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Interest-Only Loans

Interest Only Loans provide borrowers with initial payment flexibility by allowing them to pay only the interest for a set period, typically the first ten years of the loan term. These loans can be advantageous for borrowers who seek lower initial monthly payments or who anticipate increased cash flow in the future. Questions? Speak to a Loan Officer (800) 718 8906.

Interest-Only Loan Programs We Offer - Guidelines and Highlights:

DSCR .75% Jumbo Mortgage

The DSCR (Debt Service Coverage Ratio) Loan Program is built for experienced real estate investors, allowing up to 25 financed properties—far beyond most investor loan limits. Program guidelines are designed for flexibility, with no income verification and qualification based on

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Jumbo Non-QM – Bank Statements or 1099 Only

Jumbo Non-QM Bank Statement Loans offer self-employed and high-income borrowers a flexible way to qualify for jumbo mortgages without tax returns. Borrow up to $5 million using 12–24 months of personal or business bank statements to document income, perfect for

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Alternative Income Documentation

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Unconventional Mortgage Lending

Investment Property Loans

Cash Out Refinance

Investment Property Loans

Second Mortgage Niche Loans

Construction Loans