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No Doc Niche Loan Programs

No Doc loans offer self-employed and investor borrowers the chance to buy real estate or refinance mortgages without submitting income or asset documentation. These programs, provided by specialized lenders, streamline the process by eliminating the need for conventional income and asset documentation. They are particularly beneficial for self-employed individuals who deduct business expenses on their tax returns.

No Doc Loan Programs We Offer - Guidelines and Highlights | 800-718-8906

Non-Prime True No Doc Mortgage Program

The Non-Prime True No Doc Mortgage Program is an equity-driven, alternative documentation option tailored for borrowers with unconventional income or documentation (like the self-employed, fixed-income individuals, or those with past credit challenges). No income, asset, or employment verification is required—Debt-to-Income

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Jumbo Investor Loan 90% LTV 720 Credit Score

Maximum Loan Amount Investor Mortgage – $3,500,000 This investment property loan program provides up to $3,000,000 for purchases and rate-term refinances, with cash-out refinancing available up to $1,500,000. Available for investment properties, non-owner-occupied homes, and second homes, the program allows

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Alternative Income Documentation

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Unconventional Mortgage Lending

Investment Property Loans

Hard Money Lenders and Loans

Hard Money Niche Loans

Cash Out Refinance

Second Mortgages

Second Mortgage Niche Loans

Construction Loans

Non-Prime Mortgage Loans

Credit Score Tools