One Year Employment - One Year Income

Stated Income | Asset Depletion Loans | Bank Statement Loans | No Doc Loans

Reduced Doc mortgages are unique in that you only need to provide one year of employment verification documentation instead of the standard two-year history requirement and are for both Self-Employed Borrowers and W2 Wage Earners including 100% Commission professionals..

Title Modified Date
Stated Income Verified Assets Owner-Occupied Jumbo 07 April 2021
Stated Income Verified Assets to 70% LTV Owner Occupied 07 April 2021
Super Jumbo Bank Statement Program 07 April 2021
90% LTV - ITIN Investors 16 July 2022
Private Money 70% LTV 16 July 2022
Bank Statement Loans - 2021 16 July 2022
Non-QM Bank Statement Loan 18 July 2022
Debt Service Coverage Ratio Program 18 July 2022
Hard Money 5 Million Owner Occupied 19 July 2022
Jumbo Hard Money to 3 Million 80% LTV 19 July 2022
2nd Mortgage Program to $350,000 19 July 2022
DSCR .75% Jumbo Mortgage 11 August 2022
Non-QM Lender - Stated Expense Ratio 21 August 2022
Reduced Doc | Employment History - One Year 21 August 2022
Non-QM Lender 22 August 2022
6 Month Bank Statement Mortgage Programs 22 August 2022
Super Jumbo Investor Loan 22 August 2022
Bank Statement Mortgage to $10,000,000 22 August 2022
Asset Depletion Program 22 August 2022
Bank Statement Loan to $4,000,000 29 August 2022
Bank Statements / Asset Depletion to 5 Million 29 August 2022
Bank Statement Mortgage - Wage Earner 29 August 2022
Second Mortgage Bank Statement Loan 29 August 2022
One Month Bank Statement Mortgage Loan Program 29 August 2022
Alternative Income Documentation Jumbo Program 30 August 2022
Stated Income Jumbo Construction Loan 10 Million 30 August 2022
Stated Income / Verified Assets 680 Credit Score 2 Million 31 August 2022
Asset Depletion Program to 2 Million 31 August 2022
Asset Depletion Super Jumbo Mortgage 31 August 2022
Bank Statement Loan Options | Self-Employed Borrowers - 2022 31 August 2022
Commercial Mortgage Stated Income Super Jumbo 31 August 2022
True No Doc Home Loan 10 September 2022
Non-QM Low Doc Jumbo 24 September 2022
Jumbo Bank Statement Loan 5 Million 24 September 2022
Bank Statement Loan 580 Credit Score 24 September 2022
24 Months Bank Statements - Business or Personal | Co-Mingle 24 September 2022
Non-Prime Mortgages Niches 11 October 2022
Business Purpose Mortgage Loans 13 October 2022
Bank Statement Loan - 600 Credit Score 26 October 2022
California Hard Money Jumbo Lender to $20,000,000 17 November 2022
1099 Only Mortgage Program - Independent Contractors 31 December 2022
12 Month Bank Statement Alt Doc 31 December 2022
Bank Statement Loan to 75% LTV 620 Credit Score 01 January 2023
Portfolio Jumbo - Stated Income California 11 January 2023
Super Jumbo Programs 26 January 2023
3 Month Bank Statement Loan 30 January 2023
Non-Prime True No Doc Loan Program 06 February 2023
Second Mortgage $350,000 06 February 2023
Jumbo Investor Loan 75% LTV 720 Credit Score 06 February 2023
Non-Prime Bank Statement Loan 06 February 2023
No Income No Asset Verification 06 February 2023
Portfolio Mortgage Programs 06 February 2023
Stated Income Jumbo - 740 Credit Score 06 February 2023
Non-Prime Lite Doc 11 February 2023
3 Month Bank Statement Program 11 February 2023
Exception-Based Non-Prime Lender 11 February 2023
Non-Prime True No Doc Mortgage Program 28 February 2023
Bank Statement Super Jumbo Loan 15 March 2023
One Year "1099 Only" Income Reduced Doc Program 15 March 2023
Alternative Bank Statement Program for Real Estate Investors 21 March 2023
Non-QM Super Jumbo Alt Doc 24 April 2023
90% LTV Jumbo - 660 Credit Score 01 May 2023
Non-Qualified Mortgage Jumbo | Non-QM 02 May 2023
Bank Statements - Jumbo Mortgage - Interest Only 02 May 2023
90% LTV - $1,500,000 - 4 Months Reserves 02 May 2023
Portfolio Jumbo Low Doc - One Year P&L Statement Only 02 May 2023
Asset Qualifier Jumbo Loan 08 May 2023
Stated Income / Verified Assets Super Jumbo 09 May 2023
Non-Prime Non-Qualified Lender Programs 27 June 2023
Super Jumbo Investor Mortgage | DSCR 28 September 2023