Contact a Loan Officer (800) 718-8906
Bank statement financing may be structured for home purchases, rate-and-term refinances, cash-out refinances, first mortgages, closed-end second mortgages, and select home equity lines of credit.
The appropriate loan type depends on whether the borrower is acquiring a property, replacing an existing mortgage, accessing equity, or adding a second lien while preserving the terms of the current first mortgage.
Qualification is based on eligible bank deposits together with credit, reserves, debt obligations, occupancy, property type, equity, and lender underwriting requirements.
Submit your loan scenario for loan officer review and free consultation before authorizing a credit check or speak to a live loan officer now (800) 718-8906.
The Bank Statement Loans highlights a suite self-employed borrowers that cannot provide conventional income documentation including the 12-Month Bank Statement option to enable qualification using
Access up to $750,000 with a Stand-Alone Second Mortgage—no need to refinance. Requires 680+ credit score, supports primary and second homes.