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A Portfolio Mortgage lender can be completely different from any other lender. All loan approvals are underwritten in-house seldomly require investor signature. A portfolio lender will identify a market niche and in-turn develop a portfolio of Qualified or Non-Qualified loan products specific and unique to the under-served market demographic with either a Qualified Mortgage (QM) loan program or a Non-Qualified Mortgage (Non-QM) loan program.
Portfolio lenders often have more lenient underwriting standards compared to traditional lenders, allowing for customized loan options.
Borrowers often receive more tailored, hands-on support throughout the loan process. Our unconventional mortgage broker service specializes in providing personalized support for borrowers seeking Non-QM mortgage solutions. As an experienced Non-QM mortgage lender, we cater to clients with unique financial situations, offering flexible options beyond traditional loan requirements.
With our service, borrowers receive dedicated, hands-on guidance through every step of the loan process. Our personalized approach ensures tailored solutions, meeting the needs of self-employed individuals, investors, and others who require a custom lending experience.
They may cater to borrowers with unique financial situations, such as self-employed individuals or those with less-than-perfect credit.
This flexibility can be appealing for real estate investors or those who don’t fit the standard lending mold.
Manual underwriting allows the lender to look at each borrower as an individual, into a reasonable mortgage. Because these lenders will service the loan often for the life of the loan, they make their own rules and in the world of mortgage lending, that means their own underwriter guidelines. Fast closings in 7-10 days. 11 days for conventional, and Non-QM 15-25 days, or less, if the circumstance requires; and pre-approvals done within 48 hours of complete submission.
1099 Only mortgage for Independent Contractors with one or two year self-employment histor.
Prime & Non-Prime | Self-Employed Borrowers Our Investor Bank Statement Loan program caters to borrowers who thrive outside the conventional lending box. As a portfolio
FundLoans offers three DSCR mortgage programs designed for real estate investors, allowing qualification based solely on property cash flow. Unlike traditional loans, these programs don’t
Carrington Wholesale Offers the Following Loan Programs Check back often as we are always updating our lender and loan program information. Prime Advantage (portfolio) Flexible
Multi Unit Property Loans – Guidelines and Highlights. Below you will see some of our “Multi Unit” loan programs for both Owner-Occupied and Non Owner-Occupied
Portfolio Lender Home Loans A portfolio mortgage lender offers customizable financing solutions that set it apart from conventional lenders. With in-house underwriting processes, loan approvals
Prime and Non-Prime Bank Statement Options | Self-Employed Borrowers Portfolio Direct Lender is a specialized direct lender offering an exclusive portfolio of loan products and
With competitive loan programs, fast pre-approvals, and expert guidance, Advancial Wholesale simplifies the lending process for brokers and their clients. Our diverse offerings include high
BluePoint Mortgage Offers the Following Loan Programs Check back often as we are always updating our lender and loan program information. Closed-end Second Mortgage DSCR
AXOS Offers the Following Loan Programs Check back often as we are always updating our lender and loan program information. Looking for a portfolio mortgage
“Your Expert Non-Qualified Mortgage Lender” Non-QM Non-QM Seconds Business Purpose Lending DPA, DPA Plus & DPA Deluxe Jumbo Loans * Mortgage Pre-Qualification Form – No
Change Wholesale Offers the Following Loan Programs Check back often as we are always updating our lender and loan program information. Community Mortgage Alt Doc
Capital Alliance Offers the Following Programs Check back often as we are always updating our lender and loan program information. O/O Consumer Purpose Jumbo Prime
N-QM Funding Offers the Following Loan Programs As a leading prime jumbo mortgage lender, our Flex Supreme loan program offers competitive rates for highly qualified
Solutions Non-QM Non-QM lender now allows you to qualify using a flat 20% expense ratio across all industries and without requiring a business narrative. *
Acra Offers the Following Programs Check back often as we are always updating our lender and loan program information. 12-Month Bank Statement Foreign National Investor
Experience Exceptional Customer Service with Logan At Logan, customer service isn’t just a department, it’s our commitment to you. With 75 years of experience, we
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