Alt Doc Loans | Illinois

3 Month Bank Statement Loan – Prime Alternative Doc

12 month P&L statement along with 3 months bank statements to support P&L (10%-25% variance)..

03/21/2025 09/09/2025

Alternative Income Documentation Jumbo Program

Alt-Doc Mortgage Program: Flexible financing up to 90% LTV with loan amounts from $1.5M to $3.5M. No 4506-T or 4506-C forms required. Reserve requirement: 6 months for primary residence, plus

04/05/2016 09/09/2025

Contact a Loan Officer

Second Mortgage Bank Statement Loan

08/24/2019 09/10/2025

Bank Statements – Jumbo Mortgage – Interest Only

11/06/2018 09/08/2025

California Hard Money Jumbo – 80% LTV

08/05/2021 09/08/2025

1 Month Business or Personal Bank Statements

03/09/2021 09/07/2025

Alt Doc & Reduced Doc – 1 Year Employment

12/19/2019 05/28/2025

Second Mortgage Bank Statement Jumbo Loan

02/07/2019 09/09/2025

Non-Qualified Mortgage Jumbo 55% DTI

11/15/2018 08/24/2025

Stated Income Verified Assets Owner-Occupied Jumbo

11/13/2014 09/08/2025

Bank Statement Loans – 2025

05/29/2020 09/09/2025

3 Month Bank Statement Program

02/25/2022 09/03/2025

No Income No Asset Verification

09/03/2014 09/07/2025

Debt Service Coverage Ratio Program

09/03/2020 07/31/2025

DSCR .75% Jumbo Mortgage

12/10/2019 09/10/2025

Non-Prime True No Doc Mortgage Program

03/11/2021 09/08/2025

Prime and Non-Prime Bank Statement Options

10/09/2018 09/07/2025

Jumbo Investor Loan 90% LTV 720 Credit Score

03/25/2015 09/08/2025

Fix and Flip Program

09/16/2020 12/02/2024

Inherited Property Loan Program

06/04/2015 09/07/2025

Portfolio Jumbo Low Doc – One Year P&L Statement Only

05/08/2018 09/14/2025

Bank Statement Loan to $5,000,000

02/27/2019 09/12/2025

Bank Statements/Asset Depletion to 5-Million

02/26/2019 09/07/2025

Asset Depletion Program

09/17/2019 09/15/2025

Non-Prime True No Doc Loan Program

03/22/2020 08/31/2025

Home Equity Line of Credit – HELOC

05/21/2014 09/07/2025

Asset Qualifier

12/17/2020 09/07/2025

6 Month Bank Statement Mortgage Programs

01/14/2020 09/15/2025

Stand-Alone Second Mortgage 640 FICO

05/19/2023 09/10/2025

One Month Bank Statement Loan Program

03/09/2021 09/12/2025

Second Home 85% LTV – 660 Credit Score

07/11/2024 07/31/2025

Non-QM Lenders and Loans

04/22/2020 09/10/2025

Bank Statement Loan for Real Estate Investors

10/22/2020 09/07/2025

Jumbo Bank Statement Loan 5-Million

05/23/2014 09/08/2025

90% LTV – 12 Months Personal Bank Statements

05/14/2018 09/07/2025

Commercial Mortgage Stated Income Super Jumbo

09/17/2014 09/07/2025

Non-QM Interest-Only Jumbo Program

11/21/2018 09/08/2025

Investor Mortgage Program

04/10/2014 09/14/2025

Non-Prime Super Jumbo – $5,000,000

11/30/2020 09/07/2025

Super Jumbo DSCR to $4,000,000

06/14/2023 09/16/2025

Bank Statement Income | Alt Doc

04/30/2020 08/29/2025

Investor Purchase Loan Program

09/16/2014 07/07/2025

Alt Doc Loans | Illinois

Illinois Alt Doc Loan Programs We Offer - Guidelines and Highlights:

Contact a Loan Officer

Alt Doc Loans by State:

Bank Statement Loans by State:

Alternative Income Documentation

Non-QM Mortgages

Alt Doc - Purchase Loans

Alt Doc - Refinance Loans

Bank Statement Second Mortgages

Non-Prime Bank Statement Loans

Bank Statement Niches

Bank Statement Refinance Loans

Jumbo Bank Statement Loans

1 Month Bank Statement Loans

3 Month Bank Statement Loans

6 Month Bank Statement Loans

12 Month Bank Statement Loans

24 Month Bank Statement Loans