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Interest-Only Loans

Interest Only Loans provide borrowers with initial payment flexibility by allowing them to pay only the interest for a set period, typically the first ten years of the loan term. These loans can be advantageous for borrowers who seek lower initial monthly payments or who anticipate increased cash flow in the future. Questions? Speak to a Loan Officer (800) 718 8906.

Interest-Only Loan Programs We Offer - Guidelines and Highlights:

DSCR .75% Jumbo Mortgage

The DSCR (Debt Service Coverage Ratio) Loan Program is built for experienced real estate investors, allowing up to 25 financed properties—far beyond most investor loan limits. Program guidelines are designed for flexibility, with no income verification and qualification based on

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Non-QM Lenders and Loans

Bank Statement Program – 2025 This Bank Statement mortgage is designed for self-employed borrowers. You benefit from a simplified qualifying method with income based on revenue calculated from business or and (industry specific) personal bank statements Guideline Features: * Maximum

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Alternative Income Documentation

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Unconventional Mortgage Lending

Investment Property Loans

Cash Out Refinance

Investment Property Loans

Second Mortgage Niche Loans

Construction Loans