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Alt Doc Loans | South Dakota

* ADL SOUTH DAKOTA

South Carolina Alt Doc Loan Programs We Offer - Guidelines and Highlights:

No Income No Asset Verification

No income or asset documentation required—no 4506-T or 4506-C forms needed. As of June 2025, tax returns are not required for self-employed or W-2 borrowers. These portfolio programs support Purchase,

09/03/2014 09/07/2025

Asset Depletion Super Jumbo Mortgage

Asset depletion mortgage: Use liquid assets (cash, investments, retirement) as qualifying “income.” No W-2s or tax returns required—ideal for asset-rich borrowers.

09/16/2014 11/15/2025

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Alt Doc Loans by State:

Bank Statement Loans by State:

Alternative Income Documentation

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Non-QM Mortgages

Alt Doc - Purchase Loans

Alt Doc - Refinance Loans

Bank Statement Second Mortgages

Non-Prime Bank Statement Loans

Bank Statement Niches

Bank Statement Refinance Loans

Jumbo Bank Statement Loans

1 Month Bank Statement Loans

3 Month Bank Statement Loans

6 Month Bank Statement Loans

12 Month Bank Statement Loans

24 Month Bank Statement Loans