Bank Statement Loans

Stand-Alone Second Mortgage

Access the equity in your home without the paperwork stress. Our Second Mortgage Bank-Statement Loan is for self-employed homeowners, freelancers, or anyone who lacks traditional income documentation.

11/02/2019 09/14/2025

Bank Statement Loan to $5,000,000

Jumbo Bank Statement Loan to $5,000,000. Alt-doc qualifying with 12–24 month. bank statements, up to 55% DTI, and $2,500,000 cash-out available.

02/27/2019 12/30/2025

Contact a Loan Officer

Bank Statement Loan for Real Estate Investors

10/22/2020 11/15/2025

1 Month Business or Personal Bank Statements

03/09/2021 09/07/2025

Second Mortgage Bank Statement Loan

08/24/2019 11/25/2025

One Month Bank Statement Loan Program

03/09/2021 09/12/2025

24 Months Commingle Bank Accounts

10/24/2019 09/12/2025

Stand-Alone Second Mortgage 640 FICO

05/19/2023 10/20/2025

Non-Prime Loan Program – 580 Credit Score

02/02/2015 09/07/2025

Bank Statement Loans – 2025

05/29/2020 09/09/2025

3 Month Bank Statement Program

02/25/2022 12/26/2025

Bank Statement Loan – 600 Credit Score

02/03/2015 12/24/2025

Bank Statement Income | Alt Doc

04/30/2020 11/15/2025

Alt Doc & Reduced Doc – 1 Year Employment

12/19/2019 12/26/2025

Jumbo Non-QM – Bank Statements or 1099 Only

08/05/2021 12/11/2025

Non-Prime Super Jumbo – $5,000,000

11/30/2020 09/07/2025

No Seasoning Requirement for Short Sale or Foreclosure

03/13/2015 11/15/2025

6 Month Bank Statement Mortgage Programs

01/14/2020 11/20/2025

Bank Statement Super Jumbo Loan

01/11/2016 09/16/2025

Bank Statements/Asset Depletion to 5-Million

02/26/2019 09/07/2025

90% LTV – 12 Months Personal Bank Statements

05/14/2018 09/07/2025

90% LTV – $1,500,000 – 4 Months Reserves

06/16/2018 10/17/2025

Bank Statement Mortgage to $10,000,000

12/10/2019 09/24/2025

Debt Service Coverage No Ratio

03/17/2021 11/15/2025

6 Month Bank Statement Mortgage Loan

02/08/2019 11/15/2025

Super Jumbo Bank Statement Loan

09/30/2023 12/18/2025

Real Estate Investor Bank Statement Loan

10/07/2014 11/25/2025

Non-QM Jumbo Lender Program

08/13/2020 12/26/2025

Non-QM | Non-Prime Loan Programs

01/27/2021 10/27/2025

Bank Statement Mortgage – Wage Earner

02/25/2019 11/15/2025

Non-Prime Bank Statement Loan

10/28/2014 09/07/2025

Stated Income Jumbo Construction Loan 10-Million

03/14/2016 11/15/2025

Bank Statement Loan to 75% LTV 620 Credit Score

04/28/2021 10/27/2025

Second Home 85% LTV – 660 Credit Score

07/11/2024 10/15/2025

Non-Prime 6 Month Bank Statement Mortgage

06/11/2024 09/07/2025

Super Jumbo Bank Statement Program

03/06/2015 11/15/2025

One Month Bank Statement Mortgage Loan Program

12/20/2018 11/15/2025

12-Month Bank Statement Jumbo Program

12/09/2024 12/28/2025

3 Month Bank Statement Loan 90% LTV

02/25/2022 09/09/2025

Bank Statements – Jumbo Mortgage – Interest Only

11/06/2018 11/15/2025

Non-Qualified Mortgage Jumbo 55% DTI

11/15/2018 10/21/2025

Prime and Non-Prime Bank Statement Options

10/09/2018 09/07/2025

Bank Statement Loans | Florida

Florida Bank Statement Loan Programs We Offer - Guidelines and Highlights:

Contact a Loan Officer

Bank Statement Loans by State:

Alt Doc Loans by State:

Alternative Income Documentation

Non-QM Mortgages

Alt Doc - Purchase Loans

Alt Doc - Refinance Loans

Bank Statement Second Mortgages

Non-Prime Bank Statement Loans

Bank Statement Niches

Bank Statement Refinance Loans

Jumbo Bank Statement Loans

1 Month Bank Statement Loans

3 Month Bank Statement Loans

6 Month Bank Statement Loans

12 Month Bank Statement Loans

24 Month Bank Statement Loans