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Borrower Eligibilty Mortgage Lenders and Loans

First Time Home Buyers

First-Time Home Buyer Definition

A First-Time Home Buyer is someone who has not held any ownership interest in a U.S. residential property within the past three years. This applies to any borrower listed on the loan application.

Additional Guidelines.

No extra restrictions or special conditions apply solely due to first-time buyer status. Eligibility follows standard underwriting requirements.

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Oaktree Funding

Oak Tree Funding Offers the Following Loan Programs Oaktree Funding: Your Premier Non-Qualified Mortgage Lender G Non-Agency Equity HELOC Investor Professional Investor Cash Flow Advantage

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Carrington Wholesale

Lender-Broker Notes Your First Look for Non-QM: Built for real-life borrowers; the self-employed, real estate investors, income diverse and credit-challenged clients. Borrowers that conventional lenders

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Jumbo Bank Statement Loan Programs

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Broker-Wholesale Lender Network

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