Borrower Eligibilty Mortgage Lenders and Loans

Foreign Borrower Loan Requirements

Foreign borrowers living outside the United States may qualify for financing to purchase or refinance a second home or investment property. Eligible applicants must have a valid Social Security Number, qualifying U.S. residency status, and an established U.S. credit profile.

Additional requirements include documenting foreign housing expenses, providing income documentation when using foreign-earned income to qualify, submitting bank statements for asset verification, and disclosing all foreign liabilities on the Uniform Residential Loan Application (URLA).