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Alt Doc Loans | New Jersey

Alternative income and employment documentation State of New Jersey. Service is King.

New Jersey Alt Doc Loan Programs We Offer - Guidelines and Highlights:

Non-Qualified Mortgage Jumbo 55% DTI

The Non-Qualified Mortgage Jumbo (55% DTI) program is designed for borrowers who may not have traditional documentation like tax returns, W-2s, or pay stubs. It offers flexible income verification via

11/15/2018 10/21/2025

Asset Depletion Program

Asset Depletion Program: turn your assets like stocks or investments into income, boost your borrowing power without pay stubs.

09/17/2019 12/07/2025

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Alt Doc Loans by State:

Bank Statement Loans by State:

Alternative Income Documentation

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Non-QM Mortgages

Alt Doc - Purchase Loans

Alt Doc - Refinance Loans

Bank Statement Second Mortgages

Non-Prime Bank Statement Loans

Bank Statement Niches

Bank Statement Refinance Loans

Jumbo Bank Statement Loans

1 Month Bank Statement Loans

3 Month Bank Statement Loans

6 Month Bank Statement Loans

12 Month Bank Statement Loans

24 Month Bank Statement Loans