Form 4506-T Not Required | 4506-C - Not Required

Self-employed folks who write off their business expenses should not always be expected to provide their tax returns in order to qualify for a home loan.

No Form 4506 T loan options level the playing field between W2 Wage Earners and the self-employed business owner.

Alt Doc, Reduced Doc, and Lite Doc, Non-QM lender programs make this possible.

These loan programs do not require tax returns or Form 4506-T. Not at any time before the approval, during escrow or after closing will a 4506-T Form be signed. Learn why this important to self-employed borrowers.

Learn your options and prepare yourself for a clean approval and quick escrow turn times, before you apply.

Title Modified Date
2nd Mortgage Program to $350,000 01 October 2020
Bridge and Hard Money Loans 01 October 2020
California Hard Money Jumbo Lender to $20,000,000 14 July 2021
Stated Income Jumbo - 740 Credit Score 14 July 2021
Super Jumbo Bank Financing to 30 Million 14 July 2021
Jumbo Bank Statement Loan 5 Million 16 July 2021
No Income No Asset Verification 05 July 2021
Investor Purchase Loan Program 17 July 2021
Asset Depletion Super Jumbo Mortgage 22 July 2021
Commercial Mortgage Stated Income Super Jumbo 07 April 2021
Non-Prime Bank Statement Loan 05 August 2021
80% Financing Stated Income / Stated Assets 07 April 2021
Stated Income Verified Assets Owner-Occupied Jumbo 07 April 2021
Hard Money Super Jumbo Florida 23 January 2020
Stated Income Verified Assets to 70% LTV Owner Occupied 07 April 2021
Bank Statement Loan - 600 Credit Score 08 January 2022
Super Jumbo Bank Statement Program 07 April 2021
Asset Depletion Program to 2 Million 22 July 2021
No Seasoning Requirement for Short Sale or Foreclosure 07 April 2021
Jumbo Investor Loan 75% LTV 720 Credit Score 17 October 2021
Stated Income / Verified Assets Super Jumbo 07 April 2021
Asset Qualifier Jumbo Loan 10 June 2021
True No Doc Home Loan 27 October 2021
Second Mortgage $350,000 07 April 2021
Jumbo Hard Money to 3 Million 80% LTV 26 September 2020
Hard Money 5 Million Owner Occupied 23 January 2020
Stated Income / Verified Assets 680 Credit Score 2 Million 07 April 2021
Bank Statement Loan 580 Credit Score 11 September 2021
Alternative Income Documentation Jumbo Program 07 April 2021
Portfolio Jumbo - Stated Income California 23 June 2021
Portfolio Jumbo Low Doc - One Year P&L Statement Only 03 September 2021
Business Purpose Mortgage Loans 30 August 2021
95% LTV Jumbo Unlimited Cash-Out to $1,500,000 13 December 2021
24 Months Bank Statements - Business or Personal | Co-Mingle 15 January 2022
90% LTV - $1,500,000 - 4 Months Reserves 07 April 2021
Bank Statements - Jumbo Mortgage - Interest Only 13 July 2021
Non-QM Low Doc Jumbo 08 January 2022
Non-Qualified Mortgage Jumbo | Non-QM 29 August 2021
Hard Money Loans 23 June 2021
90% LTV - 12 Months Bank Statements 13 July 2021
One Month Bank Statement Mortgage Loan Program 25 August 2021
Investor Loan - No Doc 17 October 2021
Private Money 70% LTV 17 October 2021
Bank Statement Super Jumbo Loan 27 July 2021
Stated Income Jumbo Construction Loan 10 Million 07 April 2021
Second Mortgage Bank Statement Loan 10 August 2021
6 Month Bank Statement Mortgage Loan 07 August 2021
Bank Statement Mortgage - Wage Earner 02 August 2021
90% LTV Jumbo - 660 Credit Score 15 January 2022
Bank Statements / Asset Depletion to 5 Million 15 January 2022
Bank Statement Loan to $4,000,000 15 January 2022
Non-Prime Mortgages Niches 21 July 2021
Second Mortgage Bank Statement Loan 15 January 2022
Asset Depletion Program 15 January 2022
One Year Tax Returns to 90% LTV 15 January 2022
24 Months Business & Personal Commingle Accounts 15 January 2022
Non-Prime Lite Doc 15 January 2022
No Ratio Investor Loan Jumbo 15 January 2022
Bank Statement Calculation Mortgage Lenders 11 August 2021
Stand-Alone Second Mortgage 15 January 2022
Bank Statement Mortgage to $10,000,000 15 January 2022
DSCR .75% Jumbo Mortgage 15 January 2022
12 Month Bank Statement Alt Doc 15 January 2022
Super Jumbo Investor Loan 15 January 2022
6 Month Bank Statement Mortgage Programs 15 January 2022
Non-Prime True No Doc Loan Program 15 January 2022
90% LTV - ITIN Investors 15 January 2022
12 Month Bridge Loan 15 January 2022
Non-QM Lender 16 October 2020
Bank Statement Loans - 2021 15 January 2022
Super Jumbo Investor - 30 Million 15 January 2022
Bank Statement Mortgage Documentation 22 August 2021
Debt Service Coverage Ratio Program 15 January 2022
1099 Only Mortgage Program - Independent Contractors 15 January 2022
Fix and Flip Program 16 September 2020
Non-QM Lender - Stated Expense Ratio 24 October 2020
Alternative Bank Statement Program for Real Estate Investors 15 January 2022
3 Month Bank Statement Loan 09 September 2021
Non-Prime Non-Qualified Lender Programs 30 August 2021
1 Year 1099 Only Income Program 15 January 2022
Non-Prime True No Doc Mortgage Program 15 January 2022
Non-QM Super Jumbo Mortgage Loans 15 January 2022
Non-QM Bank Statement Loan 15 January 2022
Debt Service Coverage No Ratio 15 January 2022
Bank Statement Loan to 75% LTV 620 Credit Score 15 January 2022
Non-QM Super Jumbo Alt Doc 15 January 2022
Super Jumbo Investor Mortgage | DSCR 15 January 2022
Exception-Based Non-Prime Lender 15 January 2022
California Hard Money Jumbo - 80% LTV 15 January 2022
Jumbo Non-QM - Bank Statements or 1099 Only 15 January 2022