Niche Loan Programs

Niche loan programs are special because of unique guidelines that allow for certain efficiencies and deficiencies as it pertains to a specific loan program and loan scenario. It's where the loan scenario meets the loan program. An example of a niche loan program or niche underwriting guideline is a 55% Debt-to-Income (DTI) ratio to $750,000, cash out.

• Non-Qualified Mortgages

• 95 Percent Financing 600 Credit Score

• Jumbo 1.2 Million Southern Ca

• 80% Financing Stated Income / Stated Assets

• Inherited Property Loan Program

• Commercial Loan Jumbo 80% LTV to 5 Million

• Home Renovation Second Mortgage

• Hard Money Loans

• 2nd Mortgage Program to $350,000

• Stated Income Jumbo - 740 Credit Score

• No Income No Asset Verification

• Investor Purchase Loan Program

• Asset Depletion Super Jumbo Mortgage

• Commercial Mortgage Stated Income Super Jumbo

• Stated Income Verified Assets to 70% LTV Owner Occupied

• Stated Income / Verified Assets Super Jumbo

• True No Doc Home Loan

• Investor Loan - No Doc

• Private Money 70% LTV

• Portfolio Jumbo Low Doc | One Year P&L Statement Only

• Bank Statements - Interest Only - Jumbo Mortgage

• Hard Money 5 Million Owner Occupied

• Jumbo Bank Statement Loan 3.5 Million

• 600 Credit Score Jumbo Mortgage Program

• Stated Income Verified Assets Owner Occupied Jumbo

• Hard Money Super Jumbo Florida

• 580 Credit Score to $800,000

• Bank Statement Super Jumbo Loan

• 24 Months Bank Statements Business or Personal

• 90% LTV - 12 Months Bank Statements

• Bank Statement Loan 580 Credit Score

• Business Purpose Mortgage Loan

• Super Jumbo Mortgage Manual Underwrite

• 90% LTV - $1,500,000 - 4 Months Reserves

• Bank Statement Loan 600 Credit Score

• Non-Prime Bank Statement Loan

• Non-Qualified Mortgage (Non-QM) | Jumbo Program

• Stated Income Jumbo Construction Loan 1 Million

• Second Mortgage $350,000

• Non-Prime Jumbo 95% LTV

• Stated Income / Verified Assets 680 Credit Score 2 Million

• Non-QM Low Doc Jumbo

• Portfolio Jumbo - Stated Income

• Jumbo Investor Loan 75% LTV 720 Credit Score

• Alternative Income Documentation Jumbo Program

• 6 Month Bank Statement Mortgage Loan

• Super Jumbo Bank Statement Program

• Asset Depletion Program to 2 Million

• No Seasoning Requirement for Short Sale or Foreclosure

• Wage Earner Bank Statement Mortgage Loan

• One Month Bank Statement Mortgage Loan Program

• Bank Statements / Asset Depletion to 3 Million

• Jumbo Hard Money to 3 Million 80% LTV

• Bank Statement Loan to 3.5 Million

• Second Mortgage Bank Statement Loan

• Asset Qualifier Jumbo Loan