12/10/2024
07/03/2025
Speak to a Loan Officer (800) 718-8906
Speak to a Loan Officer (800) 718-8906
First-Time Home Buyer Definition
A First-Time Home Buyer is someone who has not held any ownership interest in a U.S. residential property within the past three years. This applies to any borrower listed on the loan application.
Additional Guidelines
No extra restrictions or special conditions apply solely due to first-time buyer status. Eligibility follows standard underwriting requirements.
Oak Tree Funding Offers the Following Loan Programs Check back often as we are always updating our lender and loan program information. Oaktree Funding: Your Premier Non-Qualified Mortgage Lender G Non-Agency Equity HELOC Investor Professional Investor Cash Flow Advantage Platinum Advantage Full Stack Mortgage Pre-Qualification Form – No Credit Check
Carrington Wholesale Offers the Following Loan Program via our broker channels Check back often as we are always updating our lender and loan program information. Prime Advantage (portfolio) Flexible Advantage Plus (non-QM) Flexible Advantage (Non-Prime) Investor Advantage (business purpose) Closed End Second Mortgage (stand-alone second mortgage) We continue to aggressively price conventional, high balance, jumbo, VA, and FHA. Non-Prime FHA and VA FHA and VA go down to 550 credit score to 90% LTV. We do have the “no