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No Doc Niche Loan Programs

No Doc loans offer self-employed and investor borrowers the chance to buy real estate or refinance mortgages without submitting income or asset documentation. These programs, provided by specialized lenders, streamline the process by eliminating the need for conventional income and asset documentation. They are particularly beneficial for self-employed individuals who deduct business expenses on their tax returns.

No Doc Loan Programs We Offer - Guidelines and Highlights | 800-718-8906:

Bank Statement Loans – 2025

The Bank Statement Loans highlights a suite self-employed borrowers that cannot provide conventional income documentation including the 12-Month Bank Statement option to enable qualification using bank statements providing a flexible, documentation-light path to financing.

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05/29/2020 09/09/2025

Investor DSCR Mortgage Program

Purchase or Cash Out Refinance options available with a minimum 620 credit score. The Real Estate Investor Program provides flexible income documentation, including Full Doc or DSCR (Debt Service Coverage Ratio) alternatives—ideal for investors seeking streamlined qualification using property cash

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06/04/2024 10/15/2025

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