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Alt Doc Loans | Iowa

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Iowa Alt Doc Loan Programs We Offer - Guidelines and Highlights:

90% LTV – $1,500,000 – 4 Months Reserves

Self-Employed Borrowers – Forms 4506-T / 4506-C Not Required This Alt Doc Home Loan program allows you to qualify using bank statements, providing a flexible solution for millions of self-employed

No Income No Asset Verification

No income or asset documentation required—no 4506-T or 4506-C forms needed. As of June 2025, tax returns are not required for self-employed or W-2 borrowers. These portfolio programs support Purchase,

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Alt Doc Loans by State:

Bank Statement Loans by State:

Alternative Income Documentation

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Non-QM Mortgages

Alt Doc - Purchase Loans

Alt Doc - Refinance Loans

Bank Statement Second Mortgages

Non-Prime Bank Statement Loans

Bank Statement Niches

Bank Statement Refinance Loans

Jumbo Bank Statement Loans

1 Month Bank Statement Loans

3 Month Bank Statement Loans

6 Month Bank Statement Loans

12 Month Bank Statement Loans

24 Month Bank Statement Loans