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Non-Qualified Mortgages and Non-QM Mortgage Brokers In an ever-evolving Non-Qualified mortgage market, We continue to expand our products and guidelines Our team of Non-QM Mortgage Brokers is committed to continually enhancing our Non-Qualified Mortgage products and guidelines. Non-QM Mortgage Broker
Purchase or Cash Out Refinance options available with a minimum 620 credit score. The Real Estate Investor Program provides flexible income documentation, including Full Doc or DSCR (Debt Service Coverage Ratio) alternatives—ideal for investors seeking streamlined qualification using property cash
Non-Prime Super Jumbo Loans up to $5,000,000 for self-employed borrowers. Use 12 or 24 months
12-Month Bank Statement Program expands its reach with low-doc qualifications for self-employed borrowers including sole
This 12-Month Bank Statement Jumbo Loan is tailored for self-employed borrowers and those with alternative
Our Stated Income / Verified Assets Mortgage Program offers flexible financing for self-employed borrowers with
Super Jumbo Alt-Doc loans with a 620 credit score: get up to $2.5M for purchases,
Purchase or Cash Out Refinance options available with a minimum 620 credit score. The Real
Stated Income Jumbo Construction Loan up to $10 Million for home builders. Short-term financing for
The Non-Qualified Mortgage Jumbo (55% DTI) program is designed for borrowers who may not have
The Stated Income Owner-Occupied Jumbo program (updated July 31, 2025) provides borrowers who prefer not
Super Jumbo Hard Money Loan Program 1st, 2nd, and 3rd Stand-Alone Mortgage | Forms 4506-T
Asset depletion mortgage: Use liquid assets (cash, investments, retirement) as qualifying “income.” No W-2s or
Non-Qualified Mortgages and Non-QM Mortgage Brokers In an ever-evolving Non-Qualified mortgage market, We continue to
Non-QM lender in California: self-employed loans with alt docs — bank statements, 1099s, asset depletion.
DSCR loans remain a top choice for real estate investors. We offer flexible guidelines using
DSCR First Time Investor Loan OK Our DSCR cash flow loan offers borrowers an interest-only
Our bank statement loan service provides flexible solutions. By analyzing gross monthly deposits and subtracting
Non-Prime Bank Statement Options Self-Employed Borrowers: Portfolio Direct Lender is a direct lender with their
Non-QM Mortgage Broker Loan Purpose: Purchase; Rate/Term and Cash Out Refinance; Construction; Commercial; Acquisition For
One Month Bank Statement Loan Program for self-employed borrowers. A flexible solution allowing qualification with
Super Jumbo Non-Prime Alt Doc – $10,000,000 Documentation: Bank Statements from 600+ FICO to 90%
Second Mortgage Bank Statement Jumbo Loan. Flexible CLTV options with loan amounts starting at $250,000,
3-Month Bank Statement Loans in California help self-employed borrowers qualify using just three months of
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