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Bank Statement Loans | Illinois

Unconventional Mortgages and Loans > Bank Statement Loans | Illinois

Illinois Bank Statement Loan Programs We Offer - Guidelines and Highlights:

Non-Qualified Mortgage Jumbo 55% DTI

The Non-Qualified Mortgage Jumbo (55% DTI) program is designed for borrowers who may not have traditional documentation like tax returns, W-2s, or pay stubs. It offers flexible income verification via

11/15/2018 08/24/2025

Bank Statement Loan – 600 Credit Score

Bank Statement Loans for Self Employed Borrowers Whether you’re purchasing your first home or expanding your real estate portfolio, these loans adapt to your income profile and make your homeownership

02/03/2015 09/07/2025

Contact a Loan Officer

Second Home 85% LTV – 660 Credit Score

07/11/2024 07/31/2025

Non-Prime 6 Month Bank Statement Mortgage

06/11/2024 09/07/2025

Bank Statements – Jumbo Mortgage – Interest Only

11/06/2018 09/08/2025

Bank Statements/Asset Depletion to 5-Million

02/26/2019 09/07/2025

Non-Prime Lite Doc and Reduced Doc

10/26/2019 09/15/2025

90% LTV – 12 Months Personal Bank Statements

05/14/2018 09/07/2025

3 Month Bank Statement Loan – Prime Alternative Doc

03/21/2025 09/09/2025

One Month Bank Statement Mortgage Loan Program

12/20/2018 07/31/2025

Bank Statement Income | Alt Doc

04/30/2020 08/29/2025

3 Month Bank Statement Program

02/25/2022 09/03/2025

Bank Statement Super Jumbo Loan

01/11/2016 09/16/2025

Stand-Alone Second Mortgage 640 FICO

05/19/2023 09/10/2025

3 Month Bank Statement Loan

01/07/2021 09/12/2025

12-Month Bank Statement Jumbo Program

12/09/2024 08/24/2025

1 Month Business or Personal Bank Statements

03/09/2021 09/07/2025

6 Month Bank Statement Mortgage Programs

01/14/2020 09/15/2025

Bank Statement Mortgage to $10,000,000

12/10/2019 09/24/2025

Super Jumbo Bank Statement Program

03/06/2015 09/08/2025

Second Mortgage Bank Statement Loan

08/24/2019 09/10/2025

Bank Statement Loan to 75% LTV 620 Credit Score

04/28/2021 09/07/2025

24 Months Bank Statements – Business or Personal/ Co-Mingle

05/26/2018 09/07/2025

6 Month Bank Statement Mortgage Loan

02/08/2019 09/23/2025

Stated Income Jumbo Construction Loan 10-Million

03/14/2016 09/09/2025

Bank Statement Mortgage – Wage Earner

02/25/2019 09/09/2025

Alt Doc & Reduced Doc – 1 Year Employment

12/19/2019 05/28/2025

Bank Statement Loan to $5,000,000

02/27/2019 09/12/2025

3 Month Bank Statement Loan 90% LTV

02/25/2022 09/09/2025

24 Months Commingle Bank Accounts

10/24/2019 09/12/2025

Prime and Non-Prime Bank Statement Options

10/09/2018 09/07/2025

Bank Statement Loans – 2025

05/29/2020 09/09/2025

Real Estate Investor Bank Statement Loan

10/07/2014 09/15/2025

Non-Prime Super Jumbo – $5,000,000

11/30/2020 09/07/2025

Non-QM Lenders and Loans

04/22/2020 09/10/2025

Non-Prime Bank Statement Loan

10/28/2014 09/07/2025

Jumbo Bank Statement Loan 5-Million

05/23/2014 09/08/2025

Stand-Alone Second Mortgage

11/02/2019 09/14/2025

Non-Prime Loan Program – 580 Credit Score

02/02/2015 09/07/2025

Bank Statements Jumbo Mortgage

01/07/2021 09/07/2025

Jumbo Non-QM – Bank Statements or 1099 Only

08/05/2021 09/09/2025

90% LTV – $1,500,000 – 4 Months Reserves

06/16/2018 09/12/2025

Bank Statement Loans by State:

Alt Doc Loans by State:

Alternative Income Documentation

Contact a Loan Officer

Non-QM Mortgages

Alt Doc - Purchase Loans

Alt Doc - Refinance Loans

Bank Statement Second Mortgages

Non-Prime Bank Statement Loans

Bank Statement Niches

Bank Statement Refinance Loans

Jumbo Bank Statement Loans

1 Month Bank Statement Loans

3 Month Bank Statement Loans

6 Month Bank Statement Loans

12 Month Bank Statement Loans

24 Month Bank Statement Loans