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Alt Doc Loans | New Mexico

* NEW MEXICO

New Mexico Alt Doc Loan Programs We Offer - Guidelines and Highlights:

Stated Income/Verified Assets 680 Credit Score 4 Million

The Stated Income/Verified Assets (SIVA) Jumbo Loan Program, updated July 10, 2025, offers a high-net-worth, asset-based pathway to home financing without requiring tax returns or IRS Form 4506-C. Borrowers may

06/14/2015 09/07/2025

One Year Tax Returns to 90% LTV

One-year tax-return alt-doc loan with up to 90% LTV; ideal for self-employed or recent income increase. Primary, second, & investment properties eligible.

09/18/2019 09/26/2025

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Non-QM Mortgages

Alt Doc - Purchase Loans

Alt Doc - Refinance Loans

Bank Statement Second Mortgages

Non-Prime Bank Statement Loans

Bank Statement Niches

Bank Statement Refinance Loans

Jumbo Bank Statement Loans

1 Month Bank Statement Loans

3 Month Bank Statement Loans

6 Month Bank Statement Loans

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24 Month Bank Statement Loans