Reduced Doc Mortgages

Stated Income | Asset Depletion Loans | Bank Statement Loans | No Doc Loans

(Both Income & Employment)

Our Reduced Doc programs are for both Self-Employed Borrowers and W2 Wage Earners including 100% Commission professionals.

Reduced Doc mortgages are unique in that you only need to provide one year of employment verification documentation instead of the standard two-year history requirement.

Title Modified Date
Alternative Income Documentation Jumbo Program 23 January 2020
Portfolio Jumbo - Stated Income 23 January 2020
Portfolio Jumbo Low Doc - One Year P&L Statement Only 23 January 2020
24 Months Bank Statements Business or Personal 01 October 2020
90% LTV - $1,500,000 - 4 Months Reserves 23 January 2020
Bank Statements - Jumbo Mortgage - Interest Only 26 September 2020
Non-QM Low Doc Jumbo 23 January 2020
Non-Qualified Mortgage (Non-QM) | Jumbo Program 23 January 2020
Second Mortgage Bank Statement Loan 23 January 2020
Bank Statements / Asset Depletion to 3 Million 23 January 2020
One Month Bank Statement Mortgage Loan Program 22 March 2020
Bank Statement Loan to 3.5 Million 09 October 2020
Non-Prime Mortgages Niches 11 April 2020
12 Month Bank Statement Alt Doc 11 August 2020
Reduced Doc | Employment History - One Year 16 May 2020
Super Jumbo Investor Loan 24 January 2020
90% LTV - 12 Months Bank Statements (2) 17 January 2020
90% LTV - ITIN Investors 10 September 2020
Non-QM Lender 16 October 2020
1099 Only Programs 03 October 2020
Non-QM Lender - Stated Expense Ratio 24 October 2020
Non-Prime True No Doc Loan Program 15 July 2020
2nd Mortgage Program to $350,000 01 October 2020
Bridge and Hard Money Loans 01 October 2020
California Hard Money Jumbo Lender to $20,000,000 30 January 2020
Stated Income Jumbo - 740 Credit Score 29 July 2020
No Income No Asset Verification 23 January 2020
Commercial Mortgage Stated Income Super Jumbo 23 January 2020
Stated Income Verified Assets Owner-Occupied Jumbo 23 January 2020
Jumbo Investor Loan 75% LTV 720 Credit Score 23 January 2020
Jumbo Hard Money to 3 Million 80% LTV 26 September 2020
Private Money 70% LTV 23 January 2020
Bank Statement Super Jumbo Loan 03 October 2020
Stated Income Jumbo Construction Loan 1 Million 23 January 2020
Hard Money 5 Million Owner Occupied 23 January 2020
Super Jumbo Programs 10 September 2020
Second Mortgage $350,000 23 January 2020
Business Purpose Mortgage Loans 02 April 2020
Bank Statement Mortgage Loan 23 January 2020
90% LTV Jumbo - 680 Credit Score 01 October 2020
DSCR 1.15% Jumbo 01 August 2020
6 Month Bank Statement Mortgage Programs 03 October 2020
Bank Statement Loan - 2020 11 August 2020
Debt Service Coverage Ratio Program 03 October 2020
Jumbo Bank Statement Loan 3.5 Million 01 October 2020
Portfolio Mortgage Programs 23 January 2020
Non-Prime Bank Statement Loan 11 April 2020
Stated Income Verified Assets to 70% LTV Owner Occupied 23 January 2020
Super Jumbo Bank Statement Program 23 January 2020
Asset Depletion Program to 2 Million 23 January 2020
Stated Income / Verified Assets Super Jumbo 23 January 2020
True No Doc Home Loan 23 January 2020
Stated Income / Verified Assets 680 Credit Score 2 Million 03 January 2020
Bank Statement Loan 580 Credit Score 23 January 2020
Non-Prime Lite Doc 15 July 2020
Bank Statement Mortgage to $10,000,000 23 January 2020
Asset Depletion Super Jumbo Mortgage 23 January 2020
Bank Statement Loan 600 Credit Score 23 January 2020
Asset Qualifier Jumbo Loan 26 September 2020