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nAvailable Terms:\r\n * 30 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n * 40 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n\r\n\r\n\r\n \r\nAvailable n the Following States:\r\n \r\n\r\nAlabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Kansas, Massachusetts, Missouri, Nevada, New Jersey, New Mexico, North Carolina, Oklahoma, Oregon, Pennsylvania, South Carolina, Texas, Vermont, Virginia, Washington, and Wisconsin.\r\n\r\n","verification_of_employment":"","income-documentation":"a:1:{i:0;s:15:\"Bank Statements\";}","eligible-occupancies":"a:4:{i:0;s:55:\"Owner-Occupied\/ Investment Property (multi-unit or ADU)\";i:1;s:33:\"Owner-Occupied\/ Primary Residence\";i:2;s:38:\"Non-Owner Occupied\/Investment Property\";i:3;s:27:\"Second Home \/Vactation Home\";}","eligible-proprty-yypes":"a:2:{i:0;s:23:\"Single Family Residence\";i:1;s:11:\"Condominium\";}","eligible-employment-types":"a:3:{i:0;s:13:\"C Corporation\";i:1;s:13:\"S Corporation\";i:2;s:3:\"LLC\";}","eligible-borrowers":"a:2:{i:0;s:24:\"Permenent Resident Alien\";i:1;s:28:\"Non-Permenent Resident Alien\";}","ltv-notes":"enter text area text","states":"alabama","interest-only":"","reserve-requirements":"","loan_amounts_credit_score_ltv_matrix_copy3":"","loan_amounts_credit_score_ltv_matrix_copy4":"","non-occupant_co-borrower":"","Eligible_Borrowers":"","Eligible_Occupancies":"","Eligible_Zoning":"","Available_Terms":"","Credit_Event_Seasoning_Requirements":"enter text area text","Appraisal_Notes":"","Available_in_the_Following_States":"","taxonomies_terms":"","taxonomy":"","URL_field_name":"","post_object":"","link_field_name":"","relationship":"","file_field_label":"","slug_field_label_copy":"","cash_out_refinance_h1":"","employment_h2":"","Income_field":"income documentation summary","rank_math_internal_links_processed":1,"income_documentation:":"","loan_amount_and_ltvs":"","self-employed":"","Program_Matrix":"will probably change the field type to table","eligible_occupancy":"","Eligible_Property_Types":"","Eligible_Business_Types":"","eligible_business_entities":"","eligible_occupancy_notes:":"stuff like n-o-o reduce LTV x%","field_tye_is_forms":"","wp_last_modified_info":"09\/03\/2025 @ 12:54 am"}},"postID":50744,"postFormat":"standard"};
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* 100% Gift is OK on Owner Occupied (no LTV restrictions)\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\nOutside Second Mortgage OK 95% CLTV Maximum\r\n \r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nAvailable Terms:\r\n * 30 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n * 40 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n\r\n\r\n\r\n \r\nAvailable n the Following States:\r\n \r\n\r\nAlabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Kansas, Massachusetts, Missouri, Nevada, New Jersey, New Mexico, North Carolina, Oklahoma, Oregon, Pennsylvania, South Carolina, Texas, Vermont, Virginia, Washington, and Wisconsin.\r\n\r\n","verification_of_employment":"","income-documentation":"a:1:{i:0;s:15:\"Bank Statements\";}","eligible-occupancies":"a:4:{i:0;s:55:\"Owner-Occupied\/ Investment Property (multi-unit or ADU)\";i:1;s:33:\"Owner-Occupied\/ Primary Residence\";i:2;s:38:\"Non-Owner Occupied\/Investment Property\";i:3;s:27:\"Second Home \/Vactation Home\";}","eligible-proprty-yypes":"a:2:{i:0;s:23:\"Single Family Residence\";i:1;s:11:\"Condominium\";}","eligible-employment-types":"a:3:{i:0;s:13:\"C Corporation\";i:1;s:13:\"S Corporation\";i:2;s:3:\"LLC\";}","eligible-borrowers":"a:2:{i:0;s:24:\"Permenent Resident Alien\";i:1;s:28:\"Non-Permenent Resident Alien\";}","ltv-notes":"enter text area text","states":"alabama","interest-only":"","reserve-requirements":"","loan_amounts_credit_score_ltv_matrix_copy3":"","loan_amounts_credit_score_ltv_matrix_copy4":"","non-occupant_co-borrower":"","Eligible_Borrowers":"","Eligible_Occupancies":"","Eligible_Zoning":"","Available_Terms":"","Credit_Event_Seasoning_Requirements":"enter text area text","Appraisal_Notes":"","Available_in_the_Following_States":"","taxonomies_terms":"","taxonomy":"","URL_field_name":"","post_object":"","link_field_name":"","relationship":"","file_field_label":"","slug_field_label_copy":"","cash_out_refinance_h1":"","employment_h2":"","Income_field":"income documentation summary","rank_math_internal_links_processed":1,"income_documentation:":"","loan_amount_and_ltvs":"","self-employed":"","Program_Matrix":"will probably change the field type to table","eligible_occupancy":"","Eligible_Property_Types":"","Eligible_Business_Types":"","eligible_business_entities":"","eligible_occupancy_notes:":"stuff like n-o-o reduce LTV x%","field_tye_is_forms":"","wp_last_modified_info":"09\/03\/2025 @ 12:54 am"}},"postID":50744,"postFormat":"standard"};
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* 10% Gift & 5% Borrower Contribution on Non-Owner-Occupied\r\n\r\n * 100% Gift is OK on Owner Occupied (no LTV restrictions)\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\nOutside Second Mortgage OK 95% CLTV Maximum\r\n \r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nAvailable Terms:\r\n * 30 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n * 40 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n\r\n\r\n\r\n \r\nAvailable n the Following States:\r\n \r\n\r\nAlabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Kansas, Massachusetts, Missouri, Nevada, New Jersey, New Mexico, North Carolina, Oklahoma, Oregon, Pennsylvania, South Carolina, Texas, Vermont, Virginia, Washington, and Wisconsin.\r\n\r\n","verification_of_employment":"","income-documentation":"a:1:{i:0;s:15:\"Bank Statements\";}","eligible-occupancies":"a:4:{i:0;s:55:\"Owner-Occupied\/ Investment Property (multi-unit or ADU)\";i:1;s:33:\"Owner-Occupied\/ Primary Residence\";i:2;s:38:\"Non-Owner Occupied\/Investment Property\";i:3;s:27:\"Second Home \/Vactation Home\";}","eligible-proprty-yypes":"a:2:{i:0;s:23:\"Single Family Residence\";i:1;s:11:\"Condominium\";}","eligible-employment-types":"a:3:{i:0;s:13:\"C Corporation\";i:1;s:13:\"S Corporation\";i:2;s:3:\"LLC\";}","eligible-borrowers":"a:2:{i:0;s:24:\"Permenent Resident Alien\";i:1;s:28:\"Non-Permenent Resident Alien\";}","ltv-notes":"enter text area text","states":"alabama","interest-only":"","reserve-requirements":"","loan_amounts_credit_score_ltv_matrix_copy3":"","loan_amounts_credit_score_ltv_matrix_copy4":"","non-occupant_co-borrower":"","Eligible_Borrowers":"","Eligible_Occupancies":"","Eligible_Zoning":"","Available_Terms":"","Credit_Event_Seasoning_Requirements":"enter text area text","Appraisal_Notes":"","Available_in_the_Following_States":"","taxonomies_terms":"","taxonomy":"","URL_field_name":"","post_object":"","link_field_name":"","relationship":"","file_field_label":"","slug_field_label_copy":"","cash_out_refinance_h1":"","employment_h2":"","Income_field":"income documentation summary","rank_math_internal_links_processed":1,"income_documentation:":"","loan_amount_and_ltvs":"","self-employed":"","Program_Matrix":"will probably change the field type to table","eligible_occupancy":"","Eligible_Property_Types":"","Eligible_Business_Types":"","eligible_business_entities":"","eligible_occupancy_notes:":"stuff like n-o-o reduce LTV x%","field_tye_is_forms":"","wp_last_modified_info":"09\/03\/2025 @ 12:54 am"}},"postID":50744,"postFormat":"standard"};
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\r\nGift Funds\r\n * 10% Gift & 5% Borrower Contribution on Non-Owner-Occupied\r\n\r\n * 100% Gift is OK on Owner Occupied (no LTV restrictions)\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\nOutside Second Mortgage OK 95% CLTV Maximum\r\n \r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nAvailable Terms:\r\n * 30 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n * 40 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n\r\n\r\n\r\n \r\nAvailable n the Following States:\r\n \r\n\r\nAlabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Kansas, Massachusetts, Missouri, Nevada, New Jersey, New Mexico, North Carolina, Oklahoma, Oregon, Pennsylvania, South Carolina, Texas, Vermont, Virginia, Washington, and Wisconsin.\r\n\r\n","verification_of_employment":"","income-documentation":"a:1:{i:0;s:15:\"Bank Statements\";}","eligible-occupancies":"a:4:{i:0;s:55:\"Owner-Occupied\/ Investment Property (multi-unit or ADU)\";i:1;s:33:\"Owner-Occupied\/ Primary Residence\";i:2;s:38:\"Non-Owner Occupied\/Investment Property\";i:3;s:27:\"Second Home \/Vactation Home\";}","eligible-proprty-yypes":"a:2:{i:0;s:23:\"Single Family Residence\";i:1;s:11:\"Condominium\";}","eligible-employment-types":"a:3:{i:0;s:13:\"C Corporation\";i:1;s:13:\"S Corporation\";i:2;s:3:\"LLC\";}","eligible-borrowers":"a:2:{i:0;s:24:\"Permenent Resident Alien\";i:1;s:28:\"Non-Permenent Resident Alien\";}","ltv-notes":"enter text area text","states":"alabama","interest-only":"","reserve-requirements":"","loan_amounts_credit_score_ltv_matrix_copy3":"","loan_amounts_credit_score_ltv_matrix_copy4":"","non-occupant_co-borrower":"","Eligible_Borrowers":"","Eligible_Occupancies":"","Eligible_Zoning":"","Available_Terms":"","Credit_Event_Seasoning_Requirements":"enter text area text","Appraisal_Notes":"","Available_in_the_Following_States":"","taxonomies_terms":"","taxonomy":"","URL_field_name":"","post_object":"","link_field_name":"","relationship":"","file_field_label":"","slug_field_label_copy":"","cash_out_refinance_h1":"","employment_h2":"","Income_field":"income documentation summary","rank_math_internal_links_processed":1,"income_documentation:":"","loan_amount_and_ltvs":"","self-employed":"","Program_Matrix":"will probably change the field type to table","eligible_occupancy":"","Eligible_Property_Types":"","Eligible_Business_Types":"","eligible_business_entities":"","eligible_occupancy_notes:":"stuff like n-o-o reduce LTV x%","field_tye_is_forms":"","wp_last_modified_info":"09\/03\/2025 @ 12:54 am"}},"postID":50744,"postFormat":"standard"};
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\r\n\r\n\r\n\r\nGift Funds\r\n * 10% Gift & 5% Borrower Contribution on Non-Owner-Occupied\r\n\r\n * 100% Gift is OK on Owner Occupied (no LTV restrictions)\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\nOutside Second Mortgage OK 95% CLTV Maximum\r\n \r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nAvailable Terms:\r\n * 30 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n * 40 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n\r\n\r\n\r\n \r\nAvailable n the Following States:\r\n \r\n\r\nAlabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Kansas, Massachusetts, Missouri, Nevada, New Jersey, New Mexico, North Carolina, Oklahoma, Oregon, Pennsylvania, South Carolina, Texas, Vermont, Virginia, Washington, and Wisconsin.\r\n\r\n","verification_of_employment":"","income-documentation":"a:1:{i:0;s:15:\"Bank Statements\";}","eligible-occupancies":"a:4:{i:0;s:55:\"Owner-Occupied\/ Investment Property (multi-unit or ADU)\";i:1;s:33:\"Owner-Occupied\/ Primary Residence\";i:2;s:38:\"Non-Owner Occupied\/Investment Property\";i:3;s:27:\"Second Home \/Vactation Home\";}","eligible-proprty-yypes":"a:2:{i:0;s:23:\"Single Family Residence\";i:1;s:11:\"Condominium\";}","eligible-employment-types":"a:3:{i:0;s:13:\"C Corporation\";i:1;s:13:\"S Corporation\";i:2;s:3:\"LLC\";}","eligible-borrowers":"a:2:{i:0;s:24:\"Permenent Resident Alien\";i:1;s:28:\"Non-Permenent Resident Alien\";}","ltv-notes":"enter text area text","states":"alabama","interest-only":"","reserve-requirements":"","loan_amounts_credit_score_ltv_matrix_copy3":"","loan_amounts_credit_score_ltv_matrix_copy4":"","non-occupant_co-borrower":"","Eligible_Borrowers":"","Eligible_Occupancies":"","Eligible_Zoning":"","Available_Terms":"","Credit_Event_Seasoning_Requirements":"enter text area text","Appraisal_Notes":"","Available_in_the_Following_States":"","taxonomies_terms":"","taxonomy":"","URL_field_name":"","post_object":"","link_field_name":"","relationship":"","file_field_label":"","slug_field_label_copy":"","cash_out_refinance_h1":"","employment_h2":"","Income_field":"income documentation summary","rank_math_internal_links_processed":1,"income_documentation:":"","loan_amount_and_ltvs":"","self-employed":"","Program_Matrix":"will probably change the field type to table","eligible_occupancy":"","Eligible_Property_Types":"","Eligible_Business_Types":"","eligible_business_entities":"","eligible_occupancy_notes:":"stuff like n-o-o reduce LTV x%","field_tye_is_forms":"","wp_last_modified_info":"09\/03\/2025 @ 12:54 am"}},"postID":50744,"postFormat":"standard"};
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\r\n\r\n \r\n\r\n\r\n\r\nGift Funds\r\n * 10% Gift & 5% Borrower Contribution on Non-Owner-Occupied\r\n\r\n * 100% Gift is OK on Owner Occupied (no LTV restrictions)\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\nOutside Second Mortgage OK 95% CLTV Maximum\r\n \r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nAvailable Terms:\r\n * 30 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n * 40 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n\r\n\r\n\r\n \r\nAvailable n the Following States:\r\n \r\n\r\nAlabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Kansas, Massachusetts, Missouri, Nevada, New Jersey, New Mexico, North Carolina, Oklahoma, Oregon, Pennsylvania, South Carolina, Texas, Vermont, Virginia, Washington, and Wisconsin.\r\n\r\n","verification_of_employment":"","income-documentation":"a:1:{i:0;s:15:\"Bank Statements\";}","eligible-occupancies":"a:4:{i:0;s:55:\"Owner-Occupied\/ Investment Property (multi-unit or ADU)\";i:1;s:33:\"Owner-Occupied\/ Primary Residence\";i:2;s:38:\"Non-Owner Occupied\/Investment Property\";i:3;s:27:\"Second Home \/Vactation Home\";}","eligible-proprty-yypes":"a:2:{i:0;s:23:\"Single Family Residence\";i:1;s:11:\"Condominium\";}","eligible-employment-types":"a:3:{i:0;s:13:\"C Corporation\";i:1;s:13:\"S Corporation\";i:2;s:3:\"LLC\";}","eligible-borrowers":"a:2:{i:0;s:24:\"Permenent Resident Alien\";i:1;s:28:\"Non-Permenent Resident Alien\";}","ltv-notes":"enter text area text","states":"alabama","interest-only":"","reserve-requirements":"","loan_amounts_credit_score_ltv_matrix_copy3":"","loan_amounts_credit_score_ltv_matrix_copy4":"","non-occupant_co-borrower":"","Eligible_Borrowers":"","Eligible_Occupancies":"","Eligible_Zoning":"","Available_Terms":"","Credit_Event_Seasoning_Requirements":"enter text area text","Appraisal_Notes":"","Available_in_the_Following_States":"","taxonomies_terms":"","taxonomy":"","URL_field_name":"","post_object":"","link_field_name":"","relationship":"","file_field_label":"","slug_field_label_copy":"","cash_out_refinance_h1":"","employment_h2":"","Income_field":"income documentation summary","rank_math_internal_links_processed":1,"income_documentation:":"","loan_amount_and_ltvs":"","self-employed":"","Program_Matrix":"will probably change the field type to table","eligible_occupancy":"","Eligible_Property_Types":"","Eligible_Business_Types":"","eligible_business_entities":"","eligible_occupancy_notes:":"stuff like n-o-o reduce LTV x%","field_tye_is_forms":"","wp_last_modified_info":"09\/03\/2025 @ 12:54 am"}},"postID":50744,"postFormat":"standard"};
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* Mortgage Payment 12 Month History - 1x30 OK\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nGift Funds\r\n * 10% Gift & 5% Borrower Contribution on Non-Owner-Occupied\r\n\r\n * 100% Gift is OK on Owner Occupied (no LTV restrictions)\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\nOutside Second Mortgage OK 95% CLTV Maximum\r\n \r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nAvailable Terms:\r\n * 30 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n * 40 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n\r\n\r\n\r\n \r\nAvailable n the Following States:\r\n \r\n\r\nAlabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Kansas, Massachusetts, Missouri, Nevada, New Jersey, New Mexico, North Carolina, Oklahoma, Oregon, Pennsylvania, South Carolina, Texas, Vermont, Virginia, Washington, and Wisconsin.\r\n\r\n","verification_of_employment":"","income-documentation":"a:1:{i:0;s:15:\"Bank Statements\";}","eligible-occupancies":"a:4:{i:0;s:55:\"Owner-Occupied\/ Investment Property (multi-unit or ADU)\";i:1;s:33:\"Owner-Occupied\/ Primary Residence\";i:2;s:38:\"Non-Owner Occupied\/Investment Property\";i:3;s:27:\"Second Home \/Vactation Home\";}","eligible-proprty-yypes":"a:2:{i:0;s:23:\"Single Family Residence\";i:1;s:11:\"Condominium\";}","eligible-employment-types":"a:3:{i:0;s:13:\"C Corporation\";i:1;s:13:\"S Corporation\";i:2;s:3:\"LLC\";}","eligible-borrowers":"a:2:{i:0;s:24:\"Permenent Resident Alien\";i:1;s:28:\"Non-Permenent Resident Alien\";}","ltv-notes":"enter text area text","states":"alabama","interest-only":"","reserve-requirements":"","loan_amounts_credit_score_ltv_matrix_copy3":"","loan_amounts_credit_score_ltv_matrix_copy4":"","non-occupant_co-borrower":"","Eligible_Borrowers":"","Eligible_Occupancies":"","Eligible_Zoning":"","Available_Terms":"","Credit_Event_Seasoning_Requirements":"enter text area text","Appraisal_Notes":"","Available_in_the_Following_States":"","taxonomies_terms":"","taxonomy":"","URL_field_name":"","post_object":"","link_field_name":"","relationship":"","file_field_label":"","slug_field_label_copy":"","cash_out_refinance_h1":"","employment_h2":"","Income_field":"income documentation summary","rank_math_internal_links_processed":1,"income_documentation:":"","loan_amount_and_ltvs":"","self-employed":"","Program_Matrix":"will probably change the field type to table","eligible_occupancy":"","Eligible_Property_Types":"","Eligible_Business_Types":"","eligible_business_entities":"","eligible_occupancy_notes:":"stuff like n-o-o reduce LTV x%","field_tye_is_forms":"","wp_last_modified_info":"09\/03\/2025 @ 12:54 am"}},"postID":50744,"postFormat":"standard"};
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* Credit Credit Event Seasoning 48 months\r\n\r\n * Mortgage Payment 12 Month History - 1x30 OK\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nGift Funds\r\n * 10% Gift & 5% Borrower Contribution on Non-Owner-Occupied\r\n\r\n * 100% Gift is OK on Owner Occupied (no LTV restrictions)\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\nOutside Second Mortgage OK 95% CLTV Maximum\r\n \r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nAvailable Terms:\r\n * 30 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n * 40 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n\r\n\r\n\r\n \r\nAvailable n the Following States:\r\n \r\n\r\nAlabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Kansas, Massachusetts, Missouri, Nevada, New Jersey, New Mexico, North Carolina, Oklahoma, Oregon, Pennsylvania, South Carolina, Texas, Vermont, Virginia, Washington, and Wisconsin.\r\n\r\n","verification_of_employment":"","income-documentation":"a:1:{i:0;s:15:\"Bank Statements\";}","eligible-occupancies":"a:4:{i:0;s:55:\"Owner-Occupied\/ Investment Property (multi-unit or ADU)\";i:1;s:33:\"Owner-Occupied\/ Primary Residence\";i:2;s:38:\"Non-Owner Occupied\/Investment Property\";i:3;s:27:\"Second Home \/Vactation Home\";}","eligible-proprty-yypes":"a:2:{i:0;s:23:\"Single Family Residence\";i:1;s:11:\"Condominium\";}","eligible-employment-types":"a:3:{i:0;s:13:\"C Corporation\";i:1;s:13:\"S Corporation\";i:2;s:3:\"LLC\";}","eligible-borrowers":"a:2:{i:0;s:24:\"Permenent Resident Alien\";i:1;s:28:\"Non-Permenent Resident Alien\";}","ltv-notes":"enter text area text","states":"alabama","interest-only":"","reserve-requirements":"","loan_amounts_credit_score_ltv_matrix_copy3":"","loan_amounts_credit_score_ltv_matrix_copy4":"","non-occupant_co-borrower":"","Eligible_Borrowers":"","Eligible_Occupancies":"","Eligible_Zoning":"","Available_Terms":"","Credit_Event_Seasoning_Requirements":"enter text area text","Appraisal_Notes":"","Available_in_the_Following_States":"","taxonomies_terms":"","taxonomy":"","URL_field_name":"","post_object":"","link_field_name":"","relationship":"","file_field_label":"","slug_field_label_copy":"","cash_out_refinance_h1":"","employment_h2":"","Income_field":"income documentation summary","rank_math_internal_links_processed":1,"income_documentation:":"","loan_amount_and_ltvs":"","self-employed":"","Program_Matrix":"will probably change the field type to table","eligible_occupancy":"","Eligible_Property_Types":"","Eligible_Business_Types":"","eligible_business_entities":"","eligible_occupancy_notes:":"stuff like n-o-o reduce LTV x%","field_tye_is_forms":"","wp_last_modified_info":"09\/03\/2025 @ 12:54 am"}},"postID":50744,"postFormat":"standard"};
