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Alt Doc Mortgage Loans

This loan program list is comprised of alternative documentation (Alt Doc) mortgage programs, which are designed for self-employed borrowers who may not have traditional income verification documents like tax returns or pay stubs. Such programs allow applicants to qualify based on bank statements, focusing on income deposits over a 3-24 month period.

Alt Doc Loans - Programs We Offer | Guidelines and Highlights:

Asset Qualifier

Asset Qualifier Portfolio Mortgage with asset-based income documentation. Ideal for borrowers using 1099s (sole proprietors) to demonstrate ability to repay.

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12/17/2020 09/07/2025

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