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First Time Home Buyers

First-Time Home Buyer Definition

A First-Time Home Buyer is someone who has not held any ownership interest in a U.S. residential property within the past three years. This applies to any borrower listed on the loan application.

Additional Guidelines

No extra restrictions or special conditions apply solely due to first-time buyer status. Eligibility follows standard underwriting requirements.

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Oaktree Funding

Oak Tree Funding Offers the Following Loan Programs Check back often as we are always updating our lender and loan program information. Oaktree Funding: Your

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Carrington Wholesale

Carrington Wholesale Offers the Following Loan Programs Check back often as we are always updating our lender and loan program information. Prime Advantage (portfolio) Flexible

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Non-Prime Mortgages

Non-Prime Wholesale Lenders

Non-Prime Lending

Non-Prime Bank Statement Mortgages

Non-Prime 1099 Only Loans

Non-Prime Loan Programs

Non-Prime Loan Programs

Credit Score Tools