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\r\nRequired Credit:\r\n * Credit Credit Event Seasoning 48 months\r\n\r\n * Mortgage Payment 12 Month History - 1x30 OK\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nGift Funds\r\n * 10% Gift & 5% Borrower Contribution on Non-Owner-Occupied\r\n\r\n * 100% Gift is OK on Owner Occupied (no LTV restrictions)\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\nOutside Second Mortgage OK 95% CLTV Maximum\r\n \r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nAvailable Terms:\r\n * 30 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n * 40 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n\r\n\r\n\r\n \r\nAvailable n the Following States:\r\n \r\n\r\nAlabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Kansas, Massachusetts, Missouri, Nevada, New Jersey, New Mexico, North Carolina, Oklahoma, Oregon, Pennsylvania, South Carolina, Texas, Vermont, Virginia, Washington, and Wisconsin.\r\n\r\n","verification_of_employment":"","income-documentation":"a:1:{i:0;s:15:\"Bank Statements\";}","eligible-occupancies":"a:4:{i:0;s:55:\"Owner-Occupied\/ Investment Property (multi-unit or ADU)\";i:1;s:33:\"Owner-Occupied\/ Primary Residence\";i:2;s:38:\"Non-Owner Occupied\/Investment Property\";i:3;s:27:\"Second Home \/Vactation Home\";}","eligible-proprty-yypes":"a:2:{i:0;s:23:\"Single Family Residence\";i:1;s:11:\"Condominium\";}","eligible-employment-types":"a:3:{i:0;s:13:\"C Corporation\";i:1;s:13:\"S Corporation\";i:2;s:3:\"LLC\";}","eligible-borrowers":"a:2:{i:0;s:24:\"Permenent Resident Alien\";i:1;s:28:\"Non-Permenent Resident Alien\";}","ltv-notes":"enter text area text","states":"alabama","interest-only":"","reserve-requirements":"","loan_amounts_credit_score_ltv_matrix_copy3":"","loan_amounts_credit_score_ltv_matrix_copy4":"","non-occupant_co-borrower":"","Eligible_Borrowers":"","Eligible_Occupancies":"","Eligible_Zoning":"","Available_Terms":"","Credit_Event_Seasoning_Requirements":"enter text area text","Appraisal_Notes":"","Available_in_the_Following_States":"","taxonomies_terms":"","taxonomy":"","URL_field_name":"","post_object":"","link_field_name":"","relationship":"","file_field_label":"","slug_field_label_copy":"","cash_out_refinance_h1":"","employment_h2":"","Income_field":"income documentation summary","rank_math_internal_links_processed":1,"income_documentation:":"","loan_amount_and_ltvs":"","self-employed":"","Program_Matrix":"will probably change the field type to table","eligible_occupancy":"","Eligible_Property_Types":"","Eligible_Business_Types":"","eligible_business_entities":"","eligible_occupancy_notes:":"stuff like n-o-o reduce LTV x%","field_tye_is_forms":"","wp_last_modified_info":"09\/03\/2025 @ 12:54 am"}},"postID":50744,"postFormat":"standard"};
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\r\n\r\n\r\n\r\nRequired Credit:\r\n * Credit Credit Event Seasoning 48 months\r\n\r\n * Mortgage Payment 12 Month History - 1x30 OK\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nGift Funds\r\n * 10% Gift & 5% Borrower Contribution on Non-Owner-Occupied\r\n\r\n * 100% Gift is OK on Owner Occupied (no LTV restrictions)\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\nOutside Second Mortgage OK 95% CLTV Maximum\r\n \r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nAvailable Terms:\r\n * 30 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n * 40 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n\r\n\r\n\r\n \r\nAvailable n the Following States:\r\n \r\n\r\nAlabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Kansas, Massachusetts, Missouri, Nevada, New Jersey, New Mexico, North Carolina, Oklahoma, Oregon, Pennsylvania, South Carolina, Texas, Vermont, Virginia, Washington, and Wisconsin.\r\n\r\n","verification_of_employment":"","income-documentation":"a:1:{i:0;s:15:\"Bank Statements\";}","eligible-occupancies":"a:4:{i:0;s:55:\"Owner-Occupied\/ Investment Property (multi-unit or ADU)\";i:1;s:33:\"Owner-Occupied\/ Primary Residence\";i:2;s:38:\"Non-Owner Occupied\/Investment Property\";i:3;s:27:\"Second Home \/Vactation Home\";}","eligible-proprty-yypes":"a:2:{i:0;s:23:\"Single Family Residence\";i:1;s:11:\"Condominium\";}","eligible-employment-types":"a:3:{i:0;s:13:\"C Corporation\";i:1;s:13:\"S Corporation\";i:2;s:3:\"LLC\";}","eligible-borrowers":"a:2:{i:0;s:24:\"Permenent Resident Alien\";i:1;s:28:\"Non-Permenent Resident Alien\";}","ltv-notes":"enter text area text","states":"alabama","interest-only":"","reserve-requirements":"","loan_amounts_credit_score_ltv_matrix_copy3":"","loan_amounts_credit_score_ltv_matrix_copy4":"","non-occupant_co-borrower":"","Eligible_Borrowers":"","Eligible_Occupancies":"","Eligible_Zoning":"","Available_Terms":"","Credit_Event_Seasoning_Requirements":"enter text area text","Appraisal_Notes":"","Available_in_the_Following_States":"","taxonomies_terms":"","taxonomy":"","URL_field_name":"","post_object":"","link_field_name":"","relationship":"","file_field_label":"","slug_field_label_copy":"","cash_out_refinance_h1":"","employment_h2":"","Income_field":"income documentation summary","rank_math_internal_links_processed":1,"income_documentation:":"","loan_amount_and_ltvs":"","self-employed":"","Program_Matrix":"will probably change the field type to table","eligible_occupancy":"","Eligible_Property_Types":"","Eligible_Business_Types":"","eligible_business_entities":"","eligible_occupancy_notes:":"stuff like n-o-o reduce LTV x%","field_tye_is_forms":"","wp_last_modified_info":"09\/03\/2025 @ 12:54 am"}},"postID":50744,"postFormat":"standard"};
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\r\n\r\n \r\n\r\n\r\n\r\nRequired Credit:\r\n * Credit Credit Event Seasoning 48 months\r\n\r\n * Mortgage Payment 12 Month History - 1x30 OK\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nGift Funds\r\n * 10% Gift & 5% Borrower Contribution on Non-Owner-Occupied\r\n\r\n * 100% Gift is OK on Owner Occupied (no LTV restrictions)\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\nOutside Second Mortgage OK 95% CLTV Maximum\r\n \r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nAvailable Terms:\r\n * 30 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n * 40 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n\r\n\r\n\r\n \r\nAvailable n the Following States:\r\n \r\n\r\nAlabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Kansas, Massachusetts, Missouri, Nevada, New Jersey, New Mexico, North Carolina, Oklahoma, Oregon, Pennsylvania, South Carolina, Texas, Vermont, Virginia, Washington, and Wisconsin.\r\n\r\n","verification_of_employment":"","income-documentation":"a:1:{i:0;s:15:\"Bank Statements\";}","eligible-occupancies":"a:4:{i:0;s:55:\"Owner-Occupied\/ Investment Property (multi-unit or ADU)\";i:1;s:33:\"Owner-Occupied\/ Primary Residence\";i:2;s:38:\"Non-Owner Occupied\/Investment Property\";i:3;s:27:\"Second Home \/Vactation Home\";}","eligible-proprty-yypes":"a:2:{i:0;s:23:\"Single Family Residence\";i:1;s:11:\"Condominium\";}","eligible-employment-types":"a:3:{i:0;s:13:\"C Corporation\";i:1;s:13:\"S Corporation\";i:2;s:3:\"LLC\";}","eligible-borrowers":"a:2:{i:0;s:24:\"Permenent Resident Alien\";i:1;s:28:\"Non-Permenent Resident Alien\";}","ltv-notes":"enter text area text","states":"alabama","interest-only":"","reserve-requirements":"","loan_amounts_credit_score_ltv_matrix_copy3":"","loan_amounts_credit_score_ltv_matrix_copy4":"","non-occupant_co-borrower":"","Eligible_Borrowers":"","Eligible_Occupancies":"","Eligible_Zoning":"","Available_Terms":"","Credit_Event_Seasoning_Requirements":"enter text area text","Appraisal_Notes":"","Available_in_the_Following_States":"","taxonomies_terms":"","taxonomy":"","URL_field_name":"","post_object":"","link_field_name":"","relationship":"","file_field_label":"","slug_field_label_copy":"","cash_out_refinance_h1":"","employment_h2":"","Income_field":"income documentation summary","rank_math_internal_links_processed":1,"income_documentation:":"","loan_amount_and_ltvs":"","self-employed":"","Program_Matrix":"will probably change the field type to table","eligible_occupancy":"","Eligible_Property_Types":"","Eligible_Business_Types":"","eligible_business_entities":"","eligible_occupancy_notes:":"stuff like n-o-o reduce LTV x%","field_tye_is_forms":"","wp_last_modified_info":"09\/03\/2025 @ 12:54 am"}},"postID":50744,"postFormat":"standard"};
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\r\nMaximum DTI 50%. 55% exceptions\r\n \r\n\r\n \r\n\r\n\r\n\r\nRequired Credit:\r\n * Credit Credit Event Seasoning 48 months\r\n\r\n * Mortgage Payment 12 Month History - 1x30 OK\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nGift Funds\r\n * 10% Gift & 5% Borrower Contribution on Non-Owner-Occupied\r\n\r\n * 100% Gift is OK on Owner Occupied (no LTV restrictions)\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\nOutside Second Mortgage OK 95% CLTV Maximum\r\n \r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nAvailable Terms:\r\n * 30 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n * 40 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n\r\n\r\n\r\n \r\nAvailable n the Following States:\r\n \r\n\r\nAlabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Kansas, Massachusetts, Missouri, Nevada, New Jersey, New Mexico, North Carolina, Oklahoma, Oregon, Pennsylvania, South Carolina, Texas, Vermont, Virginia, Washington, and Wisconsin.\r\n\r\n","verification_of_employment":"","income-documentation":"a:1:{i:0;s:15:\"Bank Statements\";}","eligible-occupancies":"a:4:{i:0;s:55:\"Owner-Occupied\/ Investment Property (multi-unit or ADU)\";i:1;s:33:\"Owner-Occupied\/ Primary Residence\";i:2;s:38:\"Non-Owner Occupied\/Investment Property\";i:3;s:27:\"Second Home \/Vactation Home\";}","eligible-proprty-yypes":"a:2:{i:0;s:23:\"Single Family Residence\";i:1;s:11:\"Condominium\";}","eligible-employment-types":"a:3:{i:0;s:13:\"C Corporation\";i:1;s:13:\"S Corporation\";i:2;s:3:\"LLC\";}","eligible-borrowers":"a:2:{i:0;s:24:\"Permenent Resident Alien\";i:1;s:28:\"Non-Permenent Resident Alien\";}","ltv-notes":"enter text area text","states":"alabama","interest-only":"","reserve-requirements":"","loan_amounts_credit_score_ltv_matrix_copy3":"","loan_amounts_credit_score_ltv_matrix_copy4":"","non-occupant_co-borrower":"","Eligible_Borrowers":"","Eligible_Occupancies":"","Eligible_Zoning":"","Available_Terms":"","Credit_Event_Seasoning_Requirements":"enter text area text","Appraisal_Notes":"","Available_in_the_Following_States":"","taxonomies_terms":"","taxonomy":"","URL_field_name":"","post_object":"","link_field_name":"","relationship":"","file_field_label":"","slug_field_label_copy":"","cash_out_refinance_h1":"","employment_h2":"","Income_field":"income documentation summary","rank_math_internal_links_processed":1,"income_documentation:":"","loan_amount_and_ltvs":"","self-employed":"","Program_Matrix":"will probably change the field type to table","eligible_occupancy":"","Eligible_Property_Types":"","Eligible_Business_Types":"","eligible_business_entities":"","eligible_occupancy_notes:":"stuff like n-o-o reduce LTV x%","field_tye_is_forms":"","wp_last_modified_info":"09\/03\/2025 @ 12:54 am"}},"postID":50744,"postFormat":"standard"};
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\r\n\r\n \r\nMaximum DTI 50%. 55% exceptions\r\n \r\n\r\n \r\n\r\n\r\n\r\nRequired Credit:\r\n * Credit Credit Event Seasoning 48 months\r\n\r\n * Mortgage Payment 12 Month History - 1x30 OK\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nGift Funds\r\n * 10% Gift & 5% Borrower Contribution on Non-Owner-Occupied\r\n\r\n * 100% Gift is OK on Owner Occupied (no LTV restrictions)\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\nOutside Second Mortgage OK 95% CLTV Maximum\r\n \r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nAvailable Terms:\r\n * 30 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n * 40 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n\r\n\r\n\r\n \r\nAvailable n the Following States:\r\n \r\n\r\nAlabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Kansas, Massachusetts, Missouri, Nevada, New Jersey, New Mexico, North Carolina, Oklahoma, Oregon, Pennsylvania, South Carolina, Texas, Vermont, Virginia, Washington, and Wisconsin.\r\n\r\n","verification_of_employment":"","income-documentation":"a:1:{i:0;s:15:\"Bank Statements\";}","eligible-occupancies":"a:4:{i:0;s:55:\"Owner-Occupied\/ Investment Property (multi-unit or ADU)\";i:1;s:33:\"Owner-Occupied\/ Primary Residence\";i:2;s:38:\"Non-Owner Occupied\/Investment Property\";i:3;s:27:\"Second Home \/Vactation Home\";}","eligible-proprty-yypes":"a:2:{i:0;s:23:\"Single Family Residence\";i:1;s:11:\"Condominium\";}","eligible-employment-types":"a:3:{i:0;s:13:\"C Corporation\";i:1;s:13:\"S Corporation\";i:2;s:3:\"LLC\";}","eligible-borrowers":"a:2:{i:0;s:24:\"Permenent Resident Alien\";i:1;s:28:\"Non-Permenent Resident Alien\";}","ltv-notes":"enter text area text","states":"alabama","interest-only":"","reserve-requirements":"","loan_amounts_credit_score_ltv_matrix_copy3":"","loan_amounts_credit_score_ltv_matrix_copy4":"","non-occupant_co-borrower":"","Eligible_Borrowers":"","Eligible_Occupancies":"","Eligible_Zoning":"","Available_Terms":"","Credit_Event_Seasoning_Requirements":"enter text area text","Appraisal_Notes":"","Available_in_the_Following_States":"","taxonomies_terms":"","taxonomy":"","URL_field_name":"","post_object":"","link_field_name":"","relationship":"","file_field_label":"","slug_field_label_copy":"","cash_out_refinance_h1":"","employment_h2":"","Income_field":"income documentation summary","rank_math_internal_links_processed":1,"income_documentation:":"","loan_amount_and_ltvs":"","self-employed":"","Program_Matrix":"will probably change the field type to table","eligible_occupancy":"","Eligible_Property_Types":"","Eligible_Business_Types":"","eligible_business_entities":"","eligible_occupancy_notes:":"stuff like n-o-o reduce LTV x%","field_tye_is_forms":"","wp_last_modified_info":"09\/03\/2025 @ 12:54 am"}},"postID":50744,"postFormat":"standard"};
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Non-Permanent Resident Alien\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\nMaximum DTI 50%. 55% exceptions\r\n \r\n\r\n \r\n\r\n\r\n\r\nRequired Credit:\r\n * Credit Credit Event Seasoning 48 months\r\n\r\n * Mortgage Payment 12 Month History - 1x30 OK\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nGift Funds\r\n * 10% Gift & 5% Borrower Contribution on Non-Owner-Occupied\r\n\r\n * 100% Gift is OK on Owner Occupied (no LTV restrictions)\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\nOutside Second Mortgage OK 95% CLTV Maximum\r\n \r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nAvailable Terms:\r\n * 30 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n * 40 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n\r\n\r\n\r\n \r\nAvailable n the Following States:\r\n \r\n\r\nAlabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Kansas, Massachusetts, Missouri, Nevada, New Jersey, New Mexico, North Carolina, Oklahoma, Oregon, Pennsylvania, South Carolina, Texas, Vermont, Virginia, Washington, and Wisconsin.\r\n\r\n","verification_of_employment":"","income-documentation":"a:1:{i:0;s:15:\"Bank Statements\";}","eligible-occupancies":"a:4:{i:0;s:55:\"Owner-Occupied\/ Investment Property (multi-unit or ADU)\";i:1;s:33:\"Owner-Occupied\/ Primary Residence\";i:2;s:38:\"Non-Owner Occupied\/Investment Property\";i:3;s:27:\"Second Home \/Vactation Home\";}","eligible-proprty-yypes":"a:2:{i:0;s:23:\"Single Family Residence\";i:1;s:11:\"Condominium\";}","eligible-employment-types":"a:3:{i:0;s:13:\"C Corporation\";i:1;s:13:\"S Corporation\";i:2;s:3:\"LLC\";}","eligible-borrowers":"a:2:{i:0;s:24:\"Permenent Resident Alien\";i:1;s:28:\"Non-Permenent Resident Alien\";}","ltv-notes":"enter text area text","states":"alabama","interest-only":"","reserve-requirements":"","loan_amounts_credit_score_ltv_matrix_copy3":"","loan_amounts_credit_score_ltv_matrix_copy4":"","non-occupant_co-borrower":"","Eligible_Borrowers":"","Eligible_Occupancies":"","Eligible_Zoning":"","Available_Terms":"","Credit_Event_Seasoning_Requirements":"enter text area text","Appraisal_Notes":"","Available_in_the_Following_States":"","taxonomies_terms":"","taxonomy":"","URL_field_name":"","post_object":"","link_field_name":"","relationship":"","file_field_label":"","slug_field_label_copy":"","cash_out_refinance_h1":"","employment_h2":"","Income_field":"income documentation summary","rank_math_internal_links_processed":1,"income_documentation:":"","loan_amount_and_ltvs":"","self-employed":"","Program_Matrix":"will probably change the field type to table","eligible_occupancy":"","Eligible_Property_Types":"","Eligible_Business_Types":"","eligible_business_entities":"","eligible_occupancy_notes:":"stuff like n-o-o reduce LTV x%","field_tye_is_forms":"","wp_last_modified_info":"09\/03\/2025 @ 12:54 am"}},"postID":50744,"postFormat":"standard"};
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Permanent Resident Alien\r\n\r\n Non-Permanent Resident Alien\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\nMaximum DTI 50%. 55% exceptions\r\n \r\n\r\n \r\n\r\n\r\n\r\nRequired Credit:\r\n * Credit Credit Event Seasoning 48 months\r\n\r\n * Mortgage Payment 12 Month History - 1x30 OK\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nGift Funds\r\n * 10% Gift & 5% Borrower Contribution on Non-Owner-Occupied\r\n\r\n * 100% Gift is OK on Owner Occupied (no LTV restrictions)\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\nOutside Second Mortgage OK 95% CLTV Maximum\r\n \r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nAvailable Terms:\r\n * 30 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n * 40 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n\r\n\r\n\r\n \r\nAvailable n the Following States:\r\n \r\n\r\nAlabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Kansas, Massachusetts, Missouri, Nevada, New Jersey, New Mexico, North Carolina, Oklahoma, Oregon, Pennsylvania, South Carolina, Texas, Vermont, Virginia, Washington, and Wisconsin.\r\n\r\n","verification_of_employment":"","income-documentation":"a:1:{i:0;s:15:\"Bank Statements\";}","eligible-occupancies":"a:4:{i:0;s:55:\"Owner-Occupied\/ Investment Property (multi-unit or ADU)\";i:1;s:33:\"Owner-Occupied\/ Primary Residence\";i:2;s:38:\"Non-Owner Occupied\/Investment Property\";i:3;s:27:\"Second Home \/Vactation Home\";}","eligible-proprty-yypes":"a:2:{i:0;s:23:\"Single Family Residence\";i:1;s:11:\"Condominium\";}","eligible-employment-types":"a:3:{i:0;s:13:\"C Corporation\";i:1;s:13:\"S Corporation\";i:2;s:3:\"LLC\";}","eligible-borrowers":"a:2:{i:0;s:24:\"Permenent Resident Alien\";i:1;s:28:\"Non-Permenent Resident Alien\";}","ltv-notes":"enter text area text","states":"alabama","interest-only":"","reserve-requirements":"","loan_amounts_credit_score_ltv_matrix_copy3":"","loan_amounts_credit_score_ltv_matrix_copy4":"","non-occupant_co-borrower":"","Eligible_Borrowers":"","Eligible_Occupancies":"","Eligible_Zoning":"","Available_Terms":"","Credit_Event_Seasoning_Requirements":"enter text area text","Appraisal_Notes":"","Available_in_the_Following_States":"","taxonomies_terms":"","taxonomy":"","URL_field_name":"","post_object":"","link_field_name":"","relationship":"","file_field_label":"","slug_field_label_copy":"","cash_out_refinance_h1":"","employment_h2":"","Income_field":"income documentation summary","rank_math_internal_links_processed":1,"income_documentation:":"","loan_amount_and_ltvs":"","self-employed":"","Program_Matrix":"will probably change the field type to table","eligible_occupancy":"","Eligible_Property_Types":"","Eligible_Business_Types":"","eligible_business_entities":"","eligible_occupancy_notes:":"stuff like n-o-o reduce LTV x%","field_tye_is_forms":"","wp_last_modified_info":"09\/03\/2025 @ 12:54 am"}},"postID":50744,"postFormat":"standard"};
