Super Jumbo Bank Statement Loan
Qualify for a Jumbo Bank Statement Loan up to $10 million with no tax returns required. Designed for self-employed and W-2 co-borrowers using 24 months
08/31/2025
11/25/2025
Conventional to unconventional and everything in between. We offer real financial solutions to accommodate borrowers like yourself for purchase, rate/term, and cash out refinance, etc.
Government sponsored enterprise like Fannie Mae, Freddie Mac, Ginnie Mae, FHA, and VA are limited to Agency lenders and conforming loan programs are limited to what type of mortgage loans they can offer.
As a network of mortgage brokers comprised of a highly select group of prequalified, state-licensed Mortgage Loan Originators, we have broker access to 100s of loan programs covering a full spectrum of real estate finance needs and therefore able to go beyond the limits of what traditional lenders can provide.
Get ahead of the prequalification process with our comprehensive mortgage prequalification form designed to assess basic eligibility and also to identify and properly address any potential issues before anything else; committing to a full application i.e. form 1003 Residential Mortgage Application, incurring a credit check (hard or soft) inquiry.
Prime Mortgages, Non-Prime Mortgages, Near-Prime Portfolio, non-agency, Foreign National, and Investor Mortgages.
For Self-employed, unemployed, investor borrowers, and business professionals, alike.
Non–Trid loans: No Doc and No Ratio programs, Stated Income/Verified Assets, Stated Income/Stated Assets, DSCR, and Business Purpose mortgage loans (owner-occupied and non owner-occupied).
Prime loans: Non-Agency & Non-QM loan programs.. Just Missed, Expanded & Elite programs. Non-Prime: Alt-A & Private Equity Loans, hard money & private money financing. small business & alternative lending solutions
Alt Doc loans: Lite Doc, Reduced Doc.
Backed by the integrity of more than 200 of the best wholesale qm and Non-QM mortgage lenders in the country
representing 100s of years of collective mortgage origination industry experience offering both consumer purpose and business purpose product and service., for both residential and commercial properties.. Call us. 800-718-8906.
Mortgage Brokers can provide 150+ industry-leading lendeOur Non-QM industry leading lenders and loan products including Investment Property Loans, Jumbo Loans, Super Jumbo Loans, and various income and employment documentation solution programs.
Need a quick close mortgage? Our Quick Close Mortgage Service is designed for borrowers who require speed, certainty, and execution.
Leveraging established lender relationships across wholesale, portfolio, and non-QM channels, we are able to prioritize your loan file through expedited underwriting, accelerated document review, and direct access to key decision-makers.
This process may also include an expedited pre-qualification, helping ensure a faster, more efficient escrow timeline: the right approval structure, with acceptable conditions, lender and loan program selection, and committed turn times from title and appraisal partners.
Our close-of-escrow date commitment is driven by C-level lender alignment and grounded in proven broker-lender performance and execution history.
We work with select Mortgage Brokers: Loan Officers, Wholesale Lenders and Wholesale Lender Representatives, correspondent lenders, underwriters, Account Managers, Broker Service Representatives, Real Estate Transaction Coordinators, Real Estate Attorneys, Appraisers, Appraisal Management Companies, Loan Coordinators, Underwriters, Pre-underwrite department staff (help Desk): Loan Program Experts and Loan Scenario Specialist, and C-level community decision makers.
Our goal is simple, to help borrowers like yourself secure appropriate real estate financing per your individual needs, wants, preferences, and requirements at the best possible, pricing, terms, and loan approval conditions.
Qualified Mortgages are considered conventional and Non-Qualified mortgages “Non QM” are considered unconventional mainly because of the flexible underwriter guidelines such as DTI >43%, 40-year terms, and Interest-Only terms, to name a few.
Explore alternative lending solutions with mortgage programs tailored for diverse financial situations. Our resources cover program guidelines, qualification matrices, credit score requirements, financing limits, loan maximums, property eligibility, occupancy rules, seasoning criteria, reserve requirements, and key underwriting details.
While conventional loan programs are ideal for some borrowers with standard wage earner income and credit profiles. Conventional lenders also have out-of-the-box mortgage solutions mixed in with some unique guideline variances, We are also experts in conventional lending, lenders, loan programs, as well.
Qualify for a Jumbo Bank Statement Loan up to $10 million with no tax returns required. Designed for self-employed and W-2 co-borrowers using 24 months
Stated Income Home Loan Program This Stated Income Home Loan program provides flexible financing solutions for owner-occupied properties, allowing borrowers to qualify without traditional income
Portfolio Direct Lender is a direct lender with their own portfolio of loan products and programs, and they make their own Non-QM and Non-Prime manual
Capital Alliance Offers the Following Programs Check back often as we are always updating our lender and loan program information. O/O Consumer Purpose Jumbo Prime
Angel Oak Offers the Following Loan Programs Check back often as we are always updating our lender and loan program information. Bank Statement Loans Bank
Oak Tree Funding Offers the Following Loan Programs Check back often as we are always updating our lender and loan program information. Oaktree Funding: Your
Acra Offers the Following Programs Check back often as we are always updating our lender and loan program information. 12-Month Bank Statement Foreign National Investor
Non-Prime Bank Statement Options Self-Employed Borrowers: Portfolio Direct Lender is a direct lender with their own portfolio of loan products and programs, and they make
12 Months Income Alternative to 24 Months As an alternative to the standard two years of income documentation, we have two options for you: either
Alternative Income Documentation: 12 Months Bank Statements Income verification is not required for the bank statement second mortgage loan program. Instead of traditional income documentation,
Super Jumbo Investor Mortgage | DSCR. A specialized DSCR loan program for real estate investors with a minimum credit score of 620. Offers up to
Non-Prime Super Jumbo Loans up to $5,000,000 for self-employed borrowers. Use 12 or 24 months of business bank statements to demonstrate your ability to repay,
Non-Qualified Mortgage Lender Serving California Non-QM lender offering Non-QM loan programs to California self-employed borrowers. California business owners need flexible non-qualified underwriter guidelines with favorable
Non-Qualified Mortgages and Non-QM Mortgage Brokers In an ever-evolving Non-Qualified mortgage market, We continue to expand our products and guidelines Our team of Non-QM Mortgage
Non-Prime – No Income and No Employment If you’re seeking the right Non-Prime No-Income/No-Employment program requiring minimal documentation.With no verification of income or employment required,
Our alternative documentation mortgage program features a Lite Doc option for borrowers seeking simplified income verification. Applicants can qualify using only the past 12 months
Second Mortgage Bank Statement Jumbo Loan. Flexible CLTV options with loan amounts starting at $250,000, up to 85% CLTV. Available for larger loans, with 80%
Our 24-Month Bank Statement Program offers a streamlined alternative: instead of relying on tax returns, you can qualify using up to two years of business
Borrow up to $3M with jumbo hard money loans at 80% LTV for fix & flip, bridge, construction & more. No 4506-T required, flexible income
Maximum Loan Amount Investor Mortgage – $3,500,000 This investment property loan program provides up to $3,000,000 for purchases and rate-term refinances, with cash-out refinancing available
Our Bank Statement Mortgage Program offers self-employed borrowers and independent contractors a flexible financing solution without traditional income verification. Qualify using 24 months of personal
Real estate investor cash-out with bank-statement loans: use rentals, 1099 or Airbnb income, alt docs. Up to 85% LTV, flexible credit & no tax return
Non-QM Mortgage Broker Loan Purpose: Purchase; Rate/Term and Cash Out Refinance; Construction; Commercial; Acquisition For the Super Jumbo Loan Program facilitated by our Non-QM Mortgage
Contact a Loan Officer