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Tax Returns Not Required

Self-employed borrowers often face unique challenges when it comes to providing tax returns for loan applications. Traditional lenders typically require tax returns to verify income and assess the borrower's financial stability. However, self-employed individuals may encounter complexities due to fluctuations in income, deductions, and business expenses. Non-Qualified mortgage lenders offer specialized loan programs that cater to self-employed borrowers, considering alternative forms of income verification. Working with knowledgeable lenders can help self-employed individuals navigate the loan process more effectively while meeting the necessary tax return requirements. Questions? (800) 718-8906.

No Tax Returns Loan Programs We Offer - Guidelines and Highlights:

3 Month Bank Statement Loan 90% LTV

Flexible income documentation options with as little as 3 months of personal or business bank statements. This 3-month program is a streamlined alternative to 6-, 12-, and 24-month options. Borrowers with credit scores above 700 may qualify with just 1

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Alt Doc & Reduced Doc – 1 Year Employment

1099 Only Lite Doc Bank Statement Loan – Qualify with just 1 year of income and employment verification. Ideal for self-employed borrowers with a 660+ credit score. Get up to 90% LTV on loans up to $1,500,000. Includes asset utilization

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Alternative Income Documentation

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