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US Citizen\r\n\r\n Permanent Resident Alien\r\n\r\n Non-Permanent Resident Alien\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\nMaximum DTI 50%. 55% exceptions\r\n \r\n\r\n \r\n\r\n\r\n\r\nRequired Credit:\r\n * Credit Credit Event Seasoning 48 months\r\n\r\n * Mortgage Payment 12 Month History - 1x30 OK\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nGift Funds\r\n * 10% Gift & 5% Borrower Contribution on Non-Owner-Occupied\r\n\r\n * 100% Gift is OK on Owner Occupied (no LTV restrictions)\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\nOutside Second Mortgage OK 95% CLTV Maximum\r\n \r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nAvailable Terms:\r\n * 30 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n * 40 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n\r\n\r\n\r\n \r\nAvailable n the Following States:\r\n \r\n\r\nAlabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Kansas, Massachusetts, Missouri, Nevada, New Jersey, New Mexico, North Carolina, Oklahoma, Oregon, Pennsylvania, South Carolina, Texas, Vermont, Virginia, Washington, and Wisconsin.\r\n\r\n","verification_of_employment":"","income-documentation":"a:1:{i:0;s:15:\"Bank Statements\";}","eligible-occupancies":"a:4:{i:0;s:55:\"Owner-Occupied\/ Investment Property (multi-unit or ADU)\";i:1;s:33:\"Owner-Occupied\/ Primary Residence\";i:2;s:38:\"Non-Owner Occupied\/Investment Property\";i:3;s:27:\"Second Home \/Vactation Home\";}","eligible-proprty-yypes":"a:2:{i:0;s:23:\"Single Family Residence\";i:1;s:11:\"Condominium\";}","eligible-employment-types":"a:3:{i:0;s:13:\"C Corporation\";i:1;s:13:\"S Corporation\";i:2;s:3:\"LLC\";}","eligible-borrowers":"a:2:{i:0;s:24:\"Permenent Resident Alien\";i:1;s:28:\"Non-Permenent Resident Alien\";}","ltv-notes":"enter text area text","states":"alabama","interest-only":"","reserve-requirements":"","loan_amounts_credit_score_ltv_matrix_copy3":"","loan_amounts_credit_score_ltv_matrix_copy4":"","non-occupant_co-borrower":"","Eligible_Borrowers":"","Eligible_Occupancies":"","Eligible_Zoning":"","Available_Terms":"","Credit_Event_Seasoning_Requirements":"enter text area text","Appraisal_Notes":"","Available_in_the_Following_States":"","taxonomies_terms":"","taxonomy":"","URL_field_name":"","post_object":"","link_field_name":"","relationship":"","file_field_label":"","slug_field_label_copy":"","cash_out_refinance_h1":"","employment_h2":"","Income_field":"income documentation summary","rank_math_internal_links_processed":1,"income_documentation:":"","loan_amount_and_ltvs":"","self-employed":"","Program_Matrix":"will probably change the field type to table","eligible_occupancy":"","Eligible_Property_Types":"","Eligible_Business_Types":"","eligible_business_entities":"","eligible_occupancy_notes:":"stuff like n-o-o reduce LTV x%","field_tye_is_forms":"","wp_last_modified_info":"09\/03\/2025 @ 12:54 am"}},"postID":50744,"postFormat":"standard"};
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\r\nEligible Citizenship:\r\n US Citizen\r\n\r\n Permanent Resident Alien\r\n\r\n Non-Permanent Resident Alien\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\nMaximum DTI 50%. 55% exceptions\r\n \r\n\r\n \r\n\r\n\r\n\r\nRequired Credit:\r\n * Credit Credit Event Seasoning 48 months\r\n\r\n * Mortgage Payment 12 Month History - 1x30 OK\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nGift Funds\r\n * 10% Gift & 5% Borrower Contribution on Non-Owner-Occupied\r\n\r\n * 100% Gift is OK on Owner Occupied (no LTV restrictions)\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\nOutside Second Mortgage OK 95% CLTV Maximum\r\n \r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nAvailable Terms:\r\n * 30 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n * 40 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n\r\n\r\n\r\n \r\nAvailable n the Following States:\r\n \r\n\r\nAlabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Kansas, Massachusetts, Missouri, Nevada, New Jersey, New Mexico, North Carolina, Oklahoma, Oregon, Pennsylvania, South Carolina, Texas, Vermont, Virginia, Washington, and Wisconsin.\r\n\r\n","verification_of_employment":"","income-documentation":"a:1:{i:0;s:15:\"Bank Statements\";}","eligible-occupancies":"a:4:{i:0;s:55:\"Owner-Occupied\/ Investment Property (multi-unit or ADU)\";i:1;s:33:\"Owner-Occupied\/ Primary Residence\";i:2;s:38:\"Non-Owner Occupied\/Investment Property\";i:3;s:27:\"Second Home \/Vactation Home\";}","eligible-proprty-yypes":"a:2:{i:0;s:23:\"Single Family Residence\";i:1;s:11:\"Condominium\";}","eligible-employment-types":"a:3:{i:0;s:13:\"C Corporation\";i:1;s:13:\"S Corporation\";i:2;s:3:\"LLC\";}","eligible-borrowers":"a:2:{i:0;s:24:\"Permenent Resident Alien\";i:1;s:28:\"Non-Permenent Resident Alien\";}","ltv-notes":"enter text area text","states":"alabama","interest-only":"","reserve-requirements":"","loan_amounts_credit_score_ltv_matrix_copy3":"","loan_amounts_credit_score_ltv_matrix_copy4":"","non-occupant_co-borrower":"","Eligible_Borrowers":"","Eligible_Occupancies":"","Eligible_Zoning":"","Available_Terms":"","Credit_Event_Seasoning_Requirements":"enter text area text","Appraisal_Notes":"","Available_in_the_Following_States":"","taxonomies_terms":"","taxonomy":"","URL_field_name":"","post_object":"","link_field_name":"","relationship":"","file_field_label":"","slug_field_label_copy":"","cash_out_refinance_h1":"","employment_h2":"","Income_field":"income documentation summary","rank_math_internal_links_processed":1,"income_documentation:":"","loan_amount_and_ltvs":"","self-employed":"","Program_Matrix":"will probably change the field type to table","eligible_occupancy":"","Eligible_Property_Types":"","Eligible_Business_Types":"","eligible_business_entities":"","eligible_occupancy_notes:":"stuff like n-o-o reduce LTV x%","field_tye_is_forms":"","wp_last_modified_info":"09\/03\/2025 @ 12:54 am"}},"postID":50744,"postFormat":"standard"};
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\r\n\r\n\r\n\r\nEligible Citizenship:\r\n US Citizen\r\n\r\n Permanent Resident Alien\r\n\r\n Non-Permanent Resident Alien\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\nMaximum DTI 50%. 55% exceptions\r\n \r\n\r\n \r\n\r\n\r\n\r\nRequired Credit:\r\n * Credit Credit Event Seasoning 48 months\r\n\r\n * Mortgage Payment 12 Month History - 1x30 OK\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nGift Funds\r\n * 10% Gift & 5% Borrower Contribution on Non-Owner-Occupied\r\n\r\n * 100% Gift is OK on Owner Occupied (no LTV restrictions)\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\nOutside Second Mortgage OK 95% CLTV Maximum\r\n \r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nAvailable Terms:\r\n * 30 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n * 40 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n\r\n\r\n\r\n \r\nAvailable n the Following States:\r\n \r\n\r\nAlabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Kansas, Massachusetts, Missouri, Nevada, New Jersey, New Mexico, North Carolina, Oklahoma, Oregon, Pennsylvania, South Carolina, Texas, Vermont, Virginia, Washington, and Wisconsin.\r\n\r\n","verification_of_employment":"","income-documentation":"a:1:{i:0;s:15:\"Bank Statements\";}","eligible-occupancies":"a:4:{i:0;s:55:\"Owner-Occupied\/ Investment Property (multi-unit or ADU)\";i:1;s:33:\"Owner-Occupied\/ Primary Residence\";i:2;s:38:\"Non-Owner Occupied\/Investment Property\";i:3;s:27:\"Second Home \/Vactation Home\";}","eligible-proprty-yypes":"a:2:{i:0;s:23:\"Single Family Residence\";i:1;s:11:\"Condominium\";}","eligible-employment-types":"a:3:{i:0;s:13:\"C Corporation\";i:1;s:13:\"S Corporation\";i:2;s:3:\"LLC\";}","eligible-borrowers":"a:2:{i:0;s:24:\"Permenent Resident Alien\";i:1;s:28:\"Non-Permenent Resident Alien\";}","ltv-notes":"enter text area text","states":"alabama","interest-only":"","reserve-requirements":"","loan_amounts_credit_score_ltv_matrix_copy3":"","loan_amounts_credit_score_ltv_matrix_copy4":"","non-occupant_co-borrower":"","Eligible_Borrowers":"","Eligible_Occupancies":"","Eligible_Zoning":"","Available_Terms":"","Credit_Event_Seasoning_Requirements":"enter text area text","Appraisal_Notes":"","Available_in_the_Following_States":"","taxonomies_terms":"","taxonomy":"","URL_field_name":"","post_object":"","link_field_name":"","relationship":"","file_field_label":"","slug_field_label_copy":"","cash_out_refinance_h1":"","employment_h2":"","Income_field":"income documentation summary","rank_math_internal_links_processed":1,"income_documentation:":"","loan_amount_and_ltvs":"","self-employed":"","Program_Matrix":"will probably change the field type to table","eligible_occupancy":"","Eligible_Property_Types":"","Eligible_Business_Types":"","eligible_business_entities":"","eligible_occupancy_notes:":"stuff like n-o-o reduce LTV x%","field_tye_is_forms":"","wp_last_modified_info":"09\/03\/2025 @ 12:54 am"}},"postID":50744,"postFormat":"standard"};
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\r\n\r\n \r\n\r\n\r\n\r\nEligible Citizenship:\r\n US Citizen\r\n\r\n Permanent Resident Alien\r\n\r\n Non-Permanent Resident Alien\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\nMaximum DTI 50%. 55% exceptions\r\n \r\n\r\n \r\n\r\n\r\n\r\nRequired Credit:\r\n * Credit Credit Event Seasoning 48 months\r\n\r\n * Mortgage Payment 12 Month History - 1x30 OK\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nGift Funds\r\n * 10% Gift & 5% Borrower Contribution on Non-Owner-Occupied\r\n\r\n * 100% Gift is OK on Owner Occupied (no LTV restrictions)\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\nOutside Second Mortgage OK 95% CLTV Maximum\r\n \r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nAvailable Terms:\r\n * 30 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n * 40 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n\r\n\r\n\r\n \r\nAvailable n the Following States:\r\n \r\n\r\nAlabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Kansas, Massachusetts, Missouri, Nevada, New Jersey, New Mexico, North Carolina, Oklahoma, Oregon, Pennsylvania, South Carolina, Texas, Vermont, Virginia, Washington, and Wisconsin.\r\n\r\n","verification_of_employment":"","income-documentation":"a:1:{i:0;s:15:\"Bank Statements\";}","eligible-occupancies":"a:4:{i:0;s:55:\"Owner-Occupied\/ Investment Property (multi-unit or ADU)\";i:1;s:33:\"Owner-Occupied\/ Primary Residence\";i:2;s:38:\"Non-Owner Occupied\/Investment Property\";i:3;s:27:\"Second Home \/Vactation Home\";}","eligible-proprty-yypes":"a:2:{i:0;s:23:\"Single Family Residence\";i:1;s:11:\"Condominium\";}","eligible-employment-types":"a:3:{i:0;s:13:\"C Corporation\";i:1;s:13:\"S Corporation\";i:2;s:3:\"LLC\";}","eligible-borrowers":"a:2:{i:0;s:24:\"Permenent Resident Alien\";i:1;s:28:\"Non-Permenent Resident Alien\";}","ltv-notes":"enter text area text","states":"alabama","interest-only":"","reserve-requirements":"","loan_amounts_credit_score_ltv_matrix_copy3":"","loan_amounts_credit_score_ltv_matrix_copy4":"","non-occupant_co-borrower":"","Eligible_Borrowers":"","Eligible_Occupancies":"","Eligible_Zoning":"","Available_Terms":"","Credit_Event_Seasoning_Requirements":"enter text area text","Appraisal_Notes":"","Available_in_the_Following_States":"","taxonomies_terms":"","taxonomy":"","URL_field_name":"","post_object":"","link_field_name":"","relationship":"","file_field_label":"","slug_field_label_copy":"","cash_out_refinance_h1":"","employment_h2":"","Income_field":"income documentation summary","rank_math_internal_links_processed":1,"income_documentation:":"","loan_amount_and_ltvs":"","self-employed":"","Program_Matrix":"will probably change the field type to table","eligible_occupancy":"","Eligible_Property_Types":"","Eligible_Business_Types":"","eligible_business_entities":"","eligible_occupancy_notes:":"stuff like n-o-o reduce LTV x%","field_tye_is_forms":"","wp_last_modified_info":"09\/03\/2025 @ 12:54 am"}},"postID":50744,"postFormat":"standard"};
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* Condominium 85% Max LTV\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nEligible Citizenship:\r\n US Citizen\r\n\r\n Permanent Resident Alien\r\n\r\n Non-Permanent Resident Alien\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\nMaximum DTI 50%. 55% exceptions\r\n \r\n\r\n \r\n\r\n\r\n\r\nRequired Credit:\r\n * Credit Credit Event Seasoning 48 months\r\n\r\n * Mortgage Payment 12 Month History - 1x30 OK\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nGift Funds\r\n * 10% Gift & 5% Borrower Contribution on Non-Owner-Occupied\r\n\r\n * 100% Gift is OK on Owner Occupied (no LTV restrictions)\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\nOutside Second Mortgage OK 95% CLTV Maximum\r\n \r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nAvailable Terms:\r\n * 30 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n * 40 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n\r\n\r\n\r\n \r\nAvailable n the Following States:\r\n \r\n\r\nAlabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Kansas, Massachusetts, Missouri, Nevada, New Jersey, New Mexico, North Carolina, Oklahoma, Oregon, Pennsylvania, South Carolina, Texas, Vermont, Virginia, Washington, and Wisconsin.\r\n\r\n","verification_of_employment":"","income-documentation":"a:1:{i:0;s:15:\"Bank Statements\";}","eligible-occupancies":"a:4:{i:0;s:55:\"Owner-Occupied\/ Investment Property (multi-unit or ADU)\";i:1;s:33:\"Owner-Occupied\/ Primary Residence\";i:2;s:38:\"Non-Owner Occupied\/Investment Property\";i:3;s:27:\"Second Home \/Vactation Home\";}","eligible-proprty-yypes":"a:2:{i:0;s:23:\"Single Family Residence\";i:1;s:11:\"Condominium\";}","eligible-employment-types":"a:3:{i:0;s:13:\"C Corporation\";i:1;s:13:\"S Corporation\";i:2;s:3:\"LLC\";}","eligible-borrowers":"a:2:{i:0;s:24:\"Permenent Resident Alien\";i:1;s:28:\"Non-Permenent Resident Alien\";}","ltv-notes":"enter text area text","states":"alabama","interest-only":"","reserve-requirements":"","loan_amounts_credit_score_ltv_matrix_copy3":"","loan_amounts_credit_score_ltv_matrix_copy4":"","non-occupant_co-borrower":"","Eligible_Borrowers":"","Eligible_Occupancies":"","Eligible_Zoning":"","Available_Terms":"","Credit_Event_Seasoning_Requirements":"enter text area text","Appraisal_Notes":"","Available_in_the_Following_States":"","taxonomies_terms":"","taxonomy":"","URL_field_name":"","post_object":"","link_field_name":"","relationship":"","file_field_label":"","slug_field_label_copy":"","cash_out_refinance_h1":"","employment_h2":"","Income_field":"income documentation summary","rank_math_internal_links_processed":1,"income_documentation:":"","loan_amount_and_ltvs":"","self-employed":"","Program_Matrix":"will probably change the field type to table","eligible_occupancy":"","Eligible_Property_Types":"","Eligible_Business_Types":"","eligible_business_entities":"","eligible_occupancy_notes:":"stuff like n-o-o reduce LTV x%","field_tye_is_forms":"","wp_last_modified_info":"09\/03\/2025 @ 12:54 am"}},"postID":50744,"postFormat":"standard"};
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* Single Family Dettached\r\n\r\n * Condominium 85% Max LTV\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nEligible Citizenship:\r\n US Citizen\r\n\r\n Permanent Resident Alien\r\n\r\n Non-Permanent Resident Alien\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\nMaximum DTI 50%. 55% exceptions\r\n \r\n\r\n \r\n\r\n\r\n\r\nRequired Credit:\r\n * Credit Credit Event Seasoning 48 months\r\n\r\n * Mortgage Payment 12 Month History - 1x30 OK\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nGift Funds\r\n * 10% Gift & 5% Borrower Contribution on Non-Owner-Occupied\r\n\r\n * 100% Gift is OK on Owner Occupied (no LTV restrictions)\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\nOutside Second Mortgage OK 95% CLTV Maximum\r\n \r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nAvailable Terms:\r\n * 30 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n * 40 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n\r\n\r\n\r\n \r\nAvailable n the Following States:\r\n \r\n\r\nAlabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Kansas, Massachusetts, Missouri, Nevada, New Jersey, New Mexico, North Carolina, Oklahoma, Oregon, Pennsylvania, South Carolina, Texas, Vermont, Virginia, Washington, and Wisconsin.\r\n\r\n","verification_of_employment":"","income-documentation":"a:1:{i:0;s:15:\"Bank Statements\";}","eligible-occupancies":"a:4:{i:0;s:55:\"Owner-Occupied\/ Investment Property (multi-unit or ADU)\";i:1;s:33:\"Owner-Occupied\/ Primary Residence\";i:2;s:38:\"Non-Owner Occupied\/Investment Property\";i:3;s:27:\"Second Home \/Vactation Home\";}","eligible-proprty-yypes":"a:2:{i:0;s:23:\"Single Family Residence\";i:1;s:11:\"Condominium\";}","eligible-employment-types":"a:3:{i:0;s:13:\"C Corporation\";i:1;s:13:\"S Corporation\";i:2;s:3:\"LLC\";}","eligible-borrowers":"a:2:{i:0;s:24:\"Permenent Resident Alien\";i:1;s:28:\"Non-Permenent Resident Alien\";}","ltv-notes":"enter text area text","states":"alabama","interest-only":"","reserve-requirements":"","loan_amounts_credit_score_ltv_matrix_copy3":"","loan_amounts_credit_score_ltv_matrix_copy4":"","non-occupant_co-borrower":"","Eligible_Borrowers":"","Eligible_Occupancies":"","Eligible_Zoning":"","Available_Terms":"","Credit_Event_Seasoning_Requirements":"enter text area text","Appraisal_Notes":"","Available_in_the_Following_States":"","taxonomies_terms":"","taxonomy":"","URL_field_name":"","post_object":"","link_field_name":"","relationship":"","file_field_label":"","slug_field_label_copy":"","cash_out_refinance_h1":"","employment_h2":"","Income_field":"income documentation summary","rank_math_internal_links_processed":1,"income_documentation:":"","loan_amount_and_ltvs":"","self-employed":"","Program_Matrix":"will probably change the field type to table","eligible_occupancy":"","Eligible_Property_Types":"","Eligible_Business_Types":"","eligible_business_entities":"","eligible_occupancy_notes:":"stuff like n-o-o reduce LTV x%","field_tye_is_forms":"","wp_last_modified_info":"09\/03\/2025 @ 12:54 am"}},"postID":50744,"postFormat":"standard"};
