Loan Programs that Do Not Require Form 4506-T or 4506-C

Self-employed folks who write off their business expenses should not always be expected to provide their tax returns in order to qualify for a home loan.

No Form 4506 T loan options level the playing field between W2 Wage Earners and the self-employed business owner.

Alt Doc, Reduced Doc, and Lite Doc, Non-QM lender programs make this possible.

These loan programs do not require tax returns or Form 4506-T. Not at any time before the approval, during escrow or after closing will a 4506-T Form be signed. Learn why this important to self-employed borrowers.

Learn your options and prepare yourself for a clean approval and quick escrow turn times, before you apply.

Title Modified Date
Alternative Income Documentation Jumbo Program 07 April 2021
Portfolio Jumbo - Stated Income California 07 April 2021
Hard Money Loans 23 January 2020
Portfolio Jumbo Low Doc - One Year P&L Statement Only 07 April 2021
Business Purpose Mortgage Loans 02 April 2020
95% LTV Jumbo Unlimited Cash-Out to $1,500,000 11 March 2021
24 Months Bank Statements Business or Personal 01 October 2020
90% LTV - $1,500,000 - 4 Months Reserves 07 April 2021
Bank Statements - Jumbo Mortgage - Interest Only 07 April 2021
Non-QM Low Doc Jumbo 23 January 2020
Non-Qualified Mortgage (Non-QM) | Jumbo Program 23 March 2021
Second Mortgage Bank Statement Loan 23 January 2020
6 Month Bank Statement Mortgage Loan 21 February 2021
Bank Statement Mortgage Loan 23 January 2020
90% LTV Jumbo - 680 Credit Score 01 October 2020
Bank Statements / Asset Depletion to 3 Million 23 January 2020
One Month Bank Statement Mortgage Loan Program 22 March 2020
Bank Statement Loan to 3.5 Million 09 October 2020
Non-Prime Mortgages Niches 11 April 2020
Second Mortgage Bank Statement Loan 20 May 2020
No Ratio Investor Loan Jumbo 09 October 2020
Bank Statement Calculation Mortgage Lenders 05 November 2020
Stand-Alone Second Mortgage 23 January 2020
Bank Statement Mortgage to $10,000,000 23 January 2020
DSCR 1.15% Jumbo 10 March 2021
12 Month Bank Statement Alt Doc 11 August 2020
Super Jumbo Investor Loan 24 January 2020
6 Month Bank Statement Mortgage Programs 31 January 2021
Non-Prime True No Doc Loan Program 15 July 2020
90% LTV - ITIN Investors 10 September 2020
12 Month Bridge Loan 07 June 2020
Non-QM Lender 16 October 2020
Bank Statement Loan - 2020 11 August 2020
Super Jumbo Investor - 30 Million 29 September 2020
Bank Statement Mortgage Documentation 16 December 2020
Debt Service Coverage Ratio Program 03 October 2020
1099 Only Programs 03 October 2020
Fix and Flip Program 16 September 2020
Non-QM Lender - Stated Expense Ratio 24 October 2020
Bank Statement Program for Real Estate Investors 17 March 2021
Non-Prime Non-Qualified Lender Programs 31 January 2021
Bank Statement Loan | 75% LTV 620 Credit Score 28 April 2021
2nd Mortgage Program to $350,000 01 October 2020
Bridge and Hard Money Loans 01 October 2020
California Hard Money Jumbo Lender to $20,000,000 07 April 2021
Stated Income Jumbo - 740 Credit Score 07 April 2021
Jumbo Bank Statement Loan 5 Million 07 April 2021
No Income No Asset Verification 07 April 2021
Investor Purchase Loan Program 07 April 2021
Asset Depletion Super Jumbo Mortgage 07 April 2021
Commercial Mortgage Stated Income Super Jumbo 07 April 2021
Non-Prime Bank Statement Loan 07 April 2021
80% Financing Stated Income / Stated Assets 07 April 2021
Stated Income Verified Assets Owner-Occupied Jumbo 07 April 2021
Hard Money Super Jumbo Florida 23 January 2020
Stated Income Verified Assets to 70% LTV Owner Occupied 07 April 2021
Bank Statement Loan 600 Credit Score 07 April 2021
Super Jumbo Bank Statement Program 07 April 2021
Asset Depletion Program to 2 Million 07 April 2021
No Seasoning Requirement for Short Sale or Foreclosure 07 April 2021
Jumbo Investor Loan 75% LTV 720 Credit Score 07 April 2021
Stated Income / Verified Assets Super Jumbo 07 April 2021
Asset Qualifier Jumbo Loan 07 April 2021
True No Doc Home Loan 23 January 2020
Second Mortgage $350,000 07 April 2021
Jumbo Hard Money to 3 Million 80% LTV 26 September 2020
Hard Money 5 Million Owner Occupied 23 January 2020
Stated Income / Verified Assets 680 Credit Score 2 Million 07 April 2021
Bank Statement Loan 580 Credit Score 07 April 2021
Investor Loan - No Doc 07 April 2021
Private Money 70% LTV 23 January 2020
Bank Statement Super Jumbo Loan 07 April 2021
Stated Income Jumbo Construction Loan 10 Million 07 April 2021