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Closed-End Bank Statement Second Mortgage This program is a closed-end, fixed-rate second mortgage option designed for self-employed individuals and real estate investors, who may not have traditional income documentation. The lender facilitates financing by relying on bank statement documentation, offering
The 12-Month Bank Statement Loan is designed for self-employed and 1099 borrowers who prefer simplified documentation. Instead of tax returns, approval is based on bank statements, with financing up to $4 million and loan-to-value ratios as high as 90%. Flexible
Asset Qualifier Portfolio Mortgage with asset-based income documentation. Ideal for borrowers using 1099s (sole proprietors)
1099 Only mortgage for Independent Contractors with one or two year self-employment histor.
Self-Employed Borrowers Our Investor Bank Statement Loan program caters to borrowers who thrive outside the
The P&L Only Mortgage Loan Program provides a streamlined, alternative documentation solution for borrowers with
Access an easy home loan up to $4,000,000 based on stated income, with a minimum
Borrow up to $3M with jumbo hard money loans at 80% LTV for fix &
One-year tax-return alt-doc loan with up to 90% LTV; ideal for self-employed or recent income
Sole Proprietor Super Jumbo Loan Program – $7,500,000 This particular 1099 Only income documentation mortgage
Interest-Only Non-QM Jumbo Mortgage Product Interest Only – $2,000,000 Eligible Transactions: Purchase; Refinance – Rate/Term;
The Stated Income/Verified Assets (SIVA) Jumbo Loan Program, updated July 10, 2025, offers a high-net-worth,
Commercial Mortgage Stated Income This Commercial Mortgage Loan Program Does Not Require Tax Returns or
Super Jumbo Loan Amounts to $30,000,000 Non-Prime/ Manual Underwrite Super Jumbo Common Sense Manual Underwriting
Bank Statement Employment Documentation: Verify self-employment with CPA letter or license. Qualify with 12–24 months
Alt-Doc Mortgage Program: Flexible financing up to 90% LTV with loan amounts from $1.5M to
Maximum Loan Amount Investor Mortgage – $3,500,000 This investment property loan program provides up to
Second Mortgage Bank Statement Jumbo Loan. Flexible CLTV options with loan amounts starting at $250,000,
Non-Prime Super Jumbo Bank Statement Loan – 600 Credit Score Non-Prime Bank Statement Loans provide
Partner with us for ARV purchase & rehab loans—finance both acquisition and renovations, leverage your
24-Month Business & Personal Commingled Bank Account Mortgage. A specialized program allowing the use of
The Non-Prime True No Doc Mortgage Program is an equity-driven, alternative documentation option tailored for
Alt-Doc for Real-Estate Investors: Rent & business bank statements, lease income or Airbnb qualify. Flexible