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* Single Family Attached\r\n\r\n * Single Family Dettached\r\n\r\n * Condominium 85% Max LTV\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nEligible Citizenship:\r\n US Citizen\r\n\r\n Permanent Resident Alien\r\n\r\n Non-Permanent Resident Alien\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\nMaximum DTI 50%. 55% exceptions\r\n \r\n\r\n \r\n\r\n\r\n\r\nRequired Credit:\r\n * Credit Credit Event Seasoning 48 months\r\n\r\n * Mortgage Payment 12 Month History - 1x30 OK\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nGift Funds\r\n * 10% Gift & 5% Borrower Contribution on Non-Owner-Occupied\r\n\r\n * 100% Gift is OK on Owner Occupied (no LTV restrictions)\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\nOutside Second Mortgage OK 95% CLTV Maximum\r\n \r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nAvailable Terms:\r\n * 30 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n * 40 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n\r\n\r\n\r\n \r\nAvailable n the Following States:\r\n \r\n\r\nAlabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Kansas, Massachusetts, Missouri, Nevada, New Jersey, New Mexico, North Carolina, Oklahoma, Oregon, Pennsylvania, South Carolina, Texas, Vermont, Virginia, Washington, and Wisconsin.\r\n\r\n","verification_of_employment":"","income-documentation":"a:1:{i:0;s:15:\"Bank Statements\";}","eligible-occupancies":"a:4:{i:0;s:55:\"Owner-Occupied\/ Investment Property (multi-unit or ADU)\";i:1;s:33:\"Owner-Occupied\/ Primary Residence\";i:2;s:38:\"Non-Owner Occupied\/Investment Property\";i:3;s:27:\"Second Home \/Vactation Home\";}","eligible-proprty-yypes":"a:2:{i:0;s:23:\"Single Family Residence\";i:1;s:11:\"Condominium\";}","eligible-employment-types":"a:3:{i:0;s:13:\"C Corporation\";i:1;s:13:\"S Corporation\";i:2;s:3:\"LLC\";}","eligible-borrowers":"a:2:{i:0;s:24:\"Permenent Resident Alien\";i:1;s:28:\"Non-Permenent Resident Alien\";}","ltv-notes":"enter text area text","states":"alabama","interest-only":"","reserve-requirements":"","loan_amounts_credit_score_ltv_matrix_copy3":"","loan_amounts_credit_score_ltv_matrix_copy4":"","non-occupant_co-borrower":"","Eligible_Borrowers":"","Eligible_Occupancies":"","Eligible_Zoning":"","Available_Terms":"","Credit_Event_Seasoning_Requirements":"enter text area text","Appraisal_Notes":"","Available_in_the_Following_States":"","taxonomies_terms":"","taxonomy":"","URL_field_name":"","post_object":"","link_field_name":"","relationship":"","file_field_label":"","slug_field_label_copy":"","cash_out_refinance_h1":"","employment_h2":"","Income_field":"income documentation summary","rank_math_internal_links_processed":1,"income_documentation:":"","loan_amount_and_ltvs":"","self-employed":"","Program_Matrix":"will probably change the field type to table","eligible_occupancy":"","Eligible_Property_Types":"","Eligible_Business_Types":"","eligible_business_entities":"","eligible_occupancy_notes:":"stuff like n-o-o reduce LTV x%","field_tye_is_forms":"","wp_last_modified_info":"09\/03\/2025 @ 12:54 am"}},"postID":50744,"postFormat":"standard"};
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\r\nEligible Property Types\r\n * Single Family Attached\r\n\r\n * Single Family Dettached\r\n\r\n * Condominium 85% Max LTV\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nEligible Citizenship:\r\n US Citizen\r\n\r\n Permanent Resident Alien\r\n\r\n Non-Permanent Resident Alien\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\nMaximum DTI 50%. 55% exceptions\r\n \r\n\r\n \r\n\r\n\r\n\r\nRequired Credit:\r\n * Credit Credit Event Seasoning 48 months\r\n\r\n * Mortgage Payment 12 Month History - 1x30 OK\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nGift Funds\r\n * 10% Gift & 5% Borrower Contribution on Non-Owner-Occupied\r\n\r\n * 100% Gift is OK on Owner Occupied (no LTV restrictions)\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\nOutside Second Mortgage OK 95% CLTV Maximum\r\n \r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nAvailable Terms:\r\n * 30 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n * 40 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n\r\n\r\n\r\n \r\nAvailable n the Following States:\r\n \r\n\r\nAlabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Kansas, Massachusetts, Missouri, Nevada, New Jersey, New Mexico, North Carolina, Oklahoma, Oregon, Pennsylvania, South Carolina, Texas, Vermont, Virginia, Washington, and Wisconsin.\r\n\r\n","verification_of_employment":"","income-documentation":"a:1:{i:0;s:15:\"Bank Statements\";}","eligible-occupancies":"a:4:{i:0;s:55:\"Owner-Occupied\/ Investment Property (multi-unit or ADU)\";i:1;s:33:\"Owner-Occupied\/ Primary Residence\";i:2;s:38:\"Non-Owner Occupied\/Investment Property\";i:3;s:27:\"Second Home \/Vactation Home\";}","eligible-proprty-yypes":"a:2:{i:0;s:23:\"Single Family Residence\";i:1;s:11:\"Condominium\";}","eligible-employment-types":"a:3:{i:0;s:13:\"C Corporation\";i:1;s:13:\"S Corporation\";i:2;s:3:\"LLC\";}","eligible-borrowers":"a:2:{i:0;s:24:\"Permenent Resident Alien\";i:1;s:28:\"Non-Permenent Resident Alien\";}","ltv-notes":"enter text area text","states":"alabama","interest-only":"","reserve-requirements":"","loan_amounts_credit_score_ltv_matrix_copy3":"","loan_amounts_credit_score_ltv_matrix_copy4":"","non-occupant_co-borrower":"","Eligible_Borrowers":"","Eligible_Occupancies":"","Eligible_Zoning":"","Available_Terms":"","Credit_Event_Seasoning_Requirements":"enter text area text","Appraisal_Notes":"","Available_in_the_Following_States":"","taxonomies_terms":"","taxonomy":"","URL_field_name":"","post_object":"","link_field_name":"","relationship":"","file_field_label":"","slug_field_label_copy":"","cash_out_refinance_h1":"","employment_h2":"","Income_field":"income documentation summary","rank_math_internal_links_processed":1,"income_documentation:":"","loan_amount_and_ltvs":"","self-employed":"","Program_Matrix":"will probably change the field type to table","eligible_occupancy":"","Eligible_Property_Types":"","Eligible_Business_Types":"","eligible_business_entities":"","eligible_occupancy_notes:":"stuff like n-o-o reduce LTV x%","field_tye_is_forms":"","wp_last_modified_info":"09\/03\/2025 @ 12:54 am"}},"postID":50744,"postFormat":"standard"};
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\r\n\r\n\r\n\r\nEligible Property Types\r\n * Single Family Attached\r\n\r\n * Single Family Dettached\r\n\r\n * Condominium 85% Max LTV\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nEligible Citizenship:\r\n US Citizen\r\n\r\n Permanent Resident Alien\r\n\r\n Non-Permanent Resident Alien\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\nMaximum DTI 50%. 55% exceptions\r\n \r\n\r\n \r\n\r\n\r\n\r\nRequired Credit:\r\n * Credit Credit Event Seasoning 48 months\r\n\r\n * Mortgage Payment 12 Month History - 1x30 OK\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nGift Funds\r\n * 10% Gift & 5% Borrower Contribution on Non-Owner-Occupied\r\n\r\n * 100% Gift is OK on Owner Occupied (no LTV restrictions)\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\nOutside Second Mortgage OK 95% CLTV Maximum\r\n \r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nAvailable Terms:\r\n * 30 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n * 40 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n\r\n\r\n\r\n \r\nAvailable n the Following States:\r\n \r\n\r\nAlabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Kansas, Massachusetts, Missouri, Nevada, New Jersey, New Mexico, North Carolina, Oklahoma, Oregon, Pennsylvania, South Carolina, Texas, Vermont, Virginia, Washington, and Wisconsin.\r\n\r\n","verification_of_employment":"","income-documentation":"a:1:{i:0;s:15:\"Bank Statements\";}","eligible-occupancies":"a:4:{i:0;s:55:\"Owner-Occupied\/ Investment Property (multi-unit or ADU)\";i:1;s:33:\"Owner-Occupied\/ Primary Residence\";i:2;s:38:\"Non-Owner Occupied\/Investment Property\";i:3;s:27:\"Second Home \/Vactation Home\";}","eligible-proprty-yypes":"a:2:{i:0;s:23:\"Single Family Residence\";i:1;s:11:\"Condominium\";}","eligible-employment-types":"a:3:{i:0;s:13:\"C Corporation\";i:1;s:13:\"S Corporation\";i:2;s:3:\"LLC\";}","eligible-borrowers":"a:2:{i:0;s:24:\"Permenent Resident Alien\";i:1;s:28:\"Non-Permenent Resident Alien\";}","ltv-notes":"enter text area text","states":"alabama","interest-only":"","reserve-requirements":"","loan_amounts_credit_score_ltv_matrix_copy3":"","loan_amounts_credit_score_ltv_matrix_copy4":"","non-occupant_co-borrower":"","Eligible_Borrowers":"","Eligible_Occupancies":"","Eligible_Zoning":"","Available_Terms":"","Credit_Event_Seasoning_Requirements":"enter text area text","Appraisal_Notes":"","Available_in_the_Following_States":"","taxonomies_terms":"","taxonomy":"","URL_field_name":"","post_object":"","link_field_name":"","relationship":"","file_field_label":"","slug_field_label_copy":"","cash_out_refinance_h1":"","employment_h2":"","Income_field":"income documentation summary","rank_math_internal_links_processed":1,"income_documentation:":"","loan_amount_and_ltvs":"","self-employed":"","Program_Matrix":"will probably change the field type to table","eligible_occupancy":"","Eligible_Property_Types":"","Eligible_Business_Types":"","eligible_business_entities":"","eligible_occupancy_notes:":"stuff like n-o-o reduce LTV x%","field_tye_is_forms":"","wp_last_modified_info":"09\/03\/2025 @ 12:54 am"}},"postID":50744,"postFormat":"standard"};
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\r\n\r\n \r\n\r\n\r\n\r\nEligible Property Types\r\n * Single Family Attached\r\n\r\n * Single Family Dettached\r\n\r\n * Condominium 85% Max LTV\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nEligible Citizenship:\r\n US Citizen\r\n\r\n Permanent Resident Alien\r\n\r\n Non-Permanent Resident Alien\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\nMaximum DTI 50%. 55% exceptions\r\n \r\n\r\n \r\n\r\n\r\n\r\nRequired Credit:\r\n * Credit Credit Event Seasoning 48 months\r\n\r\n * Mortgage Payment 12 Month History - 1x30 OK\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nGift Funds\r\n * 10% Gift & 5% Borrower Contribution on Non-Owner-Occupied\r\n\r\n * 100% Gift is OK on Owner Occupied (no LTV restrictions)\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\nOutside Second Mortgage OK 95% CLTV Maximum\r\n \r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nAvailable Terms:\r\n * 30 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n * 40 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n\r\n\r\n\r\n \r\nAvailable n the Following States:\r\n \r\n\r\nAlabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Kansas, Massachusetts, Missouri, Nevada, New Jersey, New Mexico, North Carolina, Oklahoma, Oregon, Pennsylvania, South Carolina, Texas, Vermont, Virginia, Washington, and Wisconsin.\r\n\r\n","verification_of_employment":"","income-documentation":"a:1:{i:0;s:15:\"Bank Statements\";}","eligible-occupancies":"a:4:{i:0;s:55:\"Owner-Occupied\/ Investment Property (multi-unit or ADU)\";i:1;s:33:\"Owner-Occupied\/ Primary Residence\";i:2;s:38:\"Non-Owner Occupied\/Investment Property\";i:3;s:27:\"Second Home \/Vactation Home\";}","eligible-proprty-yypes":"a:2:{i:0;s:23:\"Single Family Residence\";i:1;s:11:\"Condominium\";}","eligible-employment-types":"a:3:{i:0;s:13:\"C Corporation\";i:1;s:13:\"S Corporation\";i:2;s:3:\"LLC\";}","eligible-borrowers":"a:2:{i:0;s:24:\"Permenent Resident Alien\";i:1;s:28:\"Non-Permenent Resident Alien\";}","ltv-notes":"enter text area text","states":"alabama","interest-only":"","reserve-requirements":"","loan_amounts_credit_score_ltv_matrix_copy3":"","loan_amounts_credit_score_ltv_matrix_copy4":"","non-occupant_co-borrower":"","Eligible_Borrowers":"","Eligible_Occupancies":"","Eligible_Zoning":"","Available_Terms":"","Credit_Event_Seasoning_Requirements":"enter text area text","Appraisal_Notes":"","Available_in_the_Following_States":"","taxonomies_terms":"","taxonomy":"","URL_field_name":"","post_object":"","link_field_name":"","relationship":"","file_field_label":"","slug_field_label_copy":"","cash_out_refinance_h1":"","employment_h2":"","Income_field":"income documentation summary","rank_math_internal_links_processed":1,"income_documentation:":"","loan_amount_and_ltvs":"","self-employed":"","Program_Matrix":"will probably change the field type to table","eligible_occupancy":"","Eligible_Property_Types":"","Eligible_Business_Types":"","eligible_business_entities":"","eligible_occupancy_notes:":"stuff like n-o-o reduce LTV x%","field_tye_is_forms":"","wp_last_modified_info":"09\/03\/2025 @ 12:54 am"}},"postID":50744,"postFormat":"standard"};
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* Investment\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nEligible Property Types\r\n * Single Family Attached\r\n\r\n * Single Family Dettached\r\n\r\n * Condominium 85% Max LTV\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nEligible Citizenship:\r\n US Citizen\r\n\r\n Permanent Resident Alien\r\n\r\n Non-Permanent Resident Alien\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\nMaximum DTI 50%. 55% exceptions\r\n \r\n\r\n \r\n\r\n\r\n\r\nRequired Credit:\r\n * Credit Credit Event Seasoning 48 months\r\n\r\n * Mortgage Payment 12 Month History - 1x30 OK\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nGift Funds\r\n * 10% Gift & 5% Borrower Contribution on Non-Owner-Occupied\r\n\r\n * 100% Gift is OK on Owner Occupied (no LTV restrictions)\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\nOutside Second Mortgage OK 95% CLTV Maximum\r\n \r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nAvailable Terms:\r\n * 30 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n * 40 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n\r\n\r\n\r\n \r\nAvailable n the Following States:\r\n \r\n\r\nAlabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Kansas, Massachusetts, Missouri, Nevada, New Jersey, New Mexico, North Carolina, Oklahoma, Oregon, Pennsylvania, South Carolina, Texas, Vermont, Virginia, Washington, and Wisconsin.\r\n\r\n","verification_of_employment":"","income-documentation":"a:1:{i:0;s:15:\"Bank Statements\";}","eligible-occupancies":"a:4:{i:0;s:55:\"Owner-Occupied\/ Investment Property (multi-unit or ADU)\";i:1;s:33:\"Owner-Occupied\/ Primary Residence\";i:2;s:38:\"Non-Owner Occupied\/Investment Property\";i:3;s:27:\"Second Home \/Vactation Home\";}","eligible-proprty-yypes":"a:2:{i:0;s:23:\"Single Family Residence\";i:1;s:11:\"Condominium\";}","eligible-employment-types":"a:3:{i:0;s:13:\"C Corporation\";i:1;s:13:\"S Corporation\";i:2;s:3:\"LLC\";}","eligible-borrowers":"a:2:{i:0;s:24:\"Permenent Resident Alien\";i:1;s:28:\"Non-Permenent Resident Alien\";}","ltv-notes":"enter text area text","states":"alabama","interest-only":"","reserve-requirements":"","loan_amounts_credit_score_ltv_matrix_copy3":"","loan_amounts_credit_score_ltv_matrix_copy4":"","non-occupant_co-borrower":"","Eligible_Borrowers":"","Eligible_Occupancies":"","Eligible_Zoning":"","Available_Terms":"","Credit_Event_Seasoning_Requirements":"enter text area text","Appraisal_Notes":"","Available_in_the_Following_States":"","taxonomies_terms":"","taxonomy":"","URL_field_name":"","post_object":"","link_field_name":"","relationship":"","file_field_label":"","slug_field_label_copy":"","cash_out_refinance_h1":"","employment_h2":"","Income_field":"income documentation summary","rank_math_internal_links_processed":1,"income_documentation:":"","loan_amount_and_ltvs":"","self-employed":"","Program_Matrix":"will probably change the field type to table","eligible_occupancy":"","Eligible_Property_Types":"","Eligible_Business_Types":"","eligible_business_entities":"","eligible_occupancy_notes:":"stuff like n-o-o reduce LTV x%","field_tye_is_forms":"","wp_last_modified_info":"09\/03\/2025 @ 12:54 am"}},"postID":50744,"postFormat":"standard"};
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* Second Home\r\n\r\n * Investment\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nEligible Property Types\r\n * Single Family Attached\r\n\r\n * Single Family Dettached\r\n\r\n * Condominium 85% Max LTV\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nEligible Citizenship:\r\n US Citizen\r\n\r\n Permanent Resident Alien\r\n\r\n Non-Permanent Resident Alien\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\nMaximum DTI 50%. 55% exceptions\r\n \r\n\r\n \r\n\r\n\r\n\r\nRequired Credit:\r\n * Credit Credit Event Seasoning 48 months\r\n\r\n * Mortgage Payment 12 Month History - 1x30 OK\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nGift Funds\r\n * 10% Gift & 5% Borrower Contribution on Non-Owner-Occupied\r\n\r\n * 100% Gift is OK on Owner Occupied (no LTV restrictions)\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\nOutside Second Mortgage OK 95% CLTV Maximum\r\n \r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nAvailable Terms:\r\n * 30 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n * 40 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n\r\n\r\n\r\n \r\nAvailable n the Following States:\r\n \r\n\r\nAlabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Kansas, Massachusetts, Missouri, Nevada, New Jersey, New Mexico, North Carolina, Oklahoma, Oregon, Pennsylvania, South Carolina, Texas, Vermont, Virginia, Washington, and Wisconsin.\r\n\r\n","verification_of_employment":"","income-documentation":"a:1:{i:0;s:15:\"Bank Statements\";}","eligible-occupancies":"a:4:{i:0;s:55:\"Owner-Occupied\/ Investment Property (multi-unit or ADU)\";i:1;s:33:\"Owner-Occupied\/ Primary Residence\";i:2;s:38:\"Non-Owner Occupied\/Investment Property\";i:3;s:27:\"Second Home \/Vactation Home\";}","eligible-proprty-yypes":"a:2:{i:0;s:23:\"Single Family Residence\";i:1;s:11:\"Condominium\";}","eligible-employment-types":"a:3:{i:0;s:13:\"C Corporation\";i:1;s:13:\"S Corporation\";i:2;s:3:\"LLC\";}","eligible-borrowers":"a:2:{i:0;s:24:\"Permenent Resident Alien\";i:1;s:28:\"Non-Permenent Resident Alien\";}","ltv-notes":"enter text area text","states":"alabama","interest-only":"","reserve-requirements":"","loan_amounts_credit_score_ltv_matrix_copy3":"","loan_amounts_credit_score_ltv_matrix_copy4":"","non-occupant_co-borrower":"","Eligible_Borrowers":"","Eligible_Occupancies":"","Eligible_Zoning":"","Available_Terms":"","Credit_Event_Seasoning_Requirements":"enter text area text","Appraisal_Notes":"","Available_in_the_Following_States":"","taxonomies_terms":"","taxonomy":"","URL_field_name":"","post_object":"","link_field_name":"","relationship":"","file_field_label":"","slug_field_label_copy":"","cash_out_refinance_h1":"","employment_h2":"","Income_field":"income documentation summary","rank_math_internal_links_processed":1,"income_documentation:":"","loan_amount_and_ltvs":"","self-employed":"","Program_Matrix":"will probably change the field type to table","eligible_occupancy":"","Eligible_Property_Types":"","Eligible_Business_Types":"","eligible_business_entities":"","eligible_occupancy_notes:":"stuff like n-o-o reduce LTV x%","field_tye_is_forms":"","wp_last_modified_info":"09\/03\/2025 @ 12:54 am"}},"postID":50744,"postFormat":"standard"};
