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Alt Doc Loans | California

Unconventional Mortgages and Loans > Alt Doc Loans | California

California Alt Doc Mortgage loan list. Connect with a qualified Loan Officer (800) 718-8906.

California Alt Doc Loan Programs We Offer - Guidelines and Highlights:

After Repair Value Purchase Loan (ARV)

Partner with us for ARV purchase & rehab loans—finance both acquisition and renovations, leverage your property’s after-repair value, with flexible terms & fast draws.

11/20/2019 10/27/2025

600 Credit Score Jumbo Bank Statement Mortgage

Self Employed 1099 Only and Bank Statement Home Loans This loan program is for home buyers and homeowners that have a few late payments or recently experienced a housing event

06/13/2015 09/08/2025

Contact a Loan Officer

No Ratio Investor Loan Jumbo

11/02/2019 09/08/2025

6 Month Bank Statement Mortgage Loan

02/08/2019 11/15/2025

Stated Income Jumbo – 720 Credit Score

04/10/2014 09/08/2025

Super Jumbo Bank Statement Loan

09/30/2023 12/18/2025

Non-Qualified Mortgage Jumbo 55% DTI

11/15/2018 10/21/2025

3 Month Bank Statement Loan 90% LTV

02/25/2022 09/09/2025

Non-QM Super Jumbo Alt Doc

06/03/2021 11/15/2025

Bank Statement Income | Alt Doc

04/30/2020 11/15/2025

Asset Depletion Super Jumbo Mortgage

09/16/2014 11/15/2025

Second Mortgage Alt Doc $350,000

06/01/2015 09/10/2025

Alt Doc Fixed Term Second Mortgage

03/02/2025 12/21/2025

True No Doc Home Loan

05/26/2015 11/15/2025

P&L Only – 640 Credit Score

06/11/2024 09/07/2025

Non-QM Jumbo Lender Program

08/13/2020 12/26/2025

Asset Qualifier Jumbo Loan

05/13/2015 09/07/2025

One Year “1099 Only” Income Reduced Doc Program

09/03/2025 12/27/2025

Bank Statement Mortgage to $10,000,000

12/10/2019 09/24/2025

Second Mortgage Bank Statement Loan

08/24/2019 11/25/2025

Stated Income/ Verified Assets Super Jumbo

03/31/2015 11/15/2025

1 Month Business or Personal Bank Statements

03/09/2021 09/07/2025

Bank Statement Super Jumbo Loan

01/11/2016 09/16/2025

DSCR .75% Jumbo Mortgage

12/10/2019 10/18/2025

Stated Income/Verified Assets 680 Credit Score 4 Million

06/14/2015 10/23/2025

Bank Statement Loan to $5,000,000

02/27/2019 12/30/2025

Lite Doc 1099 Only Mortgage Loan Programs

09/09/2020 09/07/2025

Bank Statements – Jumbo Mortgage – Interest Only

11/06/2018 11/15/2025

Debt Service Coverage Ratio Program

09/03/2020 07/31/2025

2nd Mortgage Program to $350,000

04/09/2014 11/15/2025

Non-QM Low Doc Jumbo

11/09/2018 10/27/2025

Portfolio Jumbo Low Doc – One Year P&L Statement Only

05/08/2018 09/14/2025

Commercial Jumbo Loan 80% LTV to $6,000,000

06/23/2015 11/15/2025

Private Money 70% LTV

06/26/2015 10/27/2025

24 Months Bank Statements – Business or Personal/ Co-Mingle

05/26/2018 11/15/2025

No Seasoning Requirement for Short Sale or Foreclosure

03/13/2015 11/15/2025

Debt Service Coverage No Ratio

03/17/2021 11/15/2025

Hard Money 5-Million Owner Occupied

06/13/2015 11/15/2025

Non-Prime True No Doc Loan Program

03/22/2020 11/20/2025

90% LTV Alt Doc Jumbo – 700 Credit Score

02/25/2019 09/16/2025

One Month Bank Statement Loan Program

03/09/2021 09/12/2025

Non-Prime Loan Program – 580 Credit Score

02/02/2015 09/07/2025

Alt Doc Loans by State:

Bank Statement Loans by State:

Alternative Income Documentation

Contact a Loan Officer

Non-QM Mortgages

Alt Doc - Purchase Loans

Alt Doc - Refinance Loans

Bank Statement Second Mortgages

Non-Prime Bank Statement Loans

Bank Statement Niches

Bank Statement Refinance Loans

Jumbo Bank Statement Loans

1 Month Bank Statement Loans

3 Month Bank Statement Loans

6 Month Bank Statement Loans

12 Month Bank Statement Loans

24 Month Bank Statement Loans

Bank Statement Loans by State: