Reduced Doc Mortgages

Stated Income | Asset Depletion Loans | Bank Statement Loans | No Doc Loans

(Both Income & Employment)

Our Reduced Doc programs are for both Self-Employed Borrowers and W2 Wage Earners including 100% Commission professionals.

Reduced Doc mortgages are unique in that you only need to provide one year of employment verification documentation instead of the standard two-year history requirement.

Title Modified Date
Alternative Income Documentation Jumbo Program 23 January 2020
Portfolio Jumbo - Stated Income 23 January 2020
Portfolio Jumbo Low Doc - One Year P&L Statement Only 23 January 2020
24 Months Bank Statements Business or Personal 23 January 2020
90% LTV - $1,500,000 - 4 Months Reserves 23 January 2020
Bank Statements | Jumbo Mortgage - Interest Only 23 January 2020
Non-QM Low Doc Jumbo 23 January 2020
Non-Qualified Mortgage (Non-QM) | Jumbo Program 23 January 2020
Second Mortgage Bank Statement Loan 23 January 2020
Bank Statements / Asset Depletion to 3 Million 23 January 2020
One Month Bank Statement Mortgage Loan Program 22 March 2020
Bank Statement Loan to 3.5 Million 23 January 2020
Non-Prime Mortgages Niches 11 April 2020
Non-QM Lender 17 June 2020
2nd Mortgage Program to $350,000 23 March 2020
California Hard Money Jumbo Lender to $20,000,000 30 January 2020
Stated Income Jumbo - 740 Credit Score 29 July 2020
No Income No Asset Verification 23 January 2020
Commercial Mortgage Stated Income Super Jumbo 23 January 2020
Stated Income Verified Assets Owner-Occupied Jumbo 23 January 2020
Jumbo Investor Loan 75% LTV 720 Credit Score 23 January 2020
Jumbo Hard Money to 3 Million 80% LTV 23 January 2020
Private Money 70% LTV 23 January 2020
Bank Statement Super Jumbo Loan 23 January 2020
Stated Income Jumbo Construction Loan 1 Million 23 January 2020
Hard Money 5 Million Owner Occupied 23 January 2020
Super Jumbo Programs 29 January 2020
Second Mortgage $350,000 23 January 2020
Business Purpose Mortgage Loans 02 April 2020
Bank Statement Mortgage Loan 23 January 2020
90% LTV Jumbo | 680 Credit Score 23 January 2020
Jumbo Bank Statement Loan 3.5 Million 29 July 2020
Portfolio Mortgage Programs 23 January 2020
Non-Prime Bank Statement Loan 11 April 2020
Stated Income Verified Assets to 70% LTV Owner Occupied 23 January 2020
Super Jumbo Bank Statement Program 23 January 2020
Asset Depletion Program to 2 Million 23 January 2020
Stated Income / Verified Assets Super Jumbo 23 January 2020
True No Doc Home Loan 23 January 2020
Stated Income / Verified Assets 680 Credit Score 2 Million 03 January 2020
Bank Statement Loan 580 Credit Score 23 January 2020
Asset Depletion Super Jumbo Mortgage 23 January 2020
Bank Statement Loan 600 Credit Score 23 January 2020
Asset Qualifier Jumbo Loan 24 January 2020