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Unconventional Bank Statement Mortgages

Bank statement loans present an advantageous financing avenue tailored for self-employed individuals seeking mortgage options. These loans allow applicants to leverage their bank statements as proof of income, circumventing the need for traditional income verification methods such as tax returns or pay stubs. Ideal for entrepreneurs and freelancers whose income fluctuates or may not be accurately represented by tax documents, bank statement loans provide a flexible and accessible solution for securing mortgage financing. | Questions? Speak to a Loan Officer (800) 718-8906.

Niche Bank Statement Loan Programs - Guidelines and Highlights:

Asset Qualifier Jumbo Loan

Federal Tax Transcripts Not Required Qualifying Criteria for this loan program are Asset Based. This program can also be used to supplement additional alt doc programs such as Bank Statements and/or 1099’s. Form 4506-T Not Required, and Form 4506-C Not

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Non-Prime True No Doc Mortgage Program

The Non-Prime True No Doc Mortgage Program is an equity-driven, alternative documentation option tailored for borrowers with unconventional income or documentation (like the self-employed, fixed-income individuals, or those with past credit challenges). No income, asset, or employment verification is required—Debt-to-Income

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Alternative Income Documentation

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Unconventional Mortgage Lending

Second Mortgage Loans

Bank Statement Second Mortgages

Second Mortgage Niche Loans

Broker-Lender-Network

Alt Doc - Purchase Loans

Alt Doc - Refinance Loans

Non-QM Mortgages

Non-QM Lenders

Bank Statement Niche Loans

Non-Prime Bank Statement Loans

Bank Statement Refinance Loans

1 Month Bank Statement Loan

3 Month Bank Statement Loan

6 Month Bank Statement Loan

12 Month Bank Statement Loan

24 Month Bank Statement Loan

Credit Score Tools