Reduced Doc Mortgages

Stated Income | Asset Depletion Loans | Bank Statement Loans | No Doc Loans

(Both Income & Employment)

Our Reduced Doc programs are for both Self-Employed Borrowers and W2 Wage Earners including 100% Commission professionals.

Reduced Doc mortgages are unique in that you only need to provide one year of employment verification documentation instead of the standard two-year history requirement.

Title Modified Date
Alternative Income Documentation Jumbo Program 07 April 2021
Portfolio Jumbo - Stated Income California 07 April 2021
Portfolio Jumbo Low Doc - One Year P&L Statement Only 07 April 2021
24 Months Bank Statements Business or Personal 01 October 2020
90% LTV - $1,500,000 - 4 Months Reserves 07 April 2021
Bank Statements - Jumbo Mortgage - Interest Only 07 April 2021
Non-QM Low Doc Jumbo 23 January 2020
Non-Qualified Mortgage (Non-QM) | Jumbo Program 23 March 2021
Second Mortgage Bank Statement Loan 23 January 2020
Bank Statements / Asset Depletion to 3 Million 23 January 2020
One Month Bank Statement Mortgage Loan Program 22 March 2020
Bank Statement Loan to 3.5 Million 09 October 2020
Non-Prime Mortgages Niches 11 April 2020
12 Month Bank Statement Alt Doc 11 August 2020
Reduced Doc | Employment History - One Year 16 May 2020
Super Jumbo Investor Loan 24 January 2020
90% LTV - ITIN Investors 10 September 2020
Non-QM Lender 16 October 2020
1099 Only Programs 03 October 2020
Non-QM Lender - Stated Expense Ratio 24 October 2020
Bank Statement Program for Real Estate Investors 17 March 2021
Non-Prime Non-Qualified Lender Programs 31 January 2021
Non-Prime True No Doc Loan Program 15 July 2020
2nd Mortgage Program to $350,000 01 October 2020
Bridge and Hard Money Loans 01 October 2020
California Hard Money Jumbo Lender to $20,000,000 07 April 2021
Stated Income Jumbo - 740 Credit Score 07 April 2021
No Income No Asset Verification 07 April 2021
Commercial Mortgage Stated Income Super Jumbo 07 April 2021
Stated Income Verified Assets Owner-Occupied Jumbo 07 April 2021
Jumbo Investor Loan 75% LTV 720 Credit Score 07 April 2021
Jumbo Hard Money to 3 Million 80% LTV 26 September 2020
Private Money 70% LTV 23 January 2020
Bank Statement Super Jumbo Loan 07 April 2021
Stated Income Jumbo Construction Loan 10 Million 07 April 2021
Hard Money 5 Million Owner Occupied 23 January 2020
Super Jumbo Programs 10 September 2020
Second Mortgage $350,000 07 April 2021
Business Purpose Mortgage Loans 02 April 2020
Bank Statement Mortgage Loan 23 January 2020
90% LTV Jumbo - 680 Credit Score 01 October 2020
DSCR 1.15% Jumbo 10 March 2021
6 Month Bank Statement Mortgage Programs 31 January 2021
Bank Statement Loan - 2020 11 August 2020
Debt Service Coverage Ratio Program 03 October 2020
Jumbo Bank Statement Loan 5 Million 07 April 2021
Portfolio Mortgage Programs 23 January 2020
Non-Prime Bank Statement Loan 07 April 2021
Stated Income Verified Assets to 70% LTV Owner Occupied 07 April 2021
Super Jumbo Bank Statement Program 07 April 2021
Asset Depletion Program to 2 Million 07 April 2021
Stated Income / Verified Assets Super Jumbo 07 April 2021
True No Doc Home Loan 23 January 2020
Stated Income / Verified Assets 680 Credit Score 2 Million 07 April 2021
Bank Statement Loan 580 Credit Score 07 April 2021
Non-Prime Lite Doc 15 July 2020
Bank Statement Mortgage to $10,000,000 23 January 2020
Asset Depletion Super Jumbo Mortgage 07 April 2021
Bank Statement Loan 600 Credit Score 07 April 2021
Asset Qualifier Jumbo Loan 07 April 2021
Non-Prime True No Doc Mortgage Program 11 March 2021