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* Primary Residence\r\n\r\n * Second Home\r\n\r\n * Investment\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nEligible Property Types\r\n * Single Family Attached\r\n\r\n * Single Family Dettached\r\n\r\n * Condominium 85% Max LTV\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nEligible Citizenship:\r\n US Citizen\r\n\r\n Permanent Resident Alien\r\n\r\n Non-Permanent Resident Alien\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\nMaximum DTI 50%. 55% exceptions\r\n \r\n\r\n \r\n\r\n\r\n\r\nRequired Credit:\r\n * Credit Credit Event Seasoning 48 months\r\n\r\n * Mortgage Payment 12 Month History - 1x30 OK\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nGift Funds\r\n * 10% Gift & 5% Borrower Contribution on Non-Owner-Occupied\r\n\r\n * 100% Gift is OK on Owner Occupied (no LTV restrictions)\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\nOutside Second Mortgage OK 95% CLTV Maximum\r\n \r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nAvailable Terms:\r\n * 30 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n * 40 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n\r\n\r\n\r\n \r\nAvailable n the Following States:\r\n \r\n\r\nAlabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Kansas, Massachusetts, Missouri, Nevada, New Jersey, New Mexico, North Carolina, Oklahoma, Oregon, Pennsylvania, South Carolina, Texas, Vermont, Virginia, Washington, and Wisconsin.\r\n\r\n","verification_of_employment":"","income-documentation":"a:1:{i:0;s:15:\"Bank Statements\";}","eligible-occupancies":"a:4:{i:0;s:55:\"Owner-Occupied\/ Investment Property (multi-unit or ADU)\";i:1;s:33:\"Owner-Occupied\/ Primary Residence\";i:2;s:38:\"Non-Owner Occupied\/Investment Property\";i:3;s:27:\"Second Home \/Vactation Home\";}","eligible-proprty-yypes":"a:2:{i:0;s:23:\"Single Family Residence\";i:1;s:11:\"Condominium\";}","eligible-employment-types":"a:3:{i:0;s:13:\"C Corporation\";i:1;s:13:\"S Corporation\";i:2;s:3:\"LLC\";}","eligible-borrowers":"a:2:{i:0;s:24:\"Permenent Resident Alien\";i:1;s:28:\"Non-Permenent Resident Alien\";}","ltv-notes":"enter text area text","states":"alabama","interest-only":"","reserve-requirements":"","loan_amounts_credit_score_ltv_matrix_copy3":"","loan_amounts_credit_score_ltv_matrix_copy4":"","non-occupant_co-borrower":"","Eligible_Borrowers":"","Eligible_Occupancies":"","Eligible_Zoning":"","Available_Terms":"","Credit_Event_Seasoning_Requirements":"enter text area text","Appraisal_Notes":"","Available_in_the_Following_States":"","taxonomies_terms":"","taxonomy":"","URL_field_name":"","post_object":"","link_field_name":"","relationship":"","file_field_label":"","slug_field_label_copy":"","cash_out_refinance_h1":"","employment_h2":"","Income_field":"income documentation summary","rank_math_internal_links_processed":1,"income_documentation:":"","loan_amount_and_ltvs":"","self-employed":"","Program_Matrix":"will probably change the field type to table","eligible_occupancy":"","Eligible_Property_Types":"","Eligible_Business_Types":"","eligible_business_entities":"","eligible_occupancy_notes:":"stuff like n-o-o reduce LTV x%","field_tye_is_forms":"","wp_last_modified_info":"09\/03\/2025 @ 12:54 am"}},"postID":50744,"postFormat":"standard"};
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\r\nEligible Occupancy:\r\n * Primary Residence\r\n\r\n * Second Home\r\n\r\n * Investment\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nEligible Property Types\r\n * Single Family Attached\r\n\r\n * Single Family Dettached\r\n\r\n * Condominium 85% Max LTV\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nEligible Citizenship:\r\n US Citizen\r\n\r\n Permanent Resident Alien\r\n\r\n Non-Permanent Resident Alien\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\nMaximum DTI 50%. 55% exceptions\r\n \r\n\r\n \r\n\r\n\r\n\r\nRequired Credit:\r\n * Credit Credit Event Seasoning 48 months\r\n\r\n * Mortgage Payment 12 Month History - 1x30 OK\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nGift Funds\r\n * 10% Gift & 5% Borrower Contribution on Non-Owner-Occupied\r\n\r\n * 100% Gift is OK on Owner Occupied (no LTV restrictions)\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\nOutside Second Mortgage OK 95% CLTV Maximum\r\n \r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nAvailable Terms:\r\n * 30 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n * 40 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n\r\n\r\n\r\n \r\nAvailable n the Following States:\r\n \r\n\r\nAlabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Kansas, Massachusetts, Missouri, Nevada, New Jersey, New Mexico, North Carolina, Oklahoma, Oregon, Pennsylvania, South Carolina, Texas, Vermont, Virginia, Washington, and Wisconsin.\r\n\r\n","verification_of_employment":"","income-documentation":"a:1:{i:0;s:15:\"Bank Statements\";}","eligible-occupancies":"a:4:{i:0;s:55:\"Owner-Occupied\/ Investment Property (multi-unit or ADU)\";i:1;s:33:\"Owner-Occupied\/ Primary Residence\";i:2;s:38:\"Non-Owner Occupied\/Investment Property\";i:3;s:27:\"Second Home \/Vactation Home\";}","eligible-proprty-yypes":"a:2:{i:0;s:23:\"Single Family Residence\";i:1;s:11:\"Condominium\";}","eligible-employment-types":"a:3:{i:0;s:13:\"C Corporation\";i:1;s:13:\"S Corporation\";i:2;s:3:\"LLC\";}","eligible-borrowers":"a:2:{i:0;s:24:\"Permenent Resident Alien\";i:1;s:28:\"Non-Permenent Resident Alien\";}","ltv-notes":"enter text area text","states":"alabama","interest-only":"","reserve-requirements":"","loan_amounts_credit_score_ltv_matrix_copy3":"","loan_amounts_credit_score_ltv_matrix_copy4":"","non-occupant_co-borrower":"","Eligible_Borrowers":"","Eligible_Occupancies":"","Eligible_Zoning":"","Available_Terms":"","Credit_Event_Seasoning_Requirements":"enter text area text","Appraisal_Notes":"","Available_in_the_Following_States":"","taxonomies_terms":"","taxonomy":"","URL_field_name":"","post_object":"","link_field_name":"","relationship":"","file_field_label":"","slug_field_label_copy":"","cash_out_refinance_h1":"","employment_h2":"","Income_field":"income documentation summary","rank_math_internal_links_processed":1,"income_documentation:":"","loan_amount_and_ltvs":"","self-employed":"","Program_Matrix":"will probably change the field type to table","eligible_occupancy":"","Eligible_Property_Types":"","Eligible_Business_Types":"","eligible_business_entities":"","eligible_occupancy_notes:":"stuff like n-o-o reduce LTV x%","field_tye_is_forms":"","wp_last_modified_info":"09\/03\/2025 @ 12:54 am"}},"postID":50744,"postFormat":"standard"};
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\r\n\r\n\r\n\r\nEligible Occupancy:\r\n * Primary Residence\r\n\r\n * Second Home\r\n\r\n * Investment\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nEligible Property Types\r\n * Single Family Attached\r\n\r\n * Single Family Dettached\r\n\r\n * Condominium 85% Max LTV\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nEligible Citizenship:\r\n US Citizen\r\n\r\n Permanent Resident Alien\r\n\r\n Non-Permanent Resident Alien\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\nMaximum DTI 50%. 55% exceptions\r\n \r\n\r\n \r\n\r\n\r\n\r\nRequired Credit:\r\n * Credit Credit Event Seasoning 48 months\r\n\r\n * Mortgage Payment 12 Month History - 1x30 OK\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nGift Funds\r\n * 10% Gift & 5% Borrower Contribution on Non-Owner-Occupied\r\n\r\n * 100% Gift is OK on Owner Occupied (no LTV restrictions)\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\nOutside Second Mortgage OK 95% CLTV Maximum\r\n \r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nAvailable Terms:\r\n * 30 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n * 40 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n\r\n\r\n\r\n \r\nAvailable n the Following States:\r\n \r\n\r\nAlabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Kansas, Massachusetts, Missouri, Nevada, New Jersey, New Mexico, North Carolina, Oklahoma, Oregon, Pennsylvania, South Carolina, Texas, Vermont, Virginia, Washington, and Wisconsin.\r\n\r\n","verification_of_employment":"","income-documentation":"a:1:{i:0;s:15:\"Bank Statements\";}","eligible-occupancies":"a:4:{i:0;s:55:\"Owner-Occupied\/ Investment Property (multi-unit or ADU)\";i:1;s:33:\"Owner-Occupied\/ Primary Residence\";i:2;s:38:\"Non-Owner Occupied\/Investment Property\";i:3;s:27:\"Second Home \/Vactation Home\";}","eligible-proprty-yypes":"a:2:{i:0;s:23:\"Single Family Residence\";i:1;s:11:\"Condominium\";}","eligible-employment-types":"a:3:{i:0;s:13:\"C Corporation\";i:1;s:13:\"S Corporation\";i:2;s:3:\"LLC\";}","eligible-borrowers":"a:2:{i:0;s:24:\"Permenent Resident Alien\";i:1;s:28:\"Non-Permenent Resident Alien\";}","ltv-notes":"enter text area text","states":"alabama","interest-only":"","reserve-requirements":"","loan_amounts_credit_score_ltv_matrix_copy3":"","loan_amounts_credit_score_ltv_matrix_copy4":"","non-occupant_co-borrower":"","Eligible_Borrowers":"","Eligible_Occupancies":"","Eligible_Zoning":"","Available_Terms":"","Credit_Event_Seasoning_Requirements":"enter text area text","Appraisal_Notes":"","Available_in_the_Following_States":"","taxonomies_terms":"","taxonomy":"","URL_field_name":"","post_object":"","link_field_name":"","relationship":"","file_field_label":"","slug_field_label_copy":"","cash_out_refinance_h1":"","employment_h2":"","Income_field":"income documentation summary","rank_math_internal_links_processed":1,"income_documentation:":"","loan_amount_and_ltvs":"","self-employed":"","Program_Matrix":"will probably change the field type to table","eligible_occupancy":"","Eligible_Property_Types":"","Eligible_Business_Types":"","eligible_business_entities":"","eligible_occupancy_notes:":"stuff like n-o-o reduce LTV x%","field_tye_is_forms":"","wp_last_modified_info":"09\/03\/2025 @ 12:54 am"}},"postID":50744,"postFormat":"standard"};
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\r\n\r\n \r\n\r\n\r\n\r\nEligible Occupancy:\r\n * Primary Residence\r\n\r\n * Second Home\r\n\r\n * Investment\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nEligible Property Types\r\n * Single Family Attached\r\n\r\n * Single Family Dettached\r\n\r\n * Condominium 85% Max LTV\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nEligible Citizenship:\r\n US Citizen\r\n\r\n Permanent Resident Alien\r\n\r\n Non-Permanent Resident Alien\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\nMaximum DTI 50%. 55% exceptions\r\n \r\n\r\n \r\n\r\n\r\n\r\nRequired Credit:\r\n * Credit Credit Event Seasoning 48 months\r\n\r\n * Mortgage Payment 12 Month History - 1x30 OK\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nGift Funds\r\n * 10% Gift & 5% Borrower Contribution on Non-Owner-Occupied\r\n\r\n * 100% Gift is OK on Owner Occupied (no LTV restrictions)\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\nOutside Second Mortgage OK 95% CLTV Maximum\r\n \r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nAvailable Terms:\r\n * 30 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n * 40 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n\r\n\r\n\r\n \r\nAvailable n the Following States:\r\n \r\n\r\nAlabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Kansas, Massachusetts, Missouri, Nevada, New Jersey, New Mexico, North Carolina, Oklahoma, Oregon, Pennsylvania, South Carolina, Texas, Vermont, Virginia, Washington, and Wisconsin.\r\n\r\n","verification_of_employment":"","income-documentation":"a:1:{i:0;s:15:\"Bank Statements\";}","eligible-occupancies":"a:4:{i:0;s:55:\"Owner-Occupied\/ Investment Property (multi-unit or ADU)\";i:1;s:33:\"Owner-Occupied\/ Primary Residence\";i:2;s:38:\"Non-Owner Occupied\/Investment Property\";i:3;s:27:\"Second Home \/Vactation Home\";}","eligible-proprty-yypes":"a:2:{i:0;s:23:\"Single Family Residence\";i:1;s:11:\"Condominium\";}","eligible-employment-types":"a:3:{i:0;s:13:\"C Corporation\";i:1;s:13:\"S Corporation\";i:2;s:3:\"LLC\";}","eligible-borrowers":"a:2:{i:0;s:24:\"Permenent Resident Alien\";i:1;s:28:\"Non-Permenent Resident Alien\";}","ltv-notes":"enter text area text","states":"alabama","interest-only":"","reserve-requirements":"","loan_amounts_credit_score_ltv_matrix_copy3":"","loan_amounts_credit_score_ltv_matrix_copy4":"","non-occupant_co-borrower":"","Eligible_Borrowers":"","Eligible_Occupancies":"","Eligible_Zoning":"","Available_Terms":"","Credit_Event_Seasoning_Requirements":"enter text area text","Appraisal_Notes":"","Available_in_the_Following_States":"","taxonomies_terms":"","taxonomy":"","URL_field_name":"","post_object":"","link_field_name":"","relationship":"","file_field_label":"","slug_field_label_copy":"","cash_out_refinance_h1":"","employment_h2":"","Income_field":"income documentation summary","rank_math_internal_links_processed":1,"income_documentation:":"","loan_amount_and_ltvs":"","self-employed":"","Program_Matrix":"will probably change the field type to table","eligible_occupancy":"","Eligible_Property_Types":"","Eligible_Business_Types":"","eligible_business_entities":"","eligible_occupancy_notes:":"stuff like n-o-o reduce LTV x%","field_tye_is_forms":"","wp_last_modified_info":"09\/03\/2025 @ 12:54 am"}},"postID":50744,"postFormat":"standard"};
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* Loan Amount - $4,000,000 - 75% Max LTV\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nEligible Occupancy:\r\n * Primary Residence\r\n\r\n * Second Home\r\n\r\n * Investment\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nEligible Property Types\r\n * Single Family Attached\r\n\r\n * Single Family Dettached\r\n\r\n * Condominium 85% Max LTV\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nEligible Citizenship:\r\n US Citizen\r\n\r\n Permanent Resident Alien\r\n\r\n Non-Permanent Resident Alien\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\nMaximum DTI 50%. 55% exceptions\r\n \r\n\r\n \r\n\r\n\r\n\r\nRequired Credit:\r\n * Credit Credit Event Seasoning 48 months\r\n\r\n * Mortgage Payment 12 Month History - 1x30 OK\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nGift Funds\r\n * 10% Gift & 5% Borrower Contribution on Non-Owner-Occupied\r\n\r\n * 100% Gift is OK on Owner Occupied (no LTV restrictions)\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\nOutside Second Mortgage OK 95% CLTV Maximum\r\n \r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nAvailable Terms:\r\n * 30 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n * 40 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n\r\n\r\n\r\n \r\nAvailable n the Following States:\r\n \r\n\r\nAlabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Kansas, Massachusetts, Missouri, Nevada, New Jersey, New Mexico, North Carolina, Oklahoma, Oregon, Pennsylvania, South Carolina, Texas, Vermont, Virginia, Washington, and Wisconsin.\r\n\r\n","verification_of_employment":"","income-documentation":"a:1:{i:0;s:15:\"Bank Statements\";}","eligible-occupancies":"a:4:{i:0;s:55:\"Owner-Occupied\/ Investment Property (multi-unit or ADU)\";i:1;s:33:\"Owner-Occupied\/ Primary Residence\";i:2;s:38:\"Non-Owner Occupied\/Investment Property\";i:3;s:27:\"Second Home \/Vactation Home\";}","eligible-proprty-yypes":"a:2:{i:0;s:23:\"Single Family Residence\";i:1;s:11:\"Condominium\";}","eligible-employment-types":"a:3:{i:0;s:13:\"C Corporation\";i:1;s:13:\"S Corporation\";i:2;s:3:\"LLC\";}","eligible-borrowers":"a:2:{i:0;s:24:\"Permenent Resident Alien\";i:1;s:28:\"Non-Permenent Resident Alien\";}","ltv-notes":"enter text area text","states":"alabama","interest-only":"","reserve-requirements":"","loan_amounts_credit_score_ltv_matrix_copy3":"","loan_amounts_credit_score_ltv_matrix_copy4":"","non-occupant_co-borrower":"","Eligible_Borrowers":"","Eligible_Occupancies":"","Eligible_Zoning":"","Available_Terms":"","Credit_Event_Seasoning_Requirements":"enter text area text","Appraisal_Notes":"","Available_in_the_Following_States":"","taxonomies_terms":"","taxonomy":"","URL_field_name":"","post_object":"","link_field_name":"","relationship":"","file_field_label":"","slug_field_label_copy":"","cash_out_refinance_h1":"","employment_h2":"","Income_field":"income documentation summary","rank_math_internal_links_processed":1,"income_documentation:":"","loan_amount_and_ltvs":"","self-employed":"","Program_Matrix":"will probably change the field type to table","eligible_occupancy":"","Eligible_Property_Types":"","Eligible_Business_Types":"","eligible_business_entities":"","eligible_occupancy_notes:":"stuff like n-o-o reduce LTV x%","field_tye_is_forms":"","wp_last_modified_info":"09\/03\/2025 @ 12:54 am"}},"postID":50744,"postFormat":"standard"};
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* Loan Amount - $3,000,000 - 80% Max LTV\r\n\r\n * Loan Amount - $4,000,000 - 75% Max LTV\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nEligible Occupancy:\r\n * Primary Residence\r\n\r\n * Second Home\r\n\r\n * Investment\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nEligible Property Types\r\n * Single Family Attached\r\n\r\n * Single Family Dettached\r\n\r\n * Condominium 85% Max LTV\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nEligible Citizenship:\r\n US Citizen\r\n\r\n Permanent Resident Alien\r\n\r\n Non-Permanent Resident Alien\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\nMaximum DTI 50%. 55% exceptions\r\n \r\n\r\n \r\n\r\n\r\n\r\nRequired Credit:\r\n * Credit Credit Event Seasoning 48 months\r\n\r\n * Mortgage Payment 12 Month History - 1x30 OK\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nGift Funds\r\n * 10% Gift & 5% Borrower Contribution on Non-Owner-Occupied\r\n\r\n * 100% Gift is OK on Owner Occupied (no LTV restrictions)\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\nOutside Second Mortgage OK 95% CLTV Maximum\r\n \r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nAvailable Terms:\r\n * 30 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n * 40 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n\r\n\r\n\r\n \r\nAvailable n the Following States:\r\n \r\n\r\nAlabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Kansas, Massachusetts, Missouri, Nevada, New Jersey, New Mexico, North Carolina, Oklahoma, Oregon, Pennsylvania, South Carolina, Texas, Vermont, Virginia, Washington, and Wisconsin.\r\n\r\n","verification_of_employment":"","income-documentation":"a:1:{i:0;s:15:\"Bank Statements\";}","eligible-occupancies":"a:4:{i:0;s:55:\"Owner-Occupied\/ Investment Property (multi-unit or ADU)\";i:1;s:33:\"Owner-Occupied\/ Primary Residence\";i:2;s:38:\"Non-Owner Occupied\/Investment Property\";i:3;s:27:\"Second Home \/Vactation Home\";}","eligible-proprty-yypes":"a:2:{i:0;s:23:\"Single Family Residence\";i:1;s:11:\"Condominium\";}","eligible-employment-types":"a:3:{i:0;s:13:\"C Corporation\";i:1;s:13:\"S Corporation\";i:2;s:3:\"LLC\";}","eligible-borrowers":"a:2:{i:0;s:24:\"Permenent Resident Alien\";i:1;s:28:\"Non-Permenent Resident Alien\";}","ltv-notes":"enter text area text","states":"alabama","interest-only":"","reserve-requirements":"","loan_amounts_credit_score_ltv_matrix_copy3":"","loan_amounts_credit_score_ltv_matrix_copy4":"","non-occupant_co-borrower":"","Eligible_Borrowers":"","Eligible_Occupancies":"","Eligible_Zoning":"","Available_Terms":"","Credit_Event_Seasoning_Requirements":"enter text area text","Appraisal_Notes":"","Available_in_the_Following_States":"","taxonomies_terms":"","taxonomy":"","URL_field_name":"","post_object":"","link_field_name":"","relationship":"","file_field_label":"","slug_field_label_copy":"","cash_out_refinance_h1":"","employment_h2":"","Income_field":"income documentation summary","rank_math_internal_links_processed":1,"income_documentation:":"","loan_amount_and_ltvs":"","self-employed":"","Program_Matrix":"will probably change the field type to table","eligible_occupancy":"","Eligible_Property_Types":"","Eligible_Business_Types":"","eligible_business_entities":"","eligible_occupancy_notes:":"stuff like n-o-o reduce LTV x%","field_tye_is_forms":"","wp_last_modified_info":"09\/03\/2025 @ 12:54 am"}},"postID":50744,"postFormat":"standard"};
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\r\nLoan Amount\/ 700 Credit Score333333333\r\n * Loan Amount - $3,000,000 - 80% Max LTV\r\n\r\n * Loan Amount - $4,000,000 - 75% Max LTV\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nEligible Occupancy:\r\n * Primary Residence\r\n\r\n * Second Home\r\n\r\n * Investment\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nEligible Property Types\r\n * Single Family Attached\r\n\r\n * Single Family Dettached\r\n\r\n * Condominium 85% Max LTV\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nEligible Citizenship:\r\n US Citizen\r\n\r\n Permanent Resident Alien\r\n\r\n Non-Permanent Resident Alien\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\nMaximum DTI 50%. 55% exceptions\r\n \r\n\r\n \r\n\r\n\r\n\r\nRequired Credit:\r\n * Credit Credit Event Seasoning 48 months\r\n\r\n * Mortgage Payment 12 Month History - 1x30 OK\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nGift Funds\r\n * 10% Gift & 5% Borrower Contribution on Non-Owner-Occupied\r\n\r\n * 100% Gift is OK on Owner Occupied (no LTV restrictions)\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\nOutside Second Mortgage OK 95% CLTV Maximum\r\n \r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nAvailable Terms:\r\n * 30 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n * 40 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n\r\n\r\n\r\n \r\nAvailable n the Following States:\r\n \r\n\r\nAlabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Kansas, Massachusetts, Missouri, Nevada, New Jersey, New Mexico, North Carolina, Oklahoma, Oregon, Pennsylvania, South Carolina, Texas, Vermont, Virginia, Washington, and Wisconsin.\r\n\r\n","verification_of_employment":"","income-documentation":"a:1:{i:0;s:15:\"Bank Statements\";}","eligible-occupancies":"a:4:{i:0;s:55:\"Owner-Occupied\/ Investment Property (multi-unit or ADU)\";i:1;s:33:\"Owner-Occupied\/ Primary Residence\";i:2;s:38:\"Non-Owner Occupied\/Investment Property\";i:3;s:27:\"Second Home \/Vactation Home\";}","eligible-proprty-yypes":"a:2:{i:0;s:23:\"Single Family Residence\";i:1;s:11:\"Condominium\";}","eligible-employment-types":"a:3:{i:0;s:13:\"C Corporation\";i:1;s:13:\"S Corporation\";i:2;s:3:\"LLC\";}","eligible-borrowers":"a:2:{i:0;s:24:\"Permenent Resident Alien\";i:1;s:28:\"Non-Permenent Resident Alien\";}","ltv-notes":"enter text area text","states":"alabama","interest-only":"","reserve-requirements":"","loan_amounts_credit_score_ltv_matrix_copy3":"","loan_amounts_credit_score_ltv_matrix_copy4":"","non-occupant_co-borrower":"","Eligible_Borrowers":"","Eligible_Occupancies":"","Eligible_Zoning":"","Available_Terms":"","Credit_Event_Seasoning_Requirements":"enter text area text","Appraisal_Notes":"","Available_in_the_Following_States":"","taxonomies_terms":"","taxonomy":"","URL_field_name":"","post_object":"","link_field_name":"","relationship":"","file_field_label":"","slug_field_label_copy":"","cash_out_refinance_h1":"","employment_h2":"","Income_field":"income documentation summary","rank_math_internal_links_processed":1,"income_documentation:":"","loan_amount_and_ltvs":"","self-employed":"","Program_Matrix":"will probably change the field type to table","eligible_occupancy":"","Eligible_Property_Types":"","Eligible_Business_Types":"","eligible_business_entities":"","eligible_occupancy_notes:":"stuff like n-o-o reduce LTV x%","field_tye_is_forms":"","wp_last_modified_info":"09\/03\/2025 @ 12:54 am"}},"postID":50744,"postFormat":"standard"};
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\r\n\r\n\r\n\r\nLoan Amount\/ 700 Credit Score333333333\r\n * Loan Amount - $3,000,000 - 80% Max LTV\r\n\r\n * Loan Amount - $4,000,000 - 75% Max LTV\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nEligible Occupancy:\r\n * Primary Residence\r\n\r\n * Second Home\r\n\r\n * Investment\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nEligible Property Types\r\n * Single Family Attached\r\n\r\n * Single Family Dettached\r\n\r\n * Condominium 85% Max LTV\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nEligible Citizenship:\r\n US Citizen\r\n\r\n Permanent Resident Alien\r\n\r\n Non-Permanent Resident Alien\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\nMaximum DTI 50%. 55% exceptions\r\n \r\n\r\n \r\n\r\n\r\n\r\nRequired Credit:\r\n * Credit Credit Event Seasoning 48 months\r\n\r\n * Mortgage Payment 12 Month History - 1x30 OK\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nGift Funds\r\n * 10% Gift & 5% Borrower Contribution on Non-Owner-Occupied\r\n\r\n * 100% Gift is OK on Owner Occupied (no LTV restrictions)\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\nOutside Second Mortgage OK 95% CLTV Maximum\r\n \r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nAvailable Terms:\r\n * 30 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n * 40 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n\r\n\r\n\r\n \r\nAvailable n the Following States:\r\n \r\n\r\nAlabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Kansas, Massachusetts, Missouri, Nevada, New Jersey, New Mexico, North Carolina, Oklahoma, Oregon, Pennsylvania, South Carolina, Texas, Vermont, Virginia, Washington, and Wisconsin.\r\n\r\n","verification_of_employment":"","income-documentation":"a:1:{i:0;s:15:\"Bank Statements\";}","eligible-occupancies":"a:4:{i:0;s:55:\"Owner-Occupied\/ Investment Property (multi-unit or ADU)\";i:1;s:33:\"Owner-Occupied\/ Primary Residence\";i:2;s:38:\"Non-Owner Occupied\/Investment Property\";i:3;s:27:\"Second Home \/Vactation Home\";}","eligible-proprty-yypes":"a:2:{i:0;s:23:\"Single Family Residence\";i:1;s:11:\"Condominium\";}","eligible-employment-types":"a:3:{i:0;s:13:\"C Corporation\";i:1;s:13:\"S Corporation\";i:2;s:3:\"LLC\";}","eligible-borrowers":"a:2:{i:0;s:24:\"Permenent Resident Alien\";i:1;s:28:\"Non-Permenent Resident Alien\";}","ltv-notes":"enter text area text","states":"alabama","interest-only":"","reserve-requirements":"","loan_amounts_credit_score_ltv_matrix_copy3":"","loan_amounts_credit_score_ltv_matrix_copy4":"","non-occupant_co-borrower":"","Eligible_Borrowers":"","Eligible_Occupancies":"","Eligible_Zoning":"","Available_Terms":"","Credit_Event_Seasoning_Requirements":"enter text area text","Appraisal_Notes":"","Available_in_the_Following_States":"","taxonomies_terms":"","taxonomy":"","URL_field_name":"","post_object":"","link_field_name":"","relationship":"","file_field_label":"","slug_field_label_copy":"","cash_out_refinance_h1":"","employment_h2":"","Income_field":"income documentation summary","rank_math_internal_links_processed":1,"income_documentation:":"","loan_amount_and_ltvs":"","self-employed":"","Program_Matrix":"will probably change the field type to table","eligible_occupancy":"","Eligible_Property_Types":"","Eligible_Business_Types":"","eligible_business_entities":"","eligible_occupancy_notes:":"stuff like n-o-o reduce LTV x%","field_tye_is_forms":"","wp_last_modified_info":"09\/03\/2025 @ 12:54 am"}},"postID":50744,"postFormat":"standard"};
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\r\n\r\n \r\n\r\n\r\n\r\nLoan Amount\/ 700 Credit Score333333333\r\n * Loan Amount - $3,000,000 - 80% Max LTV\r\n\r\n * Loan Amount - $4,000,000 - 75% Max LTV\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nEligible Occupancy:\r\n * Primary Residence\r\n\r\n * Second Home\r\n\r\n * Investment\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nEligible Property Types\r\n * Single Family Attached\r\n\r\n * Single Family Dettached\r\n\r\n * Condominium 85% Max LTV\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nEligible Citizenship:\r\n US Citizen\r\n\r\n Permanent Resident Alien\r\n\r\n Non-Permanent Resident Alien\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\nMaximum DTI 50%. 55% exceptions\r\n \r\n\r\n \r\n\r\n\r\n\r\nRequired Credit:\r\n * Credit Credit Event Seasoning 48 months\r\n\r\n * Mortgage Payment 12 Month History - 1x30 OK\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nGift Funds\r\n * 10% Gift & 5% Borrower Contribution on Non-Owner-Occupied\r\n\r\n * 100% Gift is OK on Owner Occupied (no LTV restrictions)\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\nOutside Second Mortgage OK 95% CLTV Maximum\r\n \r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nAvailable Terms:\r\n * 30 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n * 40 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n\r\n\r\n\r\n \r\nAvailable n the Following States:\r\n \r\n\r\nAlabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Kansas, Massachusetts, Missouri, Nevada, New Jersey, New Mexico, North Carolina, Oklahoma, Oregon, Pennsylvania, South Carolina, Texas, Vermont, Virginia, Washington, and Wisconsin.\r\n\r\n","verification_of_employment":"","income-documentation":"a:1:{i:0;s:15:\"Bank Statements\";}","eligible-occupancies":"a:4:{i:0;s:55:\"Owner-Occupied\/ Investment Property (multi-unit or ADU)\";i:1;s:33:\"Owner-Occupied\/ Primary Residence\";i:2;s:38:\"Non-Owner Occupied\/Investment Property\";i:3;s:27:\"Second Home \/Vactation Home\";}","eligible-proprty-yypes":"a:2:{i:0;s:23:\"Single Family Residence\";i:1;s:11:\"Condominium\";}","eligible-employment-types":"a:3:{i:0;s:13:\"C Corporation\";i:1;s:13:\"S Corporation\";i:2;s:3:\"LLC\";}","eligible-borrowers":"a:2:{i:0;s:24:\"Permenent Resident Alien\";i:1;s:28:\"Non-Permenent Resident Alien\";}","ltv-notes":"enter text area text","states":"alabama","interest-only":"","reserve-requirements":"","loan_amounts_credit_score_ltv_matrix_copy3":"","loan_amounts_credit_score_ltv_matrix_copy4":"","non-occupant_co-borrower":"","Eligible_Borrowers":"","Eligible_Occupancies":"","Eligible_Zoning":"","Available_Terms":"","Credit_Event_Seasoning_Requirements":"enter text area text","Appraisal_Notes":"","Available_in_the_Following_States":"","taxonomies_terms":"","taxonomy":"","URL_field_name":"","post_object":"","link_field_name":"","relationship":"","file_field_label":"","slug_field_label_copy":"","cash_out_refinance_h1":"","employment_h2":"","Income_field":"income documentation summary","rank_math_internal_links_processed":1,"income_documentation:":"","loan_amount_and_ltvs":"","self-employed":"","Program_Matrix":"will probably change the field type to table","eligible_occupancy":"","Eligible_Property_Types":"","Eligible_Business_Types":"","eligible_business_entities":"","eligible_occupancy_notes:":"stuff like n-o-o reduce LTV x%","field_tye_is_forms":"","wp_last_modified_info":"09\/03\/2025 @ 12:54 am"}},"postID":50744,"postFormat":"standard"};
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* R\/T Refinace - 0 Months @ 70% LTV or less\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nLoan Amount\/ 700 Credit Score333333333\r\n * Loan Amount - $3,000,000 - 80% Max LTV\r\n\r\n * Loan Amount - $4,000,000 - 75% Max LTV\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nEligible Occupancy:\r\n * Primary Residence\r\n\r\n * Second Home\r\n\r\n * Investment\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nEligible Property Types\r\n * Single Family Attached\r\n\r\n * Single Family Dettached\r\n\r\n * Condominium 85% Max LTV\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nEligible Citizenship:\r\n US Citizen\r\n\r\n Permanent Resident Alien\r\n\r\n Non-Permanent Resident Alien\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\nMaximum DTI 50%. 55% exceptions\r\n \r\n\r\n \r\n\r\n\r\n\r\nRequired Credit:\r\n * Credit Credit Event Seasoning 48 months\r\n\r\n * Mortgage Payment 12 Month History - 1x30 OK\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nGift Funds\r\n * 10% Gift & 5% Borrower Contribution on Non-Owner-Occupied\r\n\r\n * 100% Gift is OK on Owner Occupied (no LTV restrictions)\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\nOutside Second Mortgage OK 95% CLTV Maximum\r\n \r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nAvailable Terms:\r\n * 30 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n * 40 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n\r\n\r\n\r\n \r\nAvailable n the Following States:\r\n \r\n\r\nAlabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Kansas, Massachusetts, Missouri, Nevada, New Jersey, New Mexico, North Carolina, Oklahoma, Oregon, Pennsylvania, South Carolina, Texas, Vermont, Virginia, Washington, and Wisconsin.\r\n\r\n","verification_of_employment":"","income-documentation":"a:1:{i:0;s:15:\"Bank Statements\";}","eligible-occupancies":"a:4:{i:0;s:55:\"Owner-Occupied\/ Investment Property (multi-unit or ADU)\";i:1;s:33:\"Owner-Occupied\/ Primary Residence\";i:2;s:38:\"Non-Owner Occupied\/Investment Property\";i:3;s:27:\"Second Home \/Vactation Home\";}","eligible-proprty-yypes":"a:2:{i:0;s:23:\"Single Family Residence\";i:1;s:11:\"Condominium\";}","eligible-employment-types":"a:3:{i:0;s:13:\"C Corporation\";i:1;s:13:\"S Corporation\";i:2;s:3:\"LLC\";}","eligible-borrowers":"a:2:{i:0;s:24:\"Permenent Resident Alien\";i:1;s:28:\"Non-Permenent Resident Alien\";}","ltv-notes":"enter text area text","states":"alabama","interest-only":"","reserve-requirements":"","loan_amounts_credit_score_ltv_matrix_copy3":"","loan_amounts_credit_score_ltv_matrix_copy4":"","non-occupant_co-borrower":"","Eligible_Borrowers":"","Eligible_Occupancies":"","Eligible_Zoning":"","Available_Terms":"","Credit_Event_Seasoning_Requirements":"enter text area text","Appraisal_Notes":"","Available_in_the_Following_States":"","taxonomies_terms":"","taxonomy":"","URL_field_name":"","post_object":"","link_field_name":"","relationship":"","file_field_label":"","slug_field_label_copy":"","cash_out_refinance_h1":"","employment_h2":"","Income_field":"income documentation summary","rank_math_internal_links_processed":1,"income_documentation:":"","loan_amount_and_ltvs":"","self-employed":"","Program_Matrix":"will probably change the field type to table","eligible_occupancy":"","Eligible_Property_Types":"","Eligible_Business_Types":"","eligible_business_entities":"","eligible_occupancy_notes:":"stuff like n-o-o reduce LTV x%","field_tye_is_forms":"","wp_last_modified_info":"09\/03\/2025 @ 12:54 am"}},"postID":50744,"postFormat":"standard"};
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* Loan Amount $4,000,000 - 12 Months\r\n\r\n * R\/T Refinace - 0 Months @ 70% LTV or less\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nLoan Amount\/ 700 Credit Score333333333\r\n * Loan Amount - $3,000,000 - 80% Max LTV\r\n\r\n * Loan Amount - $4,000,000 - 75% Max LTV\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nEligible Occupancy:\r\n * Primary Residence\r\n\r\n * Second Home\r\n\r\n * Investment\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nEligible Property Types\r\n * Single Family Attached\r\n\r\n * Single Family Dettached\r\n\r\n * Condominium 85% Max LTV\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nEligible Citizenship:\r\n US Citizen\r\n\r\n Permanent Resident Alien\r\n\r\n Non-Permanent Resident Alien\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\nMaximum DTI 50%. 55% exceptions\r\n \r\n\r\n \r\n\r\n\r\n\r\nRequired Credit:\r\n * Credit Credit Event Seasoning 48 months\r\n\r\n * Mortgage Payment 12 Month History - 1x30 OK\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nGift Funds\r\n * 10% Gift & 5% Borrower Contribution on Non-Owner-Occupied\r\n\r\n * 100% Gift is OK on Owner Occupied (no LTV restrictions)\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\nOutside Second Mortgage OK 95% CLTV Maximum\r\n \r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nAvailable Terms:\r\n * 30 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n * 40 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n\r\n\r\n\r\n \r\nAvailable n the Following States:\r\n \r\n\r\nAlabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Kansas, Massachusetts, Missouri, Nevada, New Jersey, New Mexico, North Carolina, Oklahoma, Oregon, Pennsylvania, South Carolina, Texas, Vermont, Virginia, Washington, and Wisconsin.\r\n\r\n","verification_of_employment":"","income-documentation":"a:1:{i:0;s:15:\"Bank Statements\";}","eligible-occupancies":"a:4:{i:0;s:55:\"Owner-Occupied\/ Investment Property (multi-unit or ADU)\";i:1;s:33:\"Owner-Occupied\/ Primary Residence\";i:2;s:38:\"Non-Owner Occupied\/Investment Property\";i:3;s:27:\"Second Home \/Vactation Home\";}","eligible-proprty-yypes":"a:2:{i:0;s:23:\"Single Family Residence\";i:1;s:11:\"Condominium\";}","eligible-employment-types":"a:3:{i:0;s:13:\"C Corporation\";i:1;s:13:\"S Corporation\";i:2;s:3:\"LLC\";}","eligible-borrowers":"a:2:{i:0;s:24:\"Permenent Resident Alien\";i:1;s:28:\"Non-Permenent Resident Alien\";}","ltv-notes":"enter text area text","states":"alabama","interest-only":"","reserve-requirements":"","loan_amounts_credit_score_ltv_matrix_copy3":"","loan_amounts_credit_score_ltv_matrix_copy4":"","non-occupant_co-borrower":"","Eligible_Borrowers":"","Eligible_Occupancies":"","Eligible_Zoning":"","Available_Terms":"","Credit_Event_Seasoning_Requirements":"enter text area text","Appraisal_Notes":"","Available_in_the_Following_States":"","taxonomies_terms":"","taxonomy":"","URL_field_name":"","post_object":"","link_field_name":"","relationship":"","file_field_label":"","slug_field_label_copy":"","cash_out_refinance_h1":"","employment_h2":"","Income_field":"income documentation summary","rank_math_internal_links_processed":1,"income_documentation:":"","loan_amount_and_ltvs":"","self-employed":"","Program_Matrix":"will probably change the field type to table","eligible_occupancy":"","Eligible_Property_Types":"","Eligible_Business_Types":"","eligible_business_entities":"","eligible_occupancy_notes:":"stuff like n-o-o reduce LTV x%","field_tye_is_forms":"","wp_last_modified_info":"09\/03\/2025 @ 12:54 am"}},"postID":50744,"postFormat":"standard"};
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* Loan Amount $2,500,000 - 9 Months\r\n\r\n * Loan Amount $4,000,000 - 12 Months\r\n\r\n * R\/T Refinace - 0 Months @ 70% LTV or less\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nLoan Amount\/ 700 Credit Score333333333\r\n * Loan Amount - $3,000,000 - 80% Max LTV\r\n\r\n * Loan Amount - $4,000,000 - 75% Max LTV\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nEligible Occupancy:\r\n * Primary Residence\r\n\r\n * Second Home\r\n\r\n * Investment\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nEligible Property Types\r\n * Single Family Attached\r\n\r\n * Single Family Dettached\r\n\r\n * Condominium 85% Max LTV\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nEligible Citizenship:\r\n US Citizen\r\n\r\n Permanent Resident Alien\r\n\r\n Non-Permanent Resident Alien\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\nMaximum DTI 50%. 55% exceptions\r\n \r\n\r\n \r\n\r\n\r\n\r\nRequired Credit:\r\n * Credit Credit Event Seasoning 48 months\r\n\r\n * Mortgage Payment 12 Month History - 1x30 OK\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nGift Funds\r\n * 10% Gift & 5% Borrower Contribution on Non-Owner-Occupied\r\n\r\n * 100% Gift is OK on Owner Occupied (no LTV restrictions)\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\nOutside Second Mortgage OK 95% CLTV Maximum\r\n \r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nAvailable Terms:\r\n * 30 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n * 40 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n\r\n\r\n\r\n \r\nAvailable n the Following States:\r\n \r\n\r\nAlabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Kansas, Massachusetts, Missouri, Nevada, New Jersey, New Mexico, North Carolina, Oklahoma, Oregon, Pennsylvania, South Carolina, Texas, Vermont, Virginia, Washington, and Wisconsin.\r\n\r\n","verification_of_employment":"","income-documentation":"a:1:{i:0;s:15:\"Bank Statements\";}","eligible-occupancies":"a:4:{i:0;s:55:\"Owner-Occupied\/ Investment Property (multi-unit or ADU)\";i:1;s:33:\"Owner-Occupied\/ Primary Residence\";i:2;s:38:\"Non-Owner Occupied\/Investment Property\";i:3;s:27:\"Second Home \/Vactation Home\";}","eligible-proprty-yypes":"a:2:{i:0;s:23:\"Single Family Residence\";i:1;s:11:\"Condominium\";}","eligible-employment-types":"a:3:{i:0;s:13:\"C Corporation\";i:1;s:13:\"S Corporation\";i:2;s:3:\"LLC\";}","eligible-borrowers":"a:2:{i:0;s:24:\"Permenent Resident Alien\";i:1;s:28:\"Non-Permenent Resident Alien\";}","ltv-notes":"enter text area text","states":"alabama","interest-only":"","reserve-requirements":"","loan_amounts_credit_score_ltv_matrix_copy3":"","loan_amounts_credit_score_ltv_matrix_copy4":"","non-occupant_co-borrower":"","Eligible_Borrowers":"","Eligible_Occupancies":"","Eligible_Zoning":"","Available_Terms":"","Credit_Event_Seasoning_Requirements":"enter text area text","Appraisal_Notes":"","Available_in_the_Following_States":"","taxonomies_terms":"","taxonomy":"","URL_field_name":"","post_object":"","link_field_name":"","relationship":"","file_field_label":"","slug_field_label_copy":"","cash_out_refinance_h1":"","employment_h2":"","Income_field":"income documentation summary","rank_math_internal_links_processed":1,"income_documentation:":"","loan_amount_and_ltvs":"","self-employed":"","Program_Matrix":"will probably change the field type to table","eligible_occupancy":"","Eligible_Property_Types":"","Eligible_Business_Types":"","eligible_business_entities":"","eligible_occupancy_notes:":"stuff like n-o-o reduce LTV x%","field_tye_is_forms":"","wp_last_modified_info":"09\/03\/2025 @ 12:54 am"}},"postID":50744,"postFormat":"standard"};
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* Loan Amount $1,500,000 - 6 Months\r\n\r\n * Loan Amount $2,500,000 - 9 Months\r\n\r\n * Loan Amount $4,000,000 - 12 Months\r\n\r\n * R\/T Refinace - 0 Months @ 70% LTV or less\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nLoan Amount\/ 700 Credit Score333333333\r\n * Loan Amount - $3,000,000 - 80% Max LTV\r\n\r\n * Loan Amount - $4,000,000 - 75% Max LTV\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nEligible Occupancy:\r\n * Primary Residence\r\n\r\n * Second Home\r\n\r\n * Investment\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nEligible Property Types\r\n * Single Family Attached\r\n\r\n * Single Family Dettached\r\n\r\n * Condominium 85% Max LTV\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nEligible Citizenship:\r\n US Citizen\r\n\r\n Permanent Resident Alien\r\n\r\n Non-Permanent Resident Alien\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\nMaximum DTI 50%. 55% exceptions\r\n \r\n\r\n \r\n\r\n\r\n\r\nRequired Credit:\r\n * Credit Credit Event Seasoning 48 months\r\n\r\n * Mortgage Payment 12 Month History - 1x30 OK\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nGift Funds\r\n * 10% Gift & 5% Borrower Contribution on Non-Owner-Occupied\r\n\r\n * 100% Gift is OK on Owner Occupied (no LTV restrictions)\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\nOutside Second Mortgage OK 95% CLTV Maximum\r\n \r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nAvailable Terms:\r\n * 30 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n * 40 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n\r\n\r\n\r\n \r\nAvailable n the Following States:\r\n \r\n\r\nAlabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Kansas, Massachusetts, Missouri, Nevada, New Jersey, New Mexico, North Carolina, Oklahoma, Oregon, Pennsylvania, South Carolina, Texas, Vermont, Virginia, Washington, and Wisconsin.\r\n\r\n","verification_of_employment":"","income-documentation":"a:1:{i:0;s:15:\"Bank Statements\";}","eligible-occupancies":"a:4:{i:0;s:55:\"Owner-Occupied\/ Investment Property (multi-unit or ADU)\";i:1;s:33:\"Owner-Occupied\/ Primary Residence\";i:2;s:38:\"Non-Owner Occupied\/Investment Property\";i:3;s:27:\"Second Home \/Vactation Home\";}","eligible-proprty-yypes":"a:2:{i:0;s:23:\"Single Family Residence\";i:1;s:11:\"Condominium\";}","eligible-employment-types":"a:3:{i:0;s:13:\"C Corporation\";i:1;s:13:\"S Corporation\";i:2;s:3:\"LLC\";}","eligible-borrowers":"a:2:{i:0;s:24:\"Permenent Resident Alien\";i:1;s:28:\"Non-Permenent Resident Alien\";}","ltv-notes":"enter text area text","states":"alabama","interest-only":"","reserve-requirements":"","loan_amounts_credit_score_ltv_matrix_copy3":"","loan_amounts_credit_score_ltv_matrix_copy4":"","non-occupant_co-borrower":"","Eligible_Borrowers":"","Eligible_Occupancies":"","Eligible_Zoning":"","Available_Terms":"","Credit_Event_Seasoning_Requirements":"enter text area text","Appraisal_Notes":"","Available_in_the_Following_States":"","taxonomies_terms":"","taxonomy":"","URL_field_name":"","post_object":"","link_field_name":"","relationship":"","file_field_label":"","slug_field_label_copy":"","cash_out_refinance_h1":"","employment_h2":"","Income_field":"income documentation summary","rank_math_internal_links_processed":1,"income_documentation:":"","loan_amount_and_ltvs":"","self-employed":"","Program_Matrix":"will probably change the field type to table","eligible_occupancy":"","Eligible_Property_Types":"","Eligible_Business_Types":"","eligible_business_entities":"","eligible_occupancy_notes:":"stuff like n-o-o reduce LTV x%","field_tye_is_forms":"","wp_last_modified_info":"09\/03\/2025 @ 12:54 am"}},"postID":50744,"postFormat":"standard"};
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\r\nRequired Reserves: (Cash Out Qualifies as Reserves)\r\n * Loan Amount $1,500,000 - 6 Months\r\n\r\n * Loan Amount $2,500,000 - 9 Months\r\n\r\n * Loan Amount $4,000,000 - 12 Months\r\n\r\n * R\/T Refinace - 0 Months @ 70% LTV or less\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nLoan Amount\/ 700 Credit Score333333333\r\n * Loan Amount - $3,000,000 - 80% Max LTV\r\n\r\n * Loan Amount - $4,000,000 - 75% Max LTV\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nEligible Occupancy:\r\n * Primary Residence\r\n\r\n * Second Home\r\n\r\n * Investment\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nEligible Property Types\r\n * Single Family Attached\r\n\r\n * Single Family Dettached\r\n\r\n * Condominium 85% Max LTV\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nEligible Citizenship:\r\n US Citizen\r\n\r\n Permanent Resident Alien\r\n\r\n Non-Permanent Resident Alien\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\nMaximum DTI 50%. 55% exceptions\r\n \r\n\r\n \r\n\r\n\r\n\r\nRequired Credit:\r\n * Credit Credit Event Seasoning 48 months\r\n\r\n * Mortgage Payment 12 Month History - 1x30 OK\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nGift Funds\r\n * 10% Gift & 5% Borrower Contribution on Non-Owner-Occupied\r\n\r\n * 100% Gift is OK on Owner Occupied (no LTV restrictions)\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\nOutside Second Mortgage OK 95% CLTV Maximum\r\n \r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nAvailable Terms:\r\n * 30 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n * 40 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n\r\n\r\n\r\n \r\nAvailable n the Following States:\r\n \r\n\r\nAlabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Kansas, Massachusetts, Missouri, Nevada, New Jersey, New Mexico, North Carolina, Oklahoma, Oregon, Pennsylvania, South Carolina, Texas, Vermont, Virginia, Washington, and Wisconsin.\r\n\r\n","verification_of_employment":"","income-documentation":"a:1:{i:0;s:15:\"Bank Statements\";}","eligible-occupancies":"a:4:{i:0;s:55:\"Owner-Occupied\/ Investment Property (multi-unit or ADU)\";i:1;s:33:\"Owner-Occupied\/ Primary Residence\";i:2;s:38:\"Non-Owner Occupied\/Investment Property\";i:3;s:27:\"Second Home \/Vactation Home\";}","eligible-proprty-yypes":"a:2:{i:0;s:23:\"Single Family Residence\";i:1;s:11:\"Condominium\";}","eligible-employment-types":"a:3:{i:0;s:13:\"C Corporation\";i:1;s:13:\"S Corporation\";i:2;s:3:\"LLC\";}","eligible-borrowers":"a:2:{i:0;s:24:\"Permenent Resident Alien\";i:1;s:28:\"Non-Permenent Resident Alien\";}","ltv-notes":"enter text area text","states":"alabama","interest-only":"","reserve-requirements":"","loan_amounts_credit_score_ltv_matrix_copy3":"","loan_amounts_credit_score_ltv_matrix_copy4":"","non-occupant_co-borrower":"","Eligible_Borrowers":"","Eligible_Occupancies":"","Eligible_Zoning":"","Available_Terms":"","Credit_Event_Seasoning_Requirements":"enter text area text","Appraisal_Notes":"","Available_in_the_Following_States":"","taxonomies_terms":"","taxonomy":"","URL_field_name":"","post_object":"","link_field_name":"","relationship":"","file_field_label":"","slug_field_label_copy":"","cash_out_refinance_h1":"","employment_h2":"","Income_field":"income documentation summary","rank_math_internal_links_processed":1,"income_documentation:":"","loan_amount_and_ltvs":"","self-employed":"","Program_Matrix":"will probably change the field type to table","eligible_occupancy":"","Eligible_Property_Types":"","Eligible_Business_Types":"","eligible_business_entities":"","eligible_occupancy_notes:":"stuff like n-o-o reduce LTV x%","field_tye_is_forms":"","wp_last_modified_info":"09\/03\/2025 @ 12:54 am"}},"postID":50744,"postFormat":"standard"};
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\r\n\r\n\r\n\r\nRequired Reserves: (Cash Out Qualifies as Reserves)\r\n * Loan Amount $1,500,000 - 6 Months\r\n\r\n * Loan Amount $2,500,000 - 9 Months\r\n\r\n * Loan Amount $4,000,000 - 12 Months\r\n\r\n * R\/T Refinace - 0 Months @ 70% LTV or less\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nLoan Amount\/ 700 Credit Score333333333\r\n * Loan Amount - $3,000,000 - 80% Max LTV\r\n\r\n * Loan Amount - $4,000,000 - 75% Max LTV\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nEligible Occupancy:\r\n * Primary Residence\r\n\r\n * Second Home\r\n\r\n * Investment\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nEligible Property Types\r\n * Single Family Attached\r\n\r\n * Single Family Dettached\r\n\r\n * Condominium 85% Max LTV\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nEligible Citizenship:\r\n US Citizen\r\n\r\n Permanent Resident Alien\r\n\r\n Non-Permanent Resident Alien\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\nMaximum DTI 50%. 55% exceptions\r\n \r\n\r\n \r\n\r\n\r\n\r\nRequired Credit:\r\n * Credit Credit Event Seasoning 48 months\r\n\r\n * Mortgage Payment 12 Month History - 1x30 OK\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nGift Funds\r\n * 10% Gift & 5% Borrower Contribution on Non-Owner-Occupied\r\n\r\n * 100% Gift is OK on Owner Occupied (no LTV restrictions)\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\nOutside Second Mortgage OK 95% CLTV Maximum\r\n \r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nAvailable Terms:\r\n * 30 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n * 40 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n\r\n\r\n\r\n \r\nAvailable n the Following States:\r\n \r\n\r\nAlabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Kansas, Massachusetts, Missouri, Nevada, New Jersey, New Mexico, North Carolina, Oklahoma, Oregon, Pennsylvania, South Carolina, Texas, Vermont, Virginia, Washington, and Wisconsin.\r\n\r\n","verification_of_employment":"","income-documentation":"a:1:{i:0;s:15:\"Bank Statements\";}","eligible-occupancies":"a:4:{i:0;s:55:\"Owner-Occupied\/ Investment Property (multi-unit or ADU)\";i:1;s:33:\"Owner-Occupied\/ Primary Residence\";i:2;s:38:\"Non-Owner Occupied\/Investment Property\";i:3;s:27:\"Second Home \/Vactation Home\";}","eligible-proprty-yypes":"a:2:{i:0;s:23:\"Single Family Residence\";i:1;s:11:\"Condominium\";}","eligible-employment-types":"a:3:{i:0;s:13:\"C Corporation\";i:1;s:13:\"S Corporation\";i:2;s:3:\"LLC\";}","eligible-borrowers":"a:2:{i:0;s:24:\"Permenent Resident Alien\";i:1;s:28:\"Non-Permenent Resident Alien\";}","ltv-notes":"enter text area text","states":"alabama","interest-only":"","reserve-requirements":"","loan_amounts_credit_score_ltv_matrix_copy3":"","loan_amounts_credit_score_ltv_matrix_copy4":"","non-occupant_co-borrower":"","Eligible_Borrowers":"","Eligible_Occupancies":"","Eligible_Zoning":"","Available_Terms":"","Credit_Event_Seasoning_Requirements":"enter text area text","Appraisal_Notes":"","Available_in_the_Following_States":"","taxonomies_terms":"","taxonomy":"","URL_field_name":"","post_object":"","link_field_name":"","relationship":"","file_field_label":"","slug_field_label_copy":"","cash_out_refinance_h1":"","employment_h2":"","Income_field":"income documentation summary","rank_math_internal_links_processed":1,"income_documentation:":"","loan_amount_and_ltvs":"","self-employed":"","Program_Matrix":"will probably change the field type to table","eligible_occupancy":"","Eligible_Property_Types":"","Eligible_Business_Types":"","eligible_business_entities":"","eligible_occupancy_notes:":"stuff like n-o-o reduce LTV x%","field_tye_is_forms":"","wp_last_modified_info":"09\/03\/2025 @ 12:54 am"}},"postID":50744,"postFormat":"standard"};
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\r\n\r\n \r\n\r\n\r\n\r\nRequired Reserves: (Cash Out Qualifies as Reserves)\r\n * Loan Amount $1,500,000 - 6 Months\r\n\r\n * Loan Amount $2,500,000 - 9 Months\r\n\r\n * Loan Amount $4,000,000 - 12 Months\r\n\r\n * R\/T Refinace - 0 Months @ 70% LTV or less\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nLoan Amount\/ 700 Credit Score333333333\r\n * Loan Amount - $3,000,000 - 80% Max LTV\r\n\r\n * Loan Amount - $4,000,000 - 75% Max LTV\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nEligible Occupancy:\r\n * Primary Residence\r\n\r\n * Second Home\r\n\r\n * Investment\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nEligible Property Types\r\n * Single Family Attached\r\n\r\n * Single Family Dettached\r\n\r\n * Condominium 85% Max LTV\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nEligible Citizenship:\r\n US Citizen\r\n\r\n Permanent Resident Alien\r\n\r\n Non-Permanent Resident Alien\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\nMaximum DTI 50%. 55% exceptions\r\n \r\n\r\n \r\n\r\n\r\n\r\nRequired Credit:\r\n * Credit Credit Event Seasoning 48 months\r\n\r\n * Mortgage Payment 12 Month History - 1x30 OK\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nGift Funds\r\n * 10% Gift & 5% Borrower Contribution on Non-Owner-Occupied\r\n\r\n * 100% Gift is OK on Owner Occupied (no LTV restrictions)\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\nOutside Second Mortgage OK 95% CLTV Maximum\r\n \r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nAvailable Terms:\r\n * 30 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n * 40 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n\r\n\r\n\r\n \r\nAvailable n the Following States:\r\n \r\n\r\nAlabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Kansas, Massachusetts, Missouri, Nevada, New Jersey, New Mexico, North Carolina, Oklahoma, Oregon, Pennsylvania, South Carolina, Texas, Vermont, Virginia, Washington, and Wisconsin.\r\n\r\n","verification_of_employment":"","income-documentation":"a:1:{i:0;s:15:\"Bank Statements\";}","eligible-occupancies":"a:4:{i:0;s:55:\"Owner-Occupied\/ Investment Property (multi-unit or ADU)\";i:1;s:33:\"Owner-Occupied\/ Primary Residence\";i:2;s:38:\"Non-Owner Occupied\/Investment Property\";i:3;s:27:\"Second Home \/Vactation Home\";}","eligible-proprty-yypes":"a:2:{i:0;s:23:\"Single Family Residence\";i:1;s:11:\"Condominium\";}","eligible-employment-types":"a:3:{i:0;s:13:\"C Corporation\";i:1;s:13:\"S Corporation\";i:2;s:3:\"LLC\";}","eligible-borrowers":"a:2:{i:0;s:24:\"Permenent Resident Alien\";i:1;s:28:\"Non-Permenent Resident Alien\";}","ltv-notes":"enter text area text","states":"alabama","interest-only":"","reserve-requirements":"","loan_amounts_credit_score_ltv_matrix_copy3":"","loan_amounts_credit_score_ltv_matrix_copy4":"","non-occupant_co-borrower":"","Eligible_Borrowers":"","Eligible_Occupancies":"","Eligible_Zoning":"","Available_Terms":"","Credit_Event_Seasoning_Requirements":"enter text area text","Appraisal_Notes":"","Available_in_the_Following_States":"","taxonomies_terms":"","taxonomy":"","URL_field_name":"","post_object":"","link_field_name":"","relationship":"","file_field_label":"","slug_field_label_copy":"","cash_out_refinance_h1":"","employment_h2":"","Income_field":"income documentation summary","rank_math_internal_links_processed":1,"income_documentation:":"","loan_amount_and_ltvs":"","self-employed":"","Program_Matrix":"will probably change the field type to table","eligible_occupancy":"","Eligible_Property_Types":"","Eligible_Business_Types":"","eligible_business_entities":"","eligible_occupancy_notes:":"stuff like n-o-o reduce LTV x%","field_tye_is_forms":"","wp_last_modified_info":"09\/03\/2025 @ 12:54 am"}},"postID":50744,"postFormat":"standard"};
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* 85% LTV, 660 Credit Score\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nRequired Reserves: (Cash Out Qualifies as Reserves)\r\n * Loan Amount $1,500,000 - 6 Months\r\n\r\n * Loan Amount $2,500,000 - 9 Months\r\n\r\n * Loan Amount $4,000,000 - 12 Months\r\n\r\n * R\/T Refinace - 0 Months @ 70% LTV or less\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nLoan Amount\/ 700 Credit Score333333333\r\n * Loan Amount - $3,000,000 - 80% Max LTV\r\n\r\n * Loan Amount - $4,000,000 - 75% Max LTV\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nEligible Occupancy:\r\n * Primary Residence\r\n\r\n * Second Home\r\n\r\n * Investment\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nEligible Property Types\r\n * Single Family Attached\r\n\r\n * Single Family Dettached\r\n\r\n * Condominium 85% Max LTV\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nEligible Citizenship:\r\n US Citizen\r\n\r\n Permanent Resident Alien\r\n\r\n Non-Permanent Resident Alien\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\nMaximum DTI 50%. 55% exceptions\r\n \r\n\r\n \r\n\r\n\r\n\r\nRequired Credit:\r\n * Credit Credit Event Seasoning 48 months\r\n\r\n * Mortgage Payment 12 Month History - 1x30 OK\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nGift Funds\r\n * 10% Gift & 5% Borrower Contribution on Non-Owner-Occupied\r\n\r\n * 100% Gift is OK on Owner Occupied (no LTV restrictions)\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\nOutside Second Mortgage OK 95% CLTV Maximum\r\n \r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nAvailable Terms:\r\n * 30 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n * 40 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n\r\n\r\n\r\n \r\nAvailable n the Following States:\r\n \r\n\r\nAlabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Kansas, Massachusetts, Missouri, Nevada, New Jersey, New Mexico, North Carolina, Oklahoma, Oregon, Pennsylvania, South Carolina, Texas, Vermont, Virginia, Washington, and Wisconsin.\r\n\r\n","verification_of_employment":"","income-documentation":"a:1:{i:0;s:15:\"Bank Statements\";}","eligible-occupancies":"a:4:{i:0;s:55:\"Owner-Occupied\/ Investment Property (multi-unit or ADU)\";i:1;s:33:\"Owner-Occupied\/ Primary Residence\";i:2;s:38:\"Non-Owner Occupied\/Investment Property\";i:3;s:27:\"Second Home \/Vactation Home\";}","eligible-proprty-yypes":"a:2:{i:0;s:23:\"Single Family Residence\";i:1;s:11:\"Condominium\";}","eligible-employment-types":"a:3:{i:0;s:13:\"C Corporation\";i:1;s:13:\"S Corporation\";i:2;s:3:\"LLC\";}","eligible-borrowers":"a:2:{i:0;s:24:\"Permenent Resident Alien\";i:1;s:28:\"Non-Permenent Resident Alien\";}","ltv-notes":"enter text area text","states":"alabama","interest-only":"","reserve-requirements":"","loan_amounts_credit_score_ltv_matrix_copy3":"","loan_amounts_credit_score_ltv_matrix_copy4":"","non-occupant_co-borrower":"","Eligible_Borrowers":"","Eligible_Occupancies":"","Eligible_Zoning":"","Available_Terms":"","Credit_Event_Seasoning_Requirements":"enter text area text","Appraisal_Notes":"","Available_in_the_Following_States":"","taxonomies_terms":"","taxonomy":"","URL_field_name":"","post_object":"","link_field_name":"","relationship":"","file_field_label":"","slug_field_label_copy":"","cash_out_refinance_h1":"","employment_h2":"","Income_field":"income documentation summary","rank_math_internal_links_processed":1,"income_documentation:":"","loan_amount_and_ltvs":"","self-employed":"","Program_Matrix":"will probably change the field type to table","eligible_occupancy":"","Eligible_Property_Types":"","Eligible_Business_Types":"","eligible_business_entities":"","eligible_occupancy_notes:":"stuff like n-o-o reduce LTV x%","field_tye_is_forms":"","wp_last_modified_info":"09\/03\/2025 @ 12:54 am"}},"postID":50744,"postFormat":"standard"};
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* 85% LTV - 680 Credit Score\r\n\r\n * 85% LTV, 660 Credit Score\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nRequired Reserves: (Cash Out Qualifies as Reserves)\r\n * Loan Amount $1,500,000 - 6 Months\r\n\r\n * Loan Amount $2,500,000 - 9 Months\r\n\r\n * Loan Amount $4,000,000 - 12 Months\r\n\r\n * R\/T Refinace - 0 Months @ 70% LTV or less\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nLoan Amount\/ 700 Credit Score333333333\r\n * Loan Amount - $3,000,000 - 80% Max LTV\r\n\r\n * Loan Amount - $4,000,000 - 75% Max LTV\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nEligible Occupancy:\r\n * Primary Residence\r\n\r\n * Second Home\r\n\r\n * Investment\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nEligible Property Types\r\n * Single Family Attached\r\n\r\n * Single Family Dettached\r\n\r\n * Condominium 85% Max LTV\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nEligible Citizenship:\r\n US Citizen\r\n\r\n Permanent Resident Alien\r\n\r\n Non-Permanent Resident Alien\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\nMaximum DTI 50%. 55% exceptions\r\n \r\n\r\n \r\n\r\n\r\n\r\nRequired Credit:\r\n * Credit Credit Event Seasoning 48 months\r\n\r\n * Mortgage Payment 12 Month History - 1x30 OK\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nGift Funds\r\n * 10% Gift & 5% Borrower Contribution on Non-Owner-Occupied\r\n\r\n * 100% Gift is OK on Owner Occupied (no LTV restrictions)\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\nOutside Second Mortgage OK 95% CLTV Maximum\r\n \r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nAvailable Terms:\r\n * 30 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n * 40 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n\r\n\r\n\r\n \r\nAvailable n the Following States:\r\n \r\n\r\nAlabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Kansas, Massachusetts, Missouri, Nevada, New Jersey, New Mexico, North Carolina, Oklahoma, Oregon, Pennsylvania, South Carolina, Texas, Vermont, Virginia, Washington, and Wisconsin.\r\n\r\n","verification_of_employment":"","income-documentation":"a:1:{i:0;s:15:\"Bank Statements\";}","eligible-occupancies":"a:4:{i:0;s:55:\"Owner-Occupied\/ Investment Property (multi-unit or ADU)\";i:1;s:33:\"Owner-Occupied\/ Primary Residence\";i:2;s:38:\"Non-Owner Occupied\/Investment Property\";i:3;s:27:\"Second Home \/Vactation Home\";}","eligible-proprty-yypes":"a:2:{i:0;s:23:\"Single Family Residence\";i:1;s:11:\"Condominium\";}","eligible-employment-types":"a:3:{i:0;s:13:\"C Corporation\";i:1;s:13:\"S Corporation\";i:2;s:3:\"LLC\";}","eligible-borrowers":"a:2:{i:0;s:24:\"Permenent Resident Alien\";i:1;s:28:\"Non-Permenent Resident Alien\";}","ltv-notes":"enter text area text","states":"alabama","interest-only":"","reserve-requirements":"","loan_amounts_credit_score_ltv_matrix_copy3":"","loan_amounts_credit_score_ltv_matrix_copy4":"","non-occupant_co-borrower":"","Eligible_Borrowers":"","Eligible_Occupancies":"","Eligible_Zoning":"","Available_Terms":"","Credit_Event_Seasoning_Requirements":"enter text area text","Appraisal_Notes":"","Available_in_the_Following_States":"","taxonomies_terms":"","taxonomy":"","URL_field_name":"","post_object":"","link_field_name":"","relationship":"","file_field_label":"","slug_field_label_copy":"","cash_out_refinance_h1":"","employment_h2":"","Income_field":"income documentation summary","rank_math_internal_links_processed":1,"income_documentation:":"","loan_amount_and_ltvs":"","self-employed":"","Program_Matrix":"will probably change the field type to table","eligible_occupancy":"","Eligible_Property_Types":"","Eligible_Business_Types":"","eligible_business_entities":"","eligible_occupancy_notes:":"stuff like n-o-o reduce LTV x%","field_tye_is_forms":"","wp_last_modified_info":"09\/03\/2025 @ 12:54 am"}},"postID":50744,"postFormat":"standard"};
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* 90% LTV- 700 Credit Score\r\n\r\n * 85% LTV - 680 Credit Score\r\n\r\n * 85% LTV, 660 Credit Score\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nRequired Reserves: (Cash Out Qualifies as Reserves)\r\n * Loan Amount $1,500,000 - 6 Months\r\n\r\n * Loan Amount $2,500,000 - 9 Months\r\n\r\n * Loan Amount $4,000,000 - 12 Months\r\n\r\n * R\/T Refinace - 0 Months @ 70% LTV or less\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nLoan Amount\/ 700 Credit Score333333333\r\n * Loan Amount - $3,000,000 - 80% Max LTV\r\n\r\n * Loan Amount - $4,000,000 - 75% Max LTV\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nEligible Occupancy:\r\n * Primary Residence\r\n\r\n * Second Home\r\n\r\n * Investment\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nEligible Property Types\r\n * Single Family Attached\r\n\r\n * Single Family Dettached\r\n\r\n * Condominium 85% Max LTV\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nEligible Citizenship:\r\n US Citizen\r\n\r\n Permanent Resident Alien\r\n\r\n Non-Permanent Resident Alien\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\nMaximum DTI 50%. 55% exceptions\r\n \r\n\r\n \r\n\r\n\r\n\r\nRequired Credit:\r\n * Credit Credit Event Seasoning 48 months\r\n\r\n * Mortgage Payment 12 Month History - 1x30 OK\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nGift Funds\r\n * 10% Gift & 5% Borrower Contribution on Non-Owner-Occupied\r\n\r\n * 100% Gift is OK on Owner Occupied (no LTV restrictions)\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\nOutside Second Mortgage OK 95% CLTV Maximum\r\n \r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nAvailable Terms:\r\n * 30 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n * 40 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n\r\n\r\n\r\n \r\nAvailable n the Following States:\r\n \r\n\r\nAlabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Kansas, Massachusetts, Missouri, Nevada, New Jersey, New Mexico, North Carolina, Oklahoma, Oregon, Pennsylvania, South Carolina, Texas, Vermont, Virginia, Washington, and Wisconsin.\r\n\r\n","verification_of_employment":"","income-documentation":"a:1:{i:0;s:15:\"Bank Statements\";}","eligible-occupancies":"a:4:{i:0;s:55:\"Owner-Occupied\/ Investment Property (multi-unit or ADU)\";i:1;s:33:\"Owner-Occupied\/ Primary Residence\";i:2;s:38:\"Non-Owner Occupied\/Investment Property\";i:3;s:27:\"Second Home \/Vactation Home\";}","eligible-proprty-yypes":"a:2:{i:0;s:23:\"Single Family Residence\";i:1;s:11:\"Condominium\";}","eligible-employment-types":"a:3:{i:0;s:13:\"C Corporation\";i:1;s:13:\"S Corporation\";i:2;s:3:\"LLC\";}","eligible-borrowers":"a:2:{i:0;s:24:\"Permenent Resident Alien\";i:1;s:28:\"Non-Permenent Resident Alien\";}","ltv-notes":"enter text area text","states":"alabama","interest-only":"","reserve-requirements":"","loan_amounts_credit_score_ltv_matrix_copy3":"","loan_amounts_credit_score_ltv_matrix_copy4":"","non-occupant_co-borrower":"","Eligible_Borrowers":"","Eligible_Occupancies":"","Eligible_Zoning":"","Available_Terms":"","Credit_Event_Seasoning_Requirements":"enter text area text","Appraisal_Notes":"","Available_in_the_Following_States":"","taxonomies_terms":"","taxonomy":"","URL_field_name":"","post_object":"","link_field_name":"","relationship":"","file_field_label":"","slug_field_label_copy":"","cash_out_refinance_h1":"","employment_h2":"","Income_field":"income documentation summary","rank_math_internal_links_processed":1,"income_documentation:":"","loan_amount_and_ltvs":"","self-employed":"","Program_Matrix":"will probably change the field type to table","eligible_occupancy":"","Eligible_Property_Types":"","Eligible_Business_Types":"","eligible_business_entities":"","eligible_occupancy_notes:":"stuff like n-o-o reduce LTV x%","field_tye_is_forms":"","wp_last_modified_info":"09\/03\/2025 @ 12:54 am"}},"postID":50744,"postFormat":"standard"};
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\r\nMaximum LTV\/ Minimum Credit Score:\r\n * 90% LTV- 700 Credit Score\r\n\r\n * 85% LTV - 680 Credit Score\r\n\r\n * 85% LTV, 660 Credit Score\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nRequired Reserves: (Cash Out Qualifies as Reserves)\r\n * Loan Amount $1,500,000 - 6 Months\r\n\r\n * Loan Amount $2,500,000 - 9 Months\r\n\r\n * Loan Amount $4,000,000 - 12 Months\r\n\r\n * R\/T Refinace - 0 Months @ 70% LTV or less\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nLoan Amount\/ 700 Credit Score333333333\r\n * Loan Amount - $3,000,000 - 80% Max LTV\r\n\r\n * Loan Amount - $4,000,000 - 75% Max LTV\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nEligible Occupancy:\r\n * Primary Residence\r\n\r\n * Second Home\r\n\r\n * Investment\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nEligible Property Types\r\n * Single Family Attached\r\n\r\n * Single Family Dettached\r\n\r\n * Condominium 85% Max LTV\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nEligible Citizenship:\r\n US Citizen\r\n\r\n Permanent Resident Alien\r\n\r\n Non-Permanent Resident Alien\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\nMaximum DTI 50%. 55% exceptions\r\n \r\n\r\n \r\n\r\n\r\n\r\nRequired Credit:\r\n * Credit Credit Event Seasoning 48 months\r\n\r\n * Mortgage Payment 12 Month History - 1x30 OK\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nGift Funds\r\n * 10% Gift & 5% Borrower Contribution on Non-Owner-Occupied\r\n\r\n * 100% Gift is OK on Owner Occupied (no LTV restrictions)\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\nOutside Second Mortgage OK 95% CLTV Maximum\r\n \r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nAvailable Terms:\r\n * 30 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n * 40 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n\r\n\r\n\r\n \r\nAvailable n the Following States:\r\n \r\n\r\nAlabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Kansas, Massachusetts, Missouri, Nevada, New Jersey, New Mexico, North Carolina, Oklahoma, Oregon, Pennsylvania, South Carolina, Texas, Vermont, Virginia, Washington, and Wisconsin.\r\n\r\n","verification_of_employment":"","income-documentation":"a:1:{i:0;s:15:\"Bank Statements\";}","eligible-occupancies":"a:4:{i:0;s:55:\"Owner-Occupied\/ Investment Property (multi-unit or ADU)\";i:1;s:33:\"Owner-Occupied\/ Primary Residence\";i:2;s:38:\"Non-Owner Occupied\/Investment Property\";i:3;s:27:\"Second Home \/Vactation Home\";}","eligible-proprty-yypes":"a:2:{i:0;s:23:\"Single Family Residence\";i:1;s:11:\"Condominium\";}","eligible-employment-types":"a:3:{i:0;s:13:\"C Corporation\";i:1;s:13:\"S Corporation\";i:2;s:3:\"LLC\";}","eligible-borrowers":"a:2:{i:0;s:24:\"Permenent Resident Alien\";i:1;s:28:\"Non-Permenent Resident Alien\";}","ltv-notes":"enter text area text","states":"alabama","interest-only":"","reserve-requirements":"","loan_amounts_credit_score_ltv_matrix_copy3":"","loan_amounts_credit_score_ltv_matrix_copy4":"","non-occupant_co-borrower":"","Eligible_Borrowers":"","Eligible_Occupancies":"","Eligible_Zoning":"","Available_Terms":"","Credit_Event_Seasoning_Requirements":"enter text area text","Appraisal_Notes":"","Available_in_the_Following_States":"","taxonomies_terms":"","taxonomy":"","URL_field_name":"","post_object":"","link_field_name":"","relationship":"","file_field_label":"","slug_field_label_copy":"","cash_out_refinance_h1":"","employment_h2":"","Income_field":"income documentation summary","rank_math_internal_links_processed":1,"income_documentation:":"","loan_amount_and_ltvs":"","self-employed":"","Program_Matrix":"will probably change the field type to table","eligible_occupancy":"","Eligible_Property_Types":"","Eligible_Business_Types":"","eligible_business_entities":"","eligible_occupancy_notes:":"stuff like n-o-o reduce LTV x%","field_tye_is_forms":"","wp_last_modified_info":"09\/03\/2025 @ 12:54 am"}},"postID":50744,"postFormat":"standard"};
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\r\n\r\n\r\n\r\nMaximum LTV\/ Minimum Credit Score:\r\n * 90% LTV- 700 Credit Score\r\n\r\n * 85% LTV - 680 Credit Score\r\n\r\n * 85% LTV, 660 Credit Score\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nRequired Reserves: (Cash Out Qualifies as Reserves)\r\n * Loan Amount $1,500,000 - 6 Months\r\n\r\n * Loan Amount $2,500,000 - 9 Months\r\n\r\n * Loan Amount $4,000,000 - 12 Months\r\n\r\n * R\/T Refinace - 0 Months @ 70% LTV or less\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nLoan Amount\/ 700 Credit Score333333333\r\n * Loan Amount - $3,000,000 - 80% Max LTV\r\n\r\n * Loan Amount - $4,000,000 - 75% Max LTV\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nEligible Occupancy:\r\n * Primary Residence\r\n\r\n * Second Home\r\n\r\n * Investment\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nEligible Property Types\r\n * Single Family Attached\r\n\r\n * Single Family Dettached\r\n\r\n * Condominium 85% Max LTV\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nEligible Citizenship:\r\n US Citizen\r\n\r\n Permanent Resident Alien\r\n\r\n Non-Permanent Resident Alien\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\nMaximum DTI 50%. 55% exceptions\r\n \r\n\r\n \r\n\r\n\r\n\r\nRequired Credit:\r\n * Credit Credit Event Seasoning 48 months\r\n\r\n * Mortgage Payment 12 Month History - 1x30 OK\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nGift Funds\r\n * 10% Gift & 5% Borrower Contribution on Non-Owner-Occupied\r\n\r\n * 100% Gift is OK on Owner Occupied (no LTV restrictions)\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\nOutside Second Mortgage OK 95% CLTV Maximum\r\n \r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nAvailable Terms:\r\n * 30 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n * 40 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n\r\n\r\n\r\n \r\nAvailable n the Following States:\r\n \r\n\r\nAlabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Kansas, Massachusetts, Missouri, Nevada, New Jersey, New Mexico, North Carolina, Oklahoma, Oregon, Pennsylvania, South Carolina, Texas, Vermont, Virginia, Washington, and Wisconsin.\r\n\r\n","verification_of_employment":"","income-documentation":"a:1:{i:0;s:15:\"Bank Statements\";}","eligible-occupancies":"a:4:{i:0;s:55:\"Owner-Occupied\/ Investment Property (multi-unit or ADU)\";i:1;s:33:\"Owner-Occupied\/ Primary Residence\";i:2;s:38:\"Non-Owner Occupied\/Investment Property\";i:3;s:27:\"Second Home \/Vactation Home\";}","eligible-proprty-yypes":"a:2:{i:0;s:23:\"Single Family Residence\";i:1;s:11:\"Condominium\";}","eligible-employment-types":"a:3:{i:0;s:13:\"C Corporation\";i:1;s:13:\"S Corporation\";i:2;s:3:\"LLC\";}","eligible-borrowers":"a:2:{i:0;s:24:\"Permenent Resident Alien\";i:1;s:28:\"Non-Permenent Resident Alien\";}","ltv-notes":"enter text area text","states":"alabama","interest-only":"","reserve-requirements":"","loan_amounts_credit_score_ltv_matrix_copy3":"","loan_amounts_credit_score_ltv_matrix_copy4":"","non-occupant_co-borrower":"","Eligible_Borrowers":"","Eligible_Occupancies":"","Eligible_Zoning":"","Available_Terms":"","Credit_Event_Seasoning_Requirements":"enter text area text","Appraisal_Notes":"","Available_in_the_Following_States":"","taxonomies_terms":"","taxonomy":"","URL_field_name":"","post_object":"","link_field_name":"","relationship":"","file_field_label":"","slug_field_label_copy":"","cash_out_refinance_h1":"","employment_h2":"","Income_field":"income documentation summary","rank_math_internal_links_processed":1,"income_documentation:":"","loan_amount_and_ltvs":"","self-employed":"","Program_Matrix":"will probably change the field type to table","eligible_occupancy":"","Eligible_Property_Types":"","Eligible_Business_Types":"","eligible_business_entities":"","eligible_occupancy_notes:":"stuff like n-o-o reduce LTV x%","field_tye_is_forms":"","wp_last_modified_info":"09\/03\/2025 @ 12:54 am"}},"postID":50744,"postFormat":"standard"};
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\r\nBank Statement Loan $4,000,000. Max LTV 90%\r\n \r\n\r\n\r\n\r\nMaximum LTV\/ Minimum Credit Score:\r\n * 90% LTV- 700 Credit Score\r\n\r\n * 85% LTV - 680 Credit Score\r\n\r\n * 85% LTV, 660 Credit Score\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nRequired Reserves: (Cash Out Qualifies as Reserves)\r\n * Loan Amount $1,500,000 - 6 Months\r\n\r\n * Loan Amount $2,500,000 - 9 Months\r\n\r\n * Loan Amount $4,000,000 - 12 Months\r\n\r\n * R\/T Refinace - 0 Months @ 70% LTV or less\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nLoan Amount\/ 700 Credit Score333333333\r\n * Loan Amount - $3,000,000 - 80% Max LTV\r\n\r\n * Loan Amount - $4,000,000 - 75% Max LTV\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nEligible Occupancy:\r\n * Primary Residence\r\n\r\n * Second Home\r\n\r\n * Investment\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nEligible Property Types\r\n * Single Family Attached\r\n\r\n * Single Family Dettached\r\n\r\n * Condominium 85% Max LTV\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nEligible Citizenship:\r\n US Citizen\r\n\r\n Permanent Resident Alien\r\n\r\n Non-Permanent Resident Alien\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\nMaximum DTI 50%. 55% exceptions\r\n \r\n\r\n \r\n\r\n\r\n\r\nRequired Credit:\r\n * Credit Credit Event Seasoning 48 months\r\n\r\n * Mortgage Payment 12 Month History - 1x30 OK\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nGift Funds\r\n * 10% Gift & 5% Borrower Contribution on Non-Owner-Occupied\r\n\r\n * 100% Gift is OK on Owner Occupied (no LTV restrictions)\r\n\r\n\r\n\r\n\r\n \r\n\r\n \r\nOutside Second Mortgage OK 95% CLTV Maximum\r\n \r\n\r\n \r\n\r\n \r\n\r\n\r\n\r\nAvailable Terms:\r\n * 30 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n * 40 Yr Fixed - with or without Interest Only. 15 Year I\/O - 30 Year Amortization\r\n\r\n\r\n\r\n\r\n \r\nAvailable n the Following States:\r\n \r\n\r\nAlabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Kansas, Massachusetts, Missouri, Nevada, New Jersey, New Mexico, North Carolina, Oklahoma, Oregon, Pennsylvania, South Carolina, Texas, Vermont, Virginia, Washington, and Wisconsin.\r\n\r\n","verification_of_employment":"","income-documentation":"a:1:{i:0;s:15:\"Bank Statements\";}","eligible-occupancies":"a:4:{i:0;s:55:\"Owner-Occupied\/ Investment Property (multi-unit or ADU)\";i:1;s:33:\"Owner-Occupied\/ Primary Residence\";i:2;s:38:\"Non-Owner Occupied\/Investment Property\";i:3;s:27:\"Second Home \/Vactation Home\";}","eligible-proprty-yypes":"a:2:{i:0;s:23:\"Single Family Residence\";i:1;s:11:\"Condominium\";}","eligible-employment-types":"a:3:{i:0;s:13:\"C Corporation\";i:1;s:13:\"S Corporation\";i:2;s:3:\"LLC\";}","eligible-borrowers":"a:2:{i:0;s:24:\"Permenent Resident Alien\";i:1;s:28:\"Non-Permenent Resident Alien\";}","ltv-notes":"enter text area text","states":"alabama","interest-only":"","reserve-requirements":"","loan_amounts_credit_score_ltv_matrix_copy3":"","loan_amounts_credit_score_ltv_matrix_copy4":"","non-occupant_co-borrower":"","Eligible_Borrowers":"","Eligible_Occupancies":"","Eligible_Zoning":"","Available_Terms":"","Credit_Event_Seasoning_Requirements":"enter text area text","Appraisal_Notes":"","Available_in_the_Following_States":"","taxonomies_terms":"","taxonomy":"","URL_field_name":"","post_object":"","link_field_name":"","relationship":"","file_field_label":"","slug_field_label_copy":"","cash_out_refinance_h1":"","employment_h2":"","Income_field":"income documentation summary","rank_math_internal_links_processed":1,"income_documentation:":"","loan_amount_and_ltvs":"","self-employed":"","Program_Matrix":"will probably change the field type to table","eligible_occupancy":"","Eligible_Property_Types":"","Eligible_Business_Types":"","eligible_business_entities":"","eligible_occupancy_notes:":"stuff like n-o-o reduce LTV x%","field_tye_is_forms":"","wp_last_modified_info":"09\/03\/2025 @ 12:54 am"}},"postID":50744,"postFormat":"standard